<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-5898848406505129071</id><updated>2011-07-07T17:49:53.248-07:00</updated><category term='Business'/><category term='Finance Career'/><category term='Money'/><category term='Other'/><category term='Bank'/><category term='Financing'/><category term='computer'/><title type='text'>Rise Your Knowledge</title><subtitle type='html'>It contains smalll business, web hosting business, better business bureau, computer, notebook computer, computers, computers training, Bank of america, online bank,US bank, money,
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Explore all our link in this blog, find that you need.</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>63</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-1009749059468028605</id><published>2008-03-12T09:03:00.001-07:00</published><updated>2008-03-12T09:10:27.271-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Deutsche Bank announces executive appointments</title><content type='html'>&lt;table style="color: rgb(255, 204, 51);" border="0" cellpadding="0" cellspacing="0"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;h1&gt;&lt;br /&gt;         &lt;/h1&gt; &lt;div class="doctime"&gt;             12th March 2008           &lt;/div&gt;            &lt;div id="author"&gt;By Staff Writer&lt;/div&gt;            &lt;h2&gt; Deutsche Bank has appointed Tim Ryan and Hugh Macdonald as co-heads of its real estate investment banking team in Australia and New Zealand. &lt;/h2&gt;                    &lt;/td&gt;         &lt;td&gt;               &lt;div id="cont3"&gt; &lt;table border="0" cellpadding="1" cellspacing="0"&gt;   &lt;!--   &lt;div class="tprint"&gt;&lt;a href="javascript:;" onclick="setActiveStyleSheet('Printer Friendly');return false;"&gt;&lt;img src="images/printer_102.gif" width="102" height="17" alt="Print Article" /&gt;&lt;/a&gt;&lt;/div&gt; --&gt;   &lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;a href="http://www.banking-business-review.com/article_news_print.asp?guid=4CCAB022-E688-4CE1-8030-4BC88B30629C"&gt;&lt;img src="http://www.banking-business-review.com/images/bt_print.jpg" alt="Print Article" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt; 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    &lt;ul class="bullist"&gt;&lt;li&gt;&lt;b&gt;&lt;a href="http://www.banking-business-review.com/article_news.asp?guid=715E59FB-39E7-4F4E-A27C-7853533EAF81"&gt;Deutsche Bank China incorporates in Beijing&lt;/a&gt;&lt;br /&gt;&lt;span class="doctime up2px"&gt;3 Jan 2008&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;&lt;a href="http://www.banking-business-review.com/article_news.asp?guid=EBE7A02C-AB2C-42A7-AE8E-112678568E25"&gt;Deutsche Bank appoints new head of global transaction banking in Sri Lanka&lt;/a&gt;&lt;br /&gt;&lt;span class="doctime up2px"&gt;11 Dec 2007&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;&lt;a href="http://www.banking-business-review.com/article_news.asp?guid=10107C08-8833-4B98-8467-59BE732F6EC7"&gt;Deutsche Bank enters Algerian market&lt;/a&gt;&lt;br /&gt;&lt;span class="doctime up2px"&gt;14 Jun 2007&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;&lt;a href="http://www.banking-business-review.com/article_news.asp?guid=6C089BF7-664A-4623-93D1-8EBA848A56AB"&gt;Deutsche Bank appoints head of global banking in France&lt;/a&gt;&lt;br /&gt;&lt;span class="doctime up2px"&gt;21 Feb 2008&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;&lt;a href="http://www.banking-business-review.com/article_news.asp?guid=C476BF2D-FB0E-424D-985B-9C0A152E3DEB"&gt;Deutsche Securities appoints head of global banking in Japan&lt;/a&gt;&lt;br /&gt;&lt;span class="doctime up2px"&gt;22 Feb 2008&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;&lt;/ul&gt; 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   &lt;div class="article"&gt;No White Papers Available&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;  &lt;p style="color: rgb(255, 204, 51);"&gt; Mr Ryan joins the team in Sydney from New York where he was managing director of the real estate investment banking team working in the global mergers and acquisitions group. With over a decade of experience, Mr Ryan's focus for the last six years has been on large cap M&amp;amp;A transactions on behalf of many of the bank's real estate clients. &lt;/p&gt;&lt;p style="color: rgb(255, 204, 51);"&gt; Mr Macdonald joins Deutsche Bank from Citigroup where he was a director in the mergers and acquisitions team in the real estate investment banking division. Prior to his role at Citigroup, he spent five years in London with Morgan Stanley working in capital markets. Mr Macdonald brings with him valuable in-depth market knowledge and relationships with many of the important players in Australia's real estate sector. &lt;/p&gt;&lt;p style="color: rgb(255, 204, 51);"&gt; Monte Koche, global head of real estate investment banking at Deutsche Bank, said: "The combination of Tim and Hugh offers experience that covers the full spectrum - M&amp;amp;A, capital markets, local market knowledge and global connectivity." &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-1009749059468028605?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/1009749059468028605/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=1009749059468028605&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1009749059468028605'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1009749059468028605'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/deutsche-bank-announces-executive.html' title='Deutsche Bank announces executive appointments'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3887586571802012917</id><published>2008-03-12T09:01:00.001-07:00</published><updated>2008-03-12T09:03:04.380-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>UPDATE: Deutsche Bank Hires 6 Private Bankers From JPMorgan</title><content type='html'>&lt;div class="storyheadline"&gt;&lt;br /&gt;&lt;/div&gt; &lt;a href="http://www.dj.com/"&gt;&lt;img src="http://i.cdn.turner.com/money/.element/img/1.0/branding/dj_logo.gif" alt="Dow Jones" align="right" border="0" hspace="0" vspace="0" /&gt;&lt;/a&gt;   &lt;div class="storytimestamp"&gt;March 10, 2008: 11:34 PM EST &lt;!-- CONTENT --&gt;  &lt;/div&gt;&lt;div id="quigo220NF"&gt;&lt;!-- ADSPACE: markets_and_stocks/quigo/newsfeeds/ctr.220x200 --&gt;&lt;div id="ad-654903" style="border: 0pt none ; margin: 0pt; padding: 0pt;" align="center"&gt;&lt;script type="text/javascript"&gt;   cnnad_createAd("654903","http://ads.cnn.com/html.ng/site=cnn_money&amp;cnn_money_pagetype=article&amp;cnn_money_position=220x200_ctr&amp;cnn_money_rollup=markets_and_stocks&amp;cnn_money_section=quigo&amp;params.styles=fs","200","220");                        &lt;/script&gt;&lt;/div&gt;&lt;/div&gt; &lt;!--Start Body--&gt; &lt;p&gt;   (Adds details on &lt;org&gt;Deutsche Bank&lt;orgid value="NYSE:DB"&gt;&lt;/orgid&gt; and JP Morgan's private banking operations.) &lt;/org&gt;&lt;/p&gt;&lt;p&gt;  &lt;location&gt;HONG KONG&lt;/location&gt; -(Dow Jones)- &lt;org&gt;Deutsche Bank AG&lt;orgid value="NYSE:DB"&gt;&lt;/orgid&gt; (DB) said Tuesday it hired a team of six private bankers from &lt;org&gt;JPMorgan Chase &amp;amp; Co.'s&lt;orgid value="NYSE:JPM"&gt;&lt;/orgid&gt; (JPM) &lt;location&gt;Hong Kong&lt;/location&gt; private banking unit, including the head of its &lt;location&gt;Hong Kong&lt;/location&gt; office, &lt;person&gt;Margaret Kwong&lt;/person&gt;.&lt;/org&gt;&lt;/org&gt;&lt;/p&gt;&lt;p&gt;  Also joining Deutsche are &lt;person&gt;Wendy Kong&lt;/person&gt;, &lt;person&gt;Alice Chow&lt;/person&gt;, &lt;person&gt;Wilfred Ng&lt;/person&gt;, &lt;person&gt;Wayne Wai&lt;/person&gt; and &lt;person&gt;Frederick Fong&lt;/person&gt;. They all start at Deutsche on Wednesday.&lt;/p&gt;&lt;p&gt;  &lt;org&gt;Deutsche Bank&lt;orgid value="NYSE:DB"&gt;&lt;/orgid&gt; said its private banking unit increased its assets under management by 19% in 2007. It now manages about &lt;money&gt;US$33.8 billion&lt;/money&gt; on behalf of clients in nine &lt;location&gt;Asia Pacific&lt;/location&gt; markets.&lt;/org&gt;&lt;/p&gt;&lt;p&gt;  Deutsche's private banking operation in &lt;location&gt;Hong Kong&lt;/location&gt; "has grown rapidly by leveraging the bank's strong investment banking platform and offering unique services for entrepreneurs," Ravi Raju, head of &lt;org&gt;Deutsche Bank&lt;orgid value="NYSE:DB"&gt;&lt;/orgid&gt; private wealth management in &lt;location&gt;Asia Pacific&lt;/location&gt;, said in a statement.&lt;/org&gt;&lt;/p&gt;&lt;p&gt;  JPMorgan's private banking unit focuses on ultra-high net worth clients with liquid assets of over &lt;money&gt;US$25 million&lt;/money&gt;. It is generally assumed in the private banking industry that 40% of clients move along with their banker. &lt;/p&gt;&lt;p&gt;  -By &lt;person&gt;Ellen Sheng&lt;/person&gt;, Dow Jones Newswires; 852-2832-2336; &lt;a href="mailto:ellen.sheng@dowjones.com"&gt;ellen.sheng@dowjones.com&lt;/a&gt; &lt;/p&gt;&lt;pre&gt;  (END) Dow Jones Newswires&lt;br /&gt; &lt;chron&gt;03-10-08&lt;/chron&gt; &lt;chron&gt;2334ET&lt;/chron&gt;&lt;br /&gt; Copyright (c) 2008 Dow Jones &amp;amp; Company, Inc.&lt;br /&gt;&lt;/pre&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3887586571802012917?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3887586571802012917/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3887586571802012917&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3887586571802012917'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3887586571802012917'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/update-deutsche-bank-hires-6-private.html' title='UPDATE: Deutsche Bank Hires 6 Private Bankers From JPMorgan'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3885080875668836044</id><published>2008-03-12T09:01:00.000-07:00</published><updated>2008-03-12T09:02:02.651-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>BANKING GIANTS: THE OVERVIEW; 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ATLAS &lt;/div&gt; &lt;div class="timestamp"&gt;Published: October 28, 2003&lt;/div&gt; &lt;p&gt; Bank of America and FleetBoston Financial announced yesterday that they would combine to create a consumer banking giant with branches from Maine to California. &lt;/p&gt;&lt;p&gt;Bank of America, which is based in Charlotte, N.C., but has a strong California franchise, will pay an estimated $48 billion in stock for FleetBoston's robust presence in the Northeast and for access to some of the wealthiest households in the country. Combined, the institution would be the nation's second-largest bank in assets and would control nearly 10 percent of the nation's deposits, the maximum that can be gained by acquisition. All told, it would have 5,700 branches in 29 states. &lt;/p&gt;&lt;p&gt;The announcement comes as Bank of America is being investigated for its role in a widening examination of improper trading in mutual fund shares. The bank recently fired several top executives, and one former broker faces criminal charges by the New York attorney general. The head of its asset management business with oversight of mutual funds was left without a job in the new organization. [Page C1.] &lt;/p&gt;&lt;p&gt;For FleetBoston, itself the product of dozens of acquisitions, the deal ends an institution with roots in 18th-century New England and removes another corporate titan from Boston. The bank has been described as a takeover candidate since it incurred heavy losses after the merger of Fleet Financial and BankBoston in 1999. For customers of Fleet and its predecessors -- who have already changed hands many times -- the combination is sure to produce some anxiety about changes in fees, accounts and service. &lt;/p&gt;&lt;p&gt;Bank of America's chief executive, Kenneth D. Lewis, said yesterday that the addition of Fleet would make Bank of America ''truly a national bank.'' &lt;/p&gt;&lt;p&gt;Still, the bank's stock fell sharply yesterday, as analysts questioned the cost of the deal. &lt;/p&gt;&lt;p&gt;The acquisition, announced on the same day as other big deals in health care and tobacco, may suggest that corporations are beginning to take a more offensive posture after a quiet period for mergers amid corporate scandals and economic torpor. Mr. Lewis predicted that his acquisition would put pressure on other banks to combine, and stocks of several banks viewed as takeover candidates rose yesterday. &lt;/p&gt;&lt;p&gt;The combination, which was reported yesterday in The Boston Globe, will bring together banks that are products of a dizzying list of deals. Each bank struggled to overcome unexpected losses after its last round of mergers -- Bank of America's approximately $60 billion merger with NationsBank in 1998, and Fleet Financial's combination with BankBoston for $16 billion. &lt;/p&gt;&lt;p&gt;Bank of America, under the leadership of Mr. Lewis, reduced its exposure to corporate lending and shed risky businesses like subprime lending and auto leasing. FleetBoston, under it chief executive, Charles K. Gifford, also shifted its emphasis to consumer banking, reducing its exposure to Latin America and slashing the corporate loans on its books -- but not before suffering heavy losses in both areas. &lt;/p&gt;&lt;p&gt;The combined institution will retain the Bank of America name and its headquarters in Charlotte, the former home of NationsBank. Mr. Lewis, 56, will be the new chief executive, and Mr. Gifford, 60, will become chairman and remain in Boston. &lt;/p&gt;&lt;p&gt;Bank of America will control 12 of the 19 seats on the new board. Because the banks do not have much geographic overlap, regulatory and antitrust issues are not expected to pose significant problems. &lt;/p&gt;&lt;p&gt;Mr. Gifford's tenure at FleetBoston was marred by losses. He became chief executive in 2001, having earlier been chief executive of BankBoston. From the beginning, he battled rumors that he was about to sell FleetBoston, as the promised turnaround was slow to materialize. ''It is not our intention to sell the company,'' he said in an interview in March. &lt;/p&gt;&lt;p&gt;Yesterday, he said that the lure of Bank of America was too hard to resist, although he admitted to feeling ''a lot of emotion'' about FleetBoston giving up its independence. &lt;/p&gt;&lt;p&gt;The generous purchase price swayed his decision, according to people briefed on the negotiations. Under the terms of the deal, each FleetBoston share will be exchanged for 0.55 share of Bank of America. Based on Friday's closing prices, each Fleet share is worth $45 -- 40 percent more than before the deal was announced. That premium is the biggest among the top 20 bank deals of the last decade, according to SNL Financial. &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3885080875668836044?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3885080875668836044/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3885080875668836044&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3885080875668836044'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3885080875668836044'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/banking-giants-overview-bank-of-america.html' title='BANKING GIANTS: THE OVERVIEW; BANK OF AMERICA AND FLEETBOSTON AGREE TO MERGER'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8182377629581761312</id><published>2008-03-12T08:59:00.003-07:00</published><updated>2008-03-12T09:01:23.925-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Banking on Zoellick</title><content type='html'>&lt;div id="twocolumnleftcolumninsiderightcolumntop"&gt; &lt;h1&gt;&lt;br /&gt;&lt;/h1&gt; &lt;p class="standfirst"&gt;Will Robert Zoellick be able to get the World Bank back on its feet after the failed presidency of Paul Wolfowitz?&lt;/p&gt; &lt;/div&gt;  &lt;div id="twocolumnleftcolumninsideleftcolumn"&gt;   &lt;h2&gt;&lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/profile.html"&gt;Kenneth Rogoff&lt;/a&gt;&lt;/h2&gt; &lt;p&gt;&lt;!-- Author Bio will go here, eventually //--&gt;&lt;/p&gt;   &lt;h3&gt;Articles&lt;/h3&gt;  &lt;ul&gt;&lt;li&gt;&lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/index.html"&gt;Latest&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/index.html"&gt;Show all&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;h3&gt;&lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/profile.html"&gt;Profile&lt;/a&gt;&lt;/h3&gt;     &lt;div class="webfeed"&gt;  &lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/index.xml"&gt;&lt;img src="http://commentisfree.guardian.co.uk/site_imagery/webfeed.gif" alt="Webfeed" height="15" width="57" /&gt;&lt;/a&gt;&lt;br /&gt; &lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/index.xml"&gt;&lt;strong&gt;All Kenneth Rogoff articles&lt;/strong&gt;&lt;/a&gt; &lt;br /&gt; &lt;a href="http://commentisfree.guardian.co.uk/webfeeds.html"&gt;About Webfeeds&lt;/a&gt;  &lt;/div&gt;  &lt;/div&gt;      &lt;div id="twocolumnleftcolumntopbaselinetext"&gt;May 30, 2007  4:00 PM | &lt;a href="http://commentisfree.guardian.co.uk/kenneth_rogoff/2007/05/banking_on_zoellick.html.printer.friendly" rel="nofollow" title="Printer friendly version"&gt;Printable version&lt;/a&gt;&lt;/div&gt; &lt;p&gt;Will newly anointed World Bank president &lt;a href="http://business.guardian.co.uk/wolfowitz/story/0,,2091161,00.html"&gt;Robert Zoellick&lt;/a&gt; be able to get the organisation back on its feet after the catastrophic failed presidency of &lt;a href="http://www.guardian.co.uk/commentisfree/story/0,,2089105,00.html"&gt;Paul Wolfowitz&lt;/a&gt;? Although hardly a megawatt star of the Bob Rubin category, he certainly brings some positive attributes to the job.&lt;/p&gt;  &lt;p&gt;First, as a key player in bringing China into the &lt;a href="http://www.wto.org/"&gt;World Trade Organization&lt;/a&gt;, Zoellick is a proven internationalist in an American administration where internationalists have sometimes seemed like an endangered species. Second, he is a firm believer in the power of markets and free trade, which have clearly done far more to alleviate poverty over the past half-century than any aid program. Third, he seems to have been a consistent behind-the-scenes supporter of the &lt;a href="http://www.worldbank.org/"&gt;Bank&lt;/a&gt;, whereas many of his Bush administration colleagues would be just as happy to see it shut down and its Washington headquarters turned into private condominiums and offices. So presumably he has a constructive vision for the Bank's future.&lt;/p&gt;  &lt;p&gt;But Zoellick is not without his weaknesses. First and foremost, his appointment extends the embarrassingly outmoded practice of always installing an American in the job. With the Bank tirelessly preaching the merits of good governance, its failure to adopt democratic principles undercuts its own legitimacy. The claim that the World Bank needs an American president to ensure that the US keeps donating money is ridiculous. The annual cost of the US contribution to the World Bank, even taking into account off-the-books loan guarantees, is relatively minor. Any number of developing countries, from China to India to Brazil, could easily step up if the US foolishly stepped down. &lt;/p&gt;  &lt;p&gt;Zoellick's background as a lawyer hardly makes him perfect for the job, either. The World Bank presidency is not about negotiating treaties, as Zoellick did when he was US trade representative. The Bank's most important role in development today is as a "knowledge bank" that helps aggregate, distil, and disseminate best practices from around the world. In this respect, the Bank's technical assistance to governments is very similar to what private consultants offer to companies. &lt;/p&gt;  &lt;p&gt;Moreover, many of the World Bank president's most important decisions involve economics in an essential way. Wrong economic decisions, such as in the 1970's, when &lt;a href="http://www.defenselink.mil/specials/secdef_histories/bios/mcnamara.htm"&gt;Robert McNamara&lt;/a&gt; pushed grandiose, but environmentally devastating, infrastructure projects, have haunted the Bank for decades. &lt;/p&gt;  &lt;p&gt;The biggest question mark, though, is whether Zoellick will be able to hit the ground running and implement desperately needed &lt;a href="http://business.guardian.co.uk/story/0,,2083619,00.html"&gt;reforms&lt;/a&gt;. Reform number one, of course, is to ensure that the next World Bank president is not an American. &lt;a href="http://www.imf.org/external/np/omd/bios/rrf.htm"&gt;Rodrigo de Rato&lt;/a&gt;, Zoellick's counterpart at the European-dominated International Monetary Fund, has already suggested that his successor should be chosen in a more inclusive process. The World Bank should be ashamed that its president has not yet offered a similar proposal.&lt;/p&gt;  &lt;p&gt;Second, Zoellick should ask why the Bank spends only 2.5% of its budget on the "&lt;a href="http://web.worldbank.org/WBSITE/EXTERNAL/WBI/0,,contentMDK:20212624%7EmenuPK:575902%7EpagePK:209023%7EpiPK:207535%7EtheSitePK:213799,00.html"&gt;knowledge bank&lt;/a&gt;" research function that it trumpets so proudly in its external relations materials, while it spends three times that amount on maintaining its executive board.&lt;/p&gt;  &lt;p&gt;Third, Zoellick should use his formidable negotiating skills to cajole rich countries into greatly increasing the grant component of World Bank aid. The idea that a big government-guaranteed global bank is needed to fill holes in private capital markets is laughable nowadays. True, the Bank's poorest clients have little access to private capital markets. By and large, however, the poorest countries need grants, not loans that they still won't be able to pay in 20 years. &lt;/p&gt;  &lt;p&gt;As the Bank switches from loans to grants, it can use some of its massive retained earnings to endow its "knowledge bank" function and related technical advice. But all this knowledge shouldn't be free. A lot of technical advice falls on deaf ears, with countries listening only long enough to get their hands on Bank money. Instead of merely pushing its agenda, the Bank should start charging for its technical advice on a graduated scale so that more of its engagements are client-driven.&lt;/p&gt;  &lt;p&gt;Last but not least, the Bank needs to play a much bigger role in environmental issues and, in general, in promoting good international citizenship by both rich and poor countries. (Some of us have been proposing this for almost two decades.) &lt;/p&gt;  &lt;p&gt;Of course, Zoellick could just attempt to fill the role symbolically and do little or nothing, as some of his predecessors have done. Or, less likely, he could embrace some megalomaniacal and over-reaching vision of government intervention, as others have tried. In any case, let's wish him luck. The world needs the World Bank a lot more than it needs another condominium.&lt;/p&gt;  &lt;p&gt;&lt;br /&gt;&lt;em&gt;In cooperation with &lt;a href="http://www.project-syndicate.org/"&gt;Project Syndicate&lt;/a&gt;, 2007.&lt;/em&gt;&lt;/p&gt;&lt;br /&gt; &lt;p&gt;&lt;small&gt;&lt;a href="http://del.icio.us/post?url=http://commentisfree.guardian.co.uk/kenneth_rogoff/2007/05/banking_on_zoellick.html;title=Banking%20on%20Zoellick" title="Add Banking on Zoellick to del.icio.us"&gt;del.icio.us&lt;/a&gt; |&lt;a href="http://digg.com/submit?phase=2&amp;amp;url=http://commentisfree.guardian.co.uk/kenneth_rogoff/2007/05/banking_on_zoellick.html&amp;amp;title=Banking%20on%20Zoellick" title="Digg Banking on Zoellick"&gt;   Digg it &lt;/a&gt;|&lt;a href="http://tailrank.com/share/?link_href=http://commentisfree.guardian.co.uk/kenneth_rogoff/2007/05/banking_on_zoellick.html&amp;amp;title=Banking%20on%20Zoellick" title="Add  Banking on Zoellick to Tailrank"&gt; Tailrank &lt;/a&gt; |&lt;a href="http://reddit.com/submit?url=http://commentisfree.guardian.co.uk/kenneth_rogoff/2007/05/banking_on_zoellick.html;title=Banking%20on%20Zoellick" title=" Reddit Banking on Zoellick"&gt; 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This subscription   can also be useful for testing our service before taking out a longer-term   subscription. &lt;/p&gt; &lt;table class="news_n" cellpadding="0" cellspacing="1"&gt;     &lt;tbody&gt;&lt;tr class="news_n_head"&gt;      &lt;td&gt;Type&lt;/td&gt;      &lt;td&gt;Duration&lt;/td&gt;      &lt;td&gt;Archive&lt;/td&gt;      &lt;td class="jRight"&gt;Price (EUR)&lt;/td&gt;      &lt;td&gt;&lt;br /&gt;&lt;/td&gt;     &lt;/tr&gt;          &lt;tr&gt;      &lt;td&gt;&lt;strong&gt;Day Unlimited&lt;/strong&gt;&lt;/td&gt;      &lt;td&gt;One Day&lt;/td&gt;      &lt;td&gt;Unlimited&lt;/td&gt;      &lt;td class="jRight"&gt;90.00&lt;/td&gt;      &lt;td class="subscribe"&gt;&lt;a href="http://www.telecompaper.com/order/addtocart.aspx?id=60"&gt;Subscribe&lt;/a&gt;&lt;/td&gt;     &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt; &lt;p&gt;&lt;a href="http://www.telecompaper.com/news/newsaccess.aspx"&gt;More information&lt;/a&gt;&lt;/p&gt;&lt;br /&gt;     &lt;div class="column1"&gt;      &lt;a id="ctl00_MainPlaceHolder_Print2" onclick="Javascript:window.open('\printarticle.aspx?Id=206939&amp;yr=2008','_blank','toolbar=yes,menubar=yes,location=no,left=40,hight=100,scrollbars=yes,width=670,height=400'); return false" href="http://www.telecompaper.com/news/article.aspx?Id=206939&amp;amp;yr=2008"&gt;Print&lt;/a&gt; |   &lt;a id="ctl00_MainPlaceHolder_Comment2" href="mailto:info@telecompaper.com?subject=Bank%20of%20Ayudhya%20launches%20SMS%20banking%20services"&gt;Comment&lt;/a&gt; |   &lt;a id="ctl00_MainPlaceHolder_Mail2" onclick="Javascript:window.open('\mailarticle.aspx?Id=206939&amp;yr=2008','_blank','toolbar=yes,menubar=yes,location=no,left=40,hight=100,scrollbars=yes,width=670,height=400'); return false" href="http://www.telecompaper.com/news/article.aspx?Id=206939&amp;amp;yr=2008"&gt;Mail&lt;/a&gt;   &lt;br /&gt;  &lt;strong&gt;© 2000 - 2008 Telecompaper&lt;/strong&gt;  &lt;/div&gt;&lt;!--column1--&gt;  &lt;div class="column2 jRight"&gt;                 &lt;/div&gt;&lt;!--column2--&gt;         &lt;br /&gt;    &lt;div class="column1"&gt;          &lt;div class="miniBlock_news tb_news"&gt;&lt;h3&gt;&lt;span class="news_point"&gt;&lt;/span&gt;News Access&lt;/h3&gt;&lt;/div&gt; &lt;p&gt;We offer several different options allowing you access to our daily news about   changes and trends in the global telecommunications industry. Our Annual News   Access subscription options provide access to our website for twelve months. &lt;/p&gt; &lt;table class="news_n" cellpadding="0" cellspacing="1"&gt;  &lt;tbody&gt;&lt;tr class="news_n_head"&gt;   &lt;td&gt;News Access&lt;/td&gt;   &lt;td class="center"&gt;Light&lt;/td&gt;   &lt;td class="center"&gt;Basic&lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td&gt;Duration&lt;/td&gt;   &lt;td class="center"&gt;One Year&lt;/td&gt;   &lt;td class="center"&gt;One Year&lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td&gt;Archive period&lt;/td&gt;   &lt;td class="center"&gt;1 Month&lt;/td&gt;   &lt;td class="center"&gt;3 Months&lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td&gt;Price (EUR)&lt;/td&gt;   &lt;td class="center"&gt;195.00&lt;/td&gt;   &lt;td class="center"&gt;295.00&lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td class="subscribe"&gt; &lt;/td&gt;   &lt;td class="subscribe center"&gt;&lt;a href="http://www.telecompaper.com/order/addtocart.aspx?id=78"&gt;Subscribe&lt;/a&gt;&lt;/td&gt;   &lt;td class="subscribe center"&gt;&lt;a href="http://www.telecompaper.com/order/addtocart.aspx?id=72"&gt;Subscribe&lt;/a&gt;&lt;/td&gt;  &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;p&gt;These subscriptions allow you to read all the news stories published on our   website. The prices depend on how far back you want to be able access our   archive, which dates back to 1993. &lt;a href="http://www.telecompaper.com/news/NewsAccess.aspx"&gt;More subscription options&lt;/a&gt;.&lt;/p&gt;     &lt;/div&gt;     &lt;div class="column2"&gt;         &lt;div id="ctl00_MainPlaceHolder__2bb61913adb0_newsList" class="side_news"&gt;       &lt;h3&gt;&lt;span class="news_point"&gt;&lt;/span&gt;&lt;span id="ctl00_MainPlaceHolder__2bb61913adb0_TitleSpan"&gt;Mobile &amp;amp; Wireless News&lt;/span&gt;&lt;/h3&gt;         &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207266" title="12 Mar 2008 04:16 PM CET"&gt;     3 UK launches lime green Sony Ericsson K660i    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207264" title="12 Mar 2008 04:13 PM CET"&gt;     Gamma Telecom claims almost 1,000 mobile connections    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207263" title="12 Mar 2008 04:04 PM CET"&gt;     Shazam names product marketing director - report    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207262" title="12 Mar 2008 03:58 PM CET"&gt;     3 Australia's Cricket TV watched 1.2 mln times    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207256" title="12 Mar 2008 03:40 PM CET"&gt;     Oracle announces mobile interoperability with Nokia devices    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207230" title="12 Mar 2008 03:25 PM CET"&gt;     Vodacom introduces TZS 10,000 recharge voucher    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207147" title="12 Mar 2008 03:22 PM CET"&gt;     Celtel Uganda launches favourites promotion    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207097" title="12 Mar 2008 03:21 PM CET"&gt;     Mobile music, games and TV to generate USD 34 bln by 2010    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207253" title="12 Mar 2008 03:14 PM CET"&gt;     BPL Mobile introduces mobile radio service    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207252" title="12 Mar 2008 03:10 PM CET"&gt;     Nawras to increase investment, plans IPO    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207249" title="12 Mar 2008 03:05 PM CET"&gt;     Laola1 to develop mobile sports TV channel    &lt;/a&gt;       &lt;a href="http://www.telecompaper.com/news/article.aspx?id=207244" title="12 Mar 2008 02:56 PM CET"&gt;     T-Mobile partners Recording Academy for Grammy concert tour    &lt;/a&gt;     &lt;/div&gt;     &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8076184015734692384?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' 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src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-5039709941358911011</id><published>2008-03-12T08:59:00.001-07:00</published><updated>2008-03-12T08:59:41.970-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Finance Career'/><title type='text'>Job Career Vacancy Resources</title><content type='html'>&lt;h1 id="header"&gt;&lt;a href="http://datalowongankerja.com/"&gt;&lt;br /&gt;&lt;/a&gt;&lt;/h1&gt;&lt;!-- google_ad_section_end --&gt;   &lt;h2 class="centerP"&gt;Indonesia Job Employment and Career Vacancy&lt;/h2&gt;&lt;br /&gt;  &lt;p class="centerR"&gt; &lt;script type="text/javascript"&gt;&lt;!-- google_ad_client = "pub-8292990923052832"; google_alternate_ad_url = "http://datalowongankerja.com/google_adsense_script.html"; google_ad_width = 468; google_ad_height = 15; google_ad_format = "468x15_0ads_al"; google_ad_channel ="9223912265"; google_color_border = 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src="http://pagead2.googlesyndication.com/pagead/ads?client=ca-pub-8292990923052832&amp;amp;dt=1205422593341&amp;amp;lmt=1205327895&amp;amp;alternate_ad_url=http%3A%2F%2Fdatalowongankerja.com%2Fgoogle_adsense_script.html&amp;amp;prev_fmts=468x15_0ads_al&amp;amp;format=336x280_as&amp;amp;output=html&amp;amp;correlator=1205422593231&amp;amp;channel=9223912265&amp;amp;pv_ch=9223912265%2B&amp;amp;url=http%3A%2F%2Fdatalowongankerja.com%2Fjobvacancy%2Fteknik%2Flowongan-kerja-bank-panin&amp;amp;color_bg=FFF7EF&amp;amp;color_text=47383F&amp;amp;color_link=F7E7D6&amp;amp;color_url=999999&amp;amp;color_border=FFF7EF&amp;amp;ad_type=text&amp;amp;ref=http%3A%2F%2Fwww.google.co.id%2Fsearch%3Fas_q%3Dbank%2B%26hl%3Did%26num%3D100%26btnG%3DTelusuri%2Bdengan%2BGoogle%26as_epq%3Dbanking%26as_oq%3Dbanks%2B%26as_eq%3D%26lr%3Dlang_en%26cr%3D%26as_ft%3Di%26as_filetype%3D%26as_qdr%3Dd%26as_occt%3Dany%26as_dt%3Di%26as_sitesearch%3D%26as_rights%3D&amp;amp;frm=0&amp;amp;cc=100&amp;amp;ga_vid=1482388230.1205422593&amp;amp;ga_sid=1205422593&amp;amp;ga_hid=1635433678&amp;amp;flash=9.0.47&amp;amp;u_h=768&amp;amp;u_w=1024&amp;amp;u_ah=740&amp;amp;u_aw=1024&amp;amp;u_cd=32&amp;amp;u_tz=420&amp;amp;u_his=1&amp;amp;u_java=true&amp;amp;u_nplug=14&amp;amp;u_nmime=49" marginwidth="0" marginheight="0" vspace="0" hspace="0" allowtransparency="true" frameborder="0" height="0" scrolling="no" width="0"&gt;&lt;/iframe&gt; &lt;/div&gt;   &lt;p&gt;&lt;em&gt;challenge for qualified bankers&lt;/em&gt;&lt;/p&gt; &lt;p&gt;&lt;strong&gt;Panin Bank&lt;/strong&gt;, the fastest growing bank which experiences significant growth and has a successful reputation as one of the leading bank in Indonesia, is currently seeking a good professional people with high integrity to compete our challenge as:&lt;/p&gt; &lt;p&gt;&lt;strong&gt;1. Customer Service&lt;/strong&gt; (CS)&lt;br /&gt;Requirements:&lt;br /&gt;    • Hold Bachelor Degree (S1) from a reputable university with IPK min 2.75&lt;br /&gt;    • Fresh Graduate are welcome&lt;br /&gt;    • Female, Single with maximum 25 year of age&lt;br /&gt;    • Attractive and good appearance&lt;br /&gt;    • Excellent selling and networking skill&lt;br /&gt;    • Highly motivated, hard worker, and disciplined&lt;br /&gt;    • Ability to speak foreign language (English / Mandarin) will be an advantage&lt;br /&gt;    • Computer literate ability to work in computerized environment&lt;/p&gt; &lt;p&gt;&lt;strong&gt;2. Teller&lt;/strong&gt; (TL)&lt;br /&gt;Requirements:&lt;br /&gt;    • Hold Diploma Degree (D3) or Bachelor Degree (S1) from a reputable university with IPK min 2.75&lt;br /&gt;    • Fresh Graduate are welcome&lt;br /&gt;    • Female, Single with maximum 25 year of age&lt;br /&gt;    • Attractive and good appearance&lt;br /&gt;    • Highly motivated, hard worker, and disciplined&lt;br /&gt;    • Highly accuracy and excellent administration&lt;br /&gt;    • Computer literate ability to work in computerized environment&lt;/p&gt; &lt;p&gt;&lt;strong&gt;3. Relationship Manager&lt;/strong&gt; (RM)&lt;br /&gt;Requirements:&lt;br /&gt;    • Male or Female&lt;br /&gt;    • Maximum 27 year of age&lt;br /&gt;    • Bachelor or Master Degree from any reputable university&lt;br /&gt;    • Attractive and good appearance&lt;br /&gt;    • Minimal 2 years experienced in banking industry as Relationship Manager / Personal Banker / CSO / AO and has customer base&lt;br /&gt;    • Ability to speak foreign language (English / Mandarin / Hokien) will be an advantage&lt;br /&gt;    • Have the ability to undertake heavy workload,&lt;br /&gt;    • Have a through knowledge off all the bank products &amp;amp; service&lt;br /&gt;    • Have an excellent selling &amp;amp; networking skills, target oriented, excellent interpersonal relationship skill&lt;/p&gt; &lt;p&gt;&lt;strong&gt;4. Programmer&lt;/strong&gt; (PG)&lt;br /&gt;Requirements:&lt;br /&gt;    • Diploma Degree (D3) or Bachelor Degree from a reputable university in IT or Computer Science&lt;br /&gt;    • Male or Female with maximum 27 year of age&lt;br /&gt;    • Minimal 1 years experience as IT Officer in Banking Industry&lt;br /&gt;    • Fast learner, hard worker and able to work under pressure&lt;br /&gt;    • Familiar with database and able to create program&lt;/p&gt; &lt;p&gt;&lt;strong&gt;5. Sub Branch Manager&lt;/strong&gt; (SBM)&lt;br /&gt;Requirements:&lt;br /&gt;    • Male or Female&lt;br /&gt;    • Maximum 40 year of age&lt;br /&gt;    • Bachelor or Master Degree from reputable company&lt;br /&gt;    • Minimal 2 years experience in banking industry as Sub Branch Manager or Senior Account Officer and has customer base&lt;br /&gt;    • Good command in English and Mandarin&lt;br /&gt;• Able to undertake heavy workload (responsible in achieving sub branch target, maintain service quality and the operation of sub branch)&lt;br /&gt;    • Have a strong marketing &amp;amp; strong leadership&lt;br /&gt;    • Have excellent interpersonal relationship skill&lt;br /&gt;    • Have a good analytical thinking and problem solving&lt;/p&gt; &lt;p&gt;To apply, send your resume and necessary documents with recent photographs to:&lt;br /&gt;&lt;strong&gt;Human Resources Department&lt;/strong&gt;&lt;br /&gt;Gedung Bank Panin&lt;br /&gt;Jl. Jend. Sudirman Kav.1- BS Floor&lt;br /&gt;Jakarta Pusat 10270&lt;/p&gt; &lt;p&gt;or&lt;/p&gt; &lt;p&gt;Email: &lt;strong&gt;hrd.paninsny@gmail.com&lt;/strong&gt;&lt;/p&gt; &lt;p&gt;&lt;em&gt;Submit the application code as an email subject. Only qualified applicant will be followed up.&lt;/em&gt; &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-5039709941358911011?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/5039709941358911011/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=5039709941358911011&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5039709941358911011'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5039709941358911011'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/job-career-vacancy-resources.html' title='Job Career Vacancy Resources'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4527999379782255942</id><published>2008-03-12T08:57:00.002-07:00</published><updated>2008-03-12T08:58:37.141-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Cole Taylor Bank Announces Sale of Woodlawn Branch</title><content type='html'>&lt;table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="775"&gt;&lt;tbody&gt;&lt;tr width="775"&gt;&lt;td&gt;&lt;b&gt;&lt;div id="headline"&gt;&lt;br /&gt;&lt;/div&gt;&lt;/b&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;   &lt;tr&gt;&lt;td&gt;   &lt;table width="100%"&gt;   &lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;br /&gt;&lt;/td&gt;   &lt;td&gt;   &lt;table border="0" cellpadding="0" cellspacing="0" width="649"&gt;         &lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;img src="http://www.newscom.com/cgi-bin/prn/20061010/CGTU045LOGO" /&gt;&lt;/td&gt;&lt;td&gt;  &lt;/td&gt; &lt;td align="left"&gt;&lt;span style="font-size: 8pt; font-weight: bold;"&gt;&lt;span class="storyCaptionTitle"&gt;Cole Taylor Bank logo. (PRNewsFoto/Cole Taylor Bank)&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: 8pt;"&gt;&lt;span class="storyCaptionText"&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: 7pt;"&gt;&lt;span class="storyCaptionDate"&gt;ROSEMONT, IL UNITED STATES&lt;br /&gt;&lt;/span&gt;&lt;/span&gt; &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" height="7"&gt;&lt;br /&gt;&lt;/td&gt;&lt;td&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;     &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;   &lt;/td&gt;   &lt;/tr&gt;    &lt;/tbody&gt;&lt;/table&gt;                     &lt;!-- #BeginEditable "release" --&gt;      &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td align="left"&gt;&lt;pre class="release"&gt;      Bank streamlines operations in fulfillment of strategic mission&lt;br /&gt;&lt;br /&gt;   ROSEMONT, Ill., March 11 /PRNewswire-FirstCall/ -- Mark A. Hoppe, Chief&lt;br /&gt;Executive Officer and President for Cole Taylor Bank, recently announced&lt;br /&gt;the sale of the bank's branch office located at 824 East 63rd Street,&lt;br /&gt;Chicago, Illinois, to Highland Community Bank. The deal is expected to&lt;br /&gt;close on March 31, 2008.&lt;br /&gt;&lt;br /&gt;   (Logo: &lt;a href="http://www.newscom.com/cgi-bin/prnh/20061010/CGTU045LOGO" target="_new"&gt;http://www.newscom.com/cgi-bin/prnh/20061010/CGTU045LOGO&lt;/a&gt;)&lt;br /&gt;&lt;br /&gt;   The sale represents a critical step in the streamlining of Cole&lt;br /&gt;Taylor's banking center operations, enabling it to focus on its niche&lt;br /&gt;market of closely-held businesses. Announcing the sale, Paul W. Kogol,&lt;br /&gt;Group Senior Vice President and Director of Banking Centers for Cole Taylor&lt;br /&gt;Bank said, "Cole Taylor has worked in recent years to realign its&lt;br /&gt;operations to better support its commercial banking strategy. The sale of&lt;br /&gt;the Woodlawn office, coupled with the closing of our Orland Park banking&lt;br /&gt;center in October, 2007, will enable us to sharpen our focus on our niche&lt;br /&gt;market and truly concentrate our efforts on fulfilling our mission to be&lt;br /&gt;Chicago's bank for closely-held businesses."&lt;br /&gt;&lt;br /&gt;   Highland Community Bank, a community bank serving Chicago's south side&lt;br /&gt;for more than 38 years, believes the banking center is a good fit for their&lt;br /&gt;business plan. It will allow them to strengthen their base in the Woodlawn&lt;br /&gt;/ Englewood area and afford them the opportunity to reach more area&lt;br /&gt;residents and businesses with products for home and auto purchases, home&lt;br /&gt;repairs, and loans for churches and other not-for profit organizations.&lt;br /&gt;&lt;br /&gt;   According to Kogol, "We took great care in identifying the right buyer&lt;br /&gt;for our Woodlawn office and believe that the sale is in the best interest&lt;br /&gt;of customers, the Woodlawn neighborhood, Highland and Cole Taylor.&lt;br /&gt;Highland's business strategy is very well-aligned with the banking needs of&lt;br /&gt;the office's clientele. Our Woodlawn customers will begin receiving&lt;br /&gt;information soon from Highland on the types of accounts it offers and I&lt;br /&gt;believe they will be pleased with what they see."&lt;br /&gt;&lt;br /&gt;   About Cole Taylor Bank&lt;br /&gt;&lt;br /&gt;   Cole Taylor Bank, a subsidiary of Taylor Capital Group, Inc. (Nasdaq:&lt;br /&gt;TAYC), specializes in meeting the unique financing, cash management and&lt;br /&gt;wealth management needs of the owners of Chicago's closely-held companies.&lt;br /&gt;One of Chicago's largest independent banks with more than $3 billion in&lt;br /&gt;assets, Cole Taylor Bank has supplied sound financial guidance to&lt;br /&gt;Chicago-area businesses for more than 75 years. Cole Taylor Bank is a&lt;br /&gt;member of FDIC and an Equal Housing Lender.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;!-- begin SiteCatalyst code version: H.4. --&gt;&lt;br /&gt;&lt;script language="JavaScript"&gt; s.server=server() s.channel="news release" s.pageName="news_release_cole taylor bank announces sale of woodlawn branch" s.prop2="109" s.prop3="03-11-2008"  /************* DO NOT ALTER ANYTHING BELOW THIS LINE ! **************/  var s_code=s.t();if(s_code)document.write(s_code);  //--&gt;&lt;/script&gt;&lt;!-- End SiteCatalyst code version: H.4. --&gt;&lt;/pre&gt;         &lt;!-- #EndEditable --&gt; &lt;table border="0" cellpadding="0" cellspacing="0" width="775"&gt;   &lt;tbody&gt;&lt;tr&gt;    &lt;td width="1%"&gt; &lt;/td&gt; &lt;td width="98%"&gt; SOURCE Cole Taylor Bank&lt;br /&gt;&lt;hr align="center" color="#6d8cc4" size="2" width="100%"&gt;&lt;br /&gt;&lt;div id="link1" style="display: none;"&gt;&lt;b&gt;Link to this page:&lt;/b&gt;&lt;br /&gt;&lt;a name="linktopagebottom"&gt;&lt;/a&gt;&lt;a href="http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=109&amp;amp;STORY=/www/story/03-11-2008/0004772204&amp;amp;EDATE=#linktopagetop" onclick="disp('link1');"&gt;&lt;br /&gt;&lt;img src="http://www.prnewswire.com/images/link_bottom.gif" alt="Link to this page" border="0" /&gt;&lt;/a&gt;  &lt;input id="link" size="95" type="textarea"&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src="http://www.prnewswire.com/images/backtotop.gif" alt="Back to Top" border="0" /&gt;&lt;a href="http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=109&amp;amp;STORY=/www/story/03-11-2008/0004772204&amp;amp;EDATE=#linktopagetop"&gt;back to top&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Related links:&lt;/b&gt;&lt;br /&gt;&lt;li&gt;&lt;a href="http://www.coletaylor.com/" target="_new"&gt;http://www.coletaylor.com&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Photo Notes:&lt;/b&gt;&lt;a href="http://www.newscom.com/cgi-bin/prnh/20061010/CGTU045LOGO" target="_new"&gt;http://www.newscom.com/cgi-bin/prnh/20061010/CGTU045LOGO&lt;/a&gt;&lt;br /&gt;AP Archive: &lt;a href="http://photoarchive.ap.org/" target="_new"&gt;http://photoarchive.ap.org&lt;/a&gt;&lt;br /&gt;PRN Photo Desk, &lt;a href="mailto:photodesk@prnewswire.com"&gt;photodesk@prnewswire.com&lt;/a&gt;&lt;/li&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4527999379782255942?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4527999379782255942/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4527999379782255942&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4527999379782255942'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4527999379782255942'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/cole-taylor-bank-announces-sale-of.html' title='Cole Taylor Bank Announces Sale of Woodlawn Branch'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2425434568939675208</id><published>2008-03-12T08:57:00.001-07:00</published><updated>2008-03-12T08:57:55.320-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>FEATURE-In Italy, bank mergers scant benefit to customers</title><content type='html'>&lt;span class="mainarttitle"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="mainartdate"&gt;03.11.08,     9:04 AM ET&lt;/span&gt;&lt;table align="left" border="0" cellpadding="0" cellspacing="0"&gt; &lt;tbody&gt;&lt;tr&gt; &lt;td&gt;&lt;br /&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  By Lisa Jucca and Deepa Babington &lt;p&gt; MILAN/ROME, March 11 (Reuters) - While turmoil in the financial markets threatens profits of banks worldwide, Italian lenders face an altogether different headache: growing pressure to share some of their fat profits with angry consumers.&lt;/p&gt;&lt;p&gt; A frenzy of mergers worth $159 billion in three years has turned the long-protected Italian banking industry from a ragtag bunch of small lenders into a more dynamic system boasting two of Europe's top 10 banks: UniCredit and Intesa Sanpaolo.&lt;/p&gt;&lt;p&gt; Bank of Italy chief Mario Draghi, the country's top banking regulator, had hoped the merger wave would push down Italy's notoriously high bank fees. But the emergence of local giants and the entry of major foreign lenders such as France's &lt;b&gt;BNP Paribas&lt;/b&gt;     (other-otc:       &lt;a href="http://finapps.forbes.com/finapps/jsp/finance/compinfo/CIAtAGlance.jsp?tkr=BNPQY.PK" class="maintkrlink"&gt;BNPQY.PK&lt;/a&gt; -  &lt;a href="http://www.forbes.com/markets/company_news.jhtml?ticker=BNPQY.PK"&gt;        news     &lt;/a&gt; -     &lt;a href="http://www.forbes.com/peopletracker/results.jhtml?startRow=0&amp;amp;name=&amp;amp;ticker=BNPQY.PK"&gt;        people     &lt;/a&gt;) and Credit Agricole have yet to trigger sharp changes.&lt;/p&gt;&lt;p&gt; Italians pay the highest fees of 25 EU countries to manage their bank accounts, according to a European Commission survey: consumer groups and regulators are ratcheting up pressure on banks to spread the benefits of the mergers to ordinary folk.&lt;/p&gt;&lt;p&gt; Being able to churn out high profit margins from simple retail banking services -- and the conservative outlook of their clients -- have helped Italian banks sidestep the credit crisis triggered by U.S. banks' exposure to subprime mortgages.&lt;/p&gt;&lt;p&gt; Some investment analysts argue Italian banks are better placeed than peers to tackle a slowing global economy.&lt;/p&gt;&lt;p&gt; "They mainly operate in the domestic market and their business mix is largely focused on the domestic retail business," Dresdner Kleinwort analysts said in a February note.&lt;/p&gt;&lt;p&gt; "This business model has reduced exposure to risky investment banking revenues ... and critically, has limited the impact of the recent liquidity squeeze."&lt;/p&gt;&lt;p&gt; Just over half of analyst recommendations on banks globally are neutral or bearish, according to Reuters Estimates data: on Intesa only around a third recommend investors hold or sell the shares, and for Unicredit that proportion sinks to 15 percent.&lt;/p&gt;&lt;p&gt; "Consolidation has brought more competition in banking services for companies. There is less evidence that competition has increased much for retail bank clients," said Marcello Messori, professor at Rome's Tor Vergata University and author of a recently published book, "The Power of Banks".&lt;/p&gt;&lt;p&gt; Indeed, foreign banks, lured by the prospect of high margins, have tended to charge the same high fees that have made banking one of Italy's most profitable domestic sectors, said economic analyst Anna Vizzari of consumer group Altroconsumo.&lt;/p&gt;&lt;p&gt; Italian banking group ABI says banks are forced to charge high fees because their own costs are high, while customers buy fewer financial products than in other countries.&lt;/p&gt;&lt;p&gt; "It's true that they (banking fees) are among the highest in Europe but we also have the highest number of front-office transactions," UniCredit CEO Alessandro Profumo said in January, partly blaming Italy's still widespread use of cash.&lt;/p&gt;&lt;p&gt; PRICEY BUSINESS&lt;/p&gt;&lt;p&gt; Italian banks have long been known for high fees and poor service. Forget more complex transactions like buying or selling foreign stocks, just opening a bank account means endless forms.&lt;/p&gt;&lt;p&gt; Until recently, closing an account was worse. Some customers paid as much as 450 euros for the privilege, says Altroconsumo.&lt;/p&gt;&lt;p&gt; Online banking is popular in many other countries, but Italians often can carry out basic transactions like cashing in cheques only at the branch where they opened their bank account. Fees of as much as 2 euros are slapped on each statement sent.&lt;/p&gt;&lt;p&gt; The Bank of Italy says completing a payment by cheque still takes an average of seven days, pointing out that Italy, one of the Group of Seven most developed nations, is considerably behind in the use of electronic payments.&lt;/p&gt;&lt;p&gt; Banks can refuse to accept certain payments by cheque if issued by another bank, forcing customers to carry out a bank transfer or use cash.&lt;/p&gt;&lt;p&gt; In all, Italians pay an average of 90 euros a year to maintain an account -- more than six times the EU average of 14 euros, the European Commission's Consumer Scoreboard 2008 shows.&lt;/p&gt;&lt;p&gt; "Every month I spend a whole lot on ATM fees and maintenance fees -- much more than any interest I ever get," says Cosimo Fanfani, a store manager aged 28, who for years left money idle in an account for fear of being hit with a closing fee. "Putting money in the bank seems to do more for the bank than for me."&lt;/p&gt;&lt;p&gt; Even interest rates charged for home mortgages and consumer credit are both higher than the euro area average, the Bank of Italy has said.&lt;/p&gt;&lt;p&gt; KEEPING THE HEAT ON&lt;/p&gt;&lt;p&gt; But pressure from consumers and regulators is starting to yield results. The outgoing centre-left government in 2006 made it illegal to impose fees to close accounts and in 2007 allowed customers to switch mortgages without paying a penalty.&lt;/p&gt;&lt;p&gt; Consumer groups hope the next government, due to be elected in April, will continue with reforms -- but they plan to keep up their fight. One group, Adusbef, plans to use newly introduced class action lawsuits to target banks charging a type of compound interest on loans that it likens to "usury".&lt;/p&gt;&lt;p&gt; Top Italian regulators have stepped up the pressure as well.&lt;/p&gt;&lt;p&gt; Draghi has repeatedly called on banks to boost transparency and cut fees. He has lauded recent improvements on the consumer front but called for swifter progress.&lt;/p&gt;&lt;p&gt; Italy's antitrust regulator Antonio Catricala has been even more vocal. He says his agency has seen a number of banks not applying new laws on fees, complaining that he too was once slapped with a large fee for paying off a mortgage early.&lt;/p&gt;&lt;p&gt; "It's clear that competition is possible only if there is transparency," said Catricala. "Banks can still do more to produce savings."&lt;/p&gt;&lt;p&gt; (Editing by Sara Ledwith) &lt;/p&gt;Copyright 2008 Reuters, Click for  &lt;a href="javascript:popit('http://about.reuters.com/media/brandguide/Legal.aspx',580,680)"&gt;Restriction&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2425434568939675208?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2425434568939675208/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2425434568939675208&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2425434568939675208'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2425434568939675208'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/feature-in-italy-bank-mergers-scant.html' title='FEATURE-In Italy, bank mergers scant benefit to customers'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-6578569893950342339</id><published>2008-03-12T08:55:00.000-07:00</published><updated>2008-03-12T08:56:28.244-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Citigroup to merge Japan brokerage, banking units</title><content type='html'>&lt;span class="t"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="tt"&gt;Tuesday March 11, 7:15 am ET&lt;/span&gt;&lt;br /&gt;&lt;span class="au"&gt;By David Dolan&lt;/span&gt;  &lt;div class="ar"&gt; TOKYO (Reuters) - Citigroup said on Tuesday it would merge  its brokerage and investment banking units in Japan, as the  faltering U.S. bank looks to bulk up in the world's  second-largest economy, despite cutbacks elsewhere.&lt;p&gt;&lt;table align="left" border="0" cellpadding="4" cellspacing="4"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;table border="0" cellpadding="0" cellspacing="0"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;span style="font-family:arial;font-size:-2;"&gt;ADVERTISEMENT&lt;/span&gt;&lt;br /&gt;&lt;!--Vendor: DoubleClick Javascript, Format: Standard --&gt; &lt;script language="JavaScript1.1" src="http://ad.hk.doubleclick.net/adj/N1405.YahooIndonesia/B2734702;sz=300x250;dcopt=rcl;click=http://us.ard.yahoo.com/SIG=14tg5hpjr/M=645472.12299684.12710717.1435155/D=fin/S=54387792:LREC/Y=YAHOO/EXP=1205343878/L=nOgyMtFJqz.vvOiNR1bwIQSBfaJaqkfX.mYABlel/B=aGswAkJe5tI-/J=1205336678443083/A=5232211/R=0/*;ord=1205336678443083?"&gt; &lt;/script&gt;&lt;!-- Template Id = 1 Template Name = Banner Creative (Flash) --&gt; 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Citigroup, which lost $9.8 billion in the fourth quarter  due to soured U.S. subprime loans, said it still planned an  initial public offering of its fund management unit Nikko Asset  Management, but no timing has been set.&lt;/p&gt;&lt;p&gt; Even as the U.S. firm continues to falter under massive  losses from subprime investments, Citigroup's chief executive  in Japan, Douglas Peterson, said it would not alter its plan to  build a united banking and securities group in Japan.&lt;/p&gt;&lt;p&gt; "This commitment comes from the top of the organization,  from our new CEO, Vikram Pandit," Peterson told a news  conference.&lt;/p&gt;&lt;p&gt; After more than 100 years as a niche player in Japanese  banking, the U.S. firm is now hoping to tap into the country's  $13 trillion in household financial assets, most of which sits  in low-yield savings accounts.&lt;/p&gt;&lt;p&gt; Citigroup said it would reshuffle its Japan organization  over the next two years, bringing brokerage Nikko Cordial and  investment bank Nikko Citigroup together as Nikko Citi  Holdings.&lt;/p&gt;&lt;p&gt; The bank completed its acquisition of Nikko Cordial,  Japan's third-largest brokerage, earlier this year, giving it  full control of about 100 brokerage outlets and a name  well-known to domestic investors.&lt;/p&gt;&lt;p&gt; After its big fourth-quarter loss, the bank has been on a  push to improve its finances. In addition to raising $14.5  billion from foreign investors, the firm announced 4,200 job  cuts. &lt;/p&gt;&lt;p&gt; JOB CUTS&lt;/p&gt;&lt;p&gt; A spokeswoman for Citigroup, Chikako Oki, declined to say  how many of those cuts, if any, were in Tokyo. She also would  not say whether or not the bank was considering cuts in the  future.&lt;/p&gt;&lt;p&gt; Goldman Sachs analysts have said they expect the firm to  cut jobs by up to 7 percent in coming months. That would work  out to about 26,000 people, based on Citigroup's year-end total  of 375,000 employees.&lt;/p&gt;&lt;p&gt; As part of its reorganization, Citigroup said it would  focus on three areas: retail businesses such as securities and  banking, institutional businesses such as investment banking,  and alternative investments such as private equity and hedge  funds.&lt;/p&gt;&lt;p&gt; The bank said it was still planning an IPO for Nikko Asset  Management, and that it expected to transfer merchant banking  unit Nikko Principal Investments to another Citigroup  affiliate.&lt;/p&gt;&lt;p&gt; The reorganization plans come after the bank said last week  it aims to cut its home loan exposure by $45 billion, and save  $200 million a year in an overhaul of its U.S. residential  mortgage business.&lt;/p&gt;&lt;p&gt; The bank also said last month it had completed the sale of  its Japanese headquarters to Morgan Stanley, a deal the local  press said was worth about 48 billion yen ($469.8 million).&lt;/p&gt;&lt;p&gt; Shares of Citigroup ended down 4.5 percent at 2,030 yen on  the Tokyo exchange's market for foreign companies.&lt;/p&gt;&lt;p&gt; (Editing by Elaine Hardcastle)&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-6578569893950342339?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/6578569893950342339/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=6578569893950342339&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6578569893950342339'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6578569893950342339'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/citigroup-to-merge-japan-brokerage.html' title='Citigroup to merge Japan brokerage, banking units'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8330776083024986998</id><published>2008-03-12T08:49:00.001-07:00</published><updated>2008-03-12T08:55:01.323-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Abu Dhabi Group buys Georgian bank</title><content type='html'>&lt;h1&gt;&lt;br /&gt;&lt;/h1&gt; &lt;div class="line"&gt;United Arab Emirates: &lt;b&gt;12 hours, 7 minutes ago&lt;/b&gt;&lt;/div&gt; &lt;h2 class="summary"&gt;The Abu Dhabi Group has purchased Georgia's Standard Bank for $42m, reported Reuters. as it seeks to tap economic growth in the former Soviet state. The Abu Dhabi Group is an investment company owned by a member of the ruling family of the emirate. Bashir Tahir, the group's CEO, said there is also a lot of interest in the former Soviet state from Europe and the US, and some neighbouring countries. He said the group's investment in the Georgian bank is long-term. &lt;/h2&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8330776083024986998?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8330776083024986998/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8330776083024986998&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8330776083024986998'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8330776083024986998'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/abu-dhabi-group-buys-georgian-bank.html' title='Abu Dhabi Group buys Georgian bank'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3011606437112330563</id><published>2008-03-10T06:24:00.000-07:00</published><updated>2008-03-10T06:26:36.081-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Dick Bove Says Banking Is Sound - Time to Buy Financials?</title><content type='html'>&lt;div id="page_header"&gt;        &lt;div id="article_info"&gt;     &lt;span id="page_position"&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;a name='more'&gt;&lt;/a&gt;         Punk Ziegel's bank analyst Dick Bove has issued another strikingly rational report that provides tasty food for thought. This one is entitled "Wait! Stop! Think!". In it he argues that the media is fomenting hysteria about the situation in the banking industry, which in reality remains quite sound.  &lt;p&gt;Bove's been around long enough to have seen this before as an analyst during the 1990 bank debacle. While the media and government figures continued to predict dire outcomes and questioned the viability of the banking industry, bank stocks actually bottomed in late 1990 and appreciated smartly thereafter. &lt;/p&gt; &lt;p&gt;Is today's crisis worse than 1990? Bove points out several issues that were present then that aren't now:&lt;/p&gt; &lt;blockquote&gt;&lt;li&gt;Developing countries were nearly bankrupt&lt;/li&gt; &lt;li&gt;&lt;p&gt;LBO's were failing &lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p&gt;Commodities were deflating &lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p&gt;Commercial real estate was in over-supply due to a change in the tax laws &lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p&gt;The credit derivatives market was in dire straits mainly due to the junk bond fiasco. &lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p&gt;THOUSANDS of banks and thrifts failed.&lt;/p&gt;&lt;/li&gt;&lt;/blockquote&gt; &lt;p&gt;The only direct parallel today is the credit market implosion. The other conditions don't exist. Only 76 of 8233 banks are on the FDIC watch list. Hence, it would be up to the credit market collapse to take the system down, which Bove says requires an implosion in the single-family mortgage market. &lt;/p&gt;&lt;p&gt;He estimates that if 50% of the sub-prime mortgages behind the credit derivatives market fail, and the collateral value of these loans is reduced to the land only (the houses are worth zero), that the total write down might be about $500B. Although painful, this would represent only 1% of the total debt outstanding in the US economy. It would easily be absorbed by the system.&lt;/p&gt; There are other issues weighing on bank stocks: &lt;p&gt; A recent accounting change requires banks to value assets based on "comparables" rather than predicted cash flows. A variety of indexes were created to support this pricing requirement, yet the indexes lack liquidity and can be (and Bove believes are being) manipulated. The index which represents Commercial Mortgage Backed Securities is reflecting a default ratio of 6%, while actual defaults are at 0.27%. Yet banks must mark some of their assets to these indexes whether they reflect reality or not, deflating their balance sheets for no good reason.&lt;/p&gt; Bank cash flows and true capital (as opposed to accounting entries which reflect a variety of non-cash adjustments) are actually in good shape. The current liquidity crisis is being caused by institutions unwilling to lend to one another, not by a true lack of funds. As opposed to a crisis where funds simply don't exist, a "fear of risk" based crisis will cure itself as interest rates adjust. Bove believes this is underway and may resolve itself soon.Bove picks apart yesterday's article in the Journal entitled "New Spasm Jolts Credit Markets" which made the following statement:"Rates banks charge each other remain elevated" - false because 3-month LIBOR has dropped (from 5.34% to 3% over the past 12 months) faster than Fed Funds signaling banks' willingness to lend to each other. &lt;p&gt;"The Price of insurance against bank debt default is soaring" - The point the journal makes here is that such insurance costs 20x what it did last summer. As Bove points out, that means it was one lousy forecaster of default last summer, so why should we believe it is a good indicator now? It is in fact a lagging, not a leading, indicator. &lt;/p&gt; Interest rates on a variety of instruments are being "pushed up" - Then why is it that six months ago, 30 yr mortgages were 6.46% vs. 4.88% now, and AAA bonds were at 5.73% vs 5.48% today?"Banks are constrained for capital" - actually, common equity+reserves as a percentage of assets is just below an all time high. Bove believes the Journal (much like other media outlets, as I have previously commented) wants to sell bank panic just as it did in 1990. He notes that when he is quoted by reporters lately they highlight the negatives and ignore the positives. Bove concludes: "There is a financial panic underway fed by a definable problem; a steady flow of misinformation; bad accounting rules; manipulated indices; a lack of understanding of bank cash flows and capital; a demand for higher risk-adjusted returns; and a lack of financial leadership." &lt;p&gt;He believes that bank stocks in general should be bought. None other than Warren Buffet agrees, as he bought shares of Wells Fargo &lt;a class="ticker" href="http://www.vestopia.com/Ticker.aspx?ticker=WFC"&gt;(WFC&lt;/a&gt;) last quarter (I own &lt;a class="ticker" href="http://www.vestopia.com/Ticker.aspx?ticker=WFC"&gt;WFC&lt;/a&gt; in some of my managed accounts). I know that when most everyone is leaning one way and sentiment becomes extreme in one direction, my gut instinctively tells me it's overdone and that the smart thing to do is be a contrarian. At the very least, be wary of taking media reports and market zeitgeist at face value. Conversely, I pay close attention to the few rational intelligent voices willing to go against the herd.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3011606437112330563?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3011606437112330563/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3011606437112330563&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3011606437112330563'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3011606437112330563'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/dick-bove-says-banking-is-sound-time-to.html' title='Dick Bove Says Banking Is Sound - Time to Buy Financials?'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2600460068334356539</id><published>2008-03-10T06:22:00.000-07:00</published><updated>2008-03-10T06:23:54.517-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Money'/><title type='text'>KVB to launch new schemes by this June</title><content type='html'>&lt;strong&gt;&lt;/strong&gt;&lt;br /&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="left" valign="top"&gt;&lt;div class="section1"&gt; &lt;div class="Normal"&gt; &lt;span style="font-size: 10pt;"&gt;  TIRUCHIRAPPALLI: The Karur Vysya bank will be launching two new schemes by June Bank At Your Doorstep (BATD) and Quick Cash Remittance (QCR), its Chairman P T Kuppuswamy said on Monday.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 10pt;"&gt;  Under BATD, if a customer wants to deposit money in the bank, he can call up the branch manager and the money would be collected from his home, the Chairman said here at the inauguration of the 285th branch of the bank at Suriyur.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 10pt;"&gt;  As per the QCR scheme, the customer would have to put the cash he wants to deposit in a cover and give it to the manager and it will be remitted into his account, Kuppuswamy said, adding the handing over of the money to the manager would be recorded on video.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 10pt;"&gt;  The QCR scheme was under trial at the main branch at Karur and Coimbatore.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 10pt;"&gt;  Bank's business would touch Rs 21,000 crore Rs 12,000 in deposits and Rs 9,000 advances by March end this year, said Kuppuswamy.  &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 10pt;"&gt;  It also plans to open three branches including one at Chennai and Hyderabad.  &lt;/span&gt; &lt;/div&gt; &lt;/div&gt;&lt;!--google_ad_region_end=article--&gt;&lt;script type="text/javascript"&gt;                                  var RN = new String (Math.random());                  var RNS = RN.substring (2,11);                  b2 = '&lt;iframe align="left" src="\" width="255" height="250" marginwidth="0" marginheight="0" hspace="0" vspace="0" frameborder="0" scrolling="no" bordercolor="\"&gt; &lt;/iframe&gt;';                  if (doweshowbellyad==1)                                   bellyad.innerHTML = b2;                                    &lt;/script&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td height="10"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2600460068334356539?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2600460068334356539/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2600460068334356539&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2600460068334356539'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2600460068334356539'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/kvb-to-launch-new-schemes-by-this-june.html' title='KVB to launch new schemes by this June'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8774383676934430831</id><published>2008-03-10T06:18:00.001-07:00</published><updated>2008-03-10T06:18:38.920-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Money'/><title type='text'>Make Money From Your Own Website</title><content type='html'>&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;        &lt;hr style="color: rgb(209, 209, 225);" size="1"&gt;    &lt;!-- / icon and title --&gt;         &lt;!-- message --&gt;   &lt;div id="post_message_6898058"&gt;&lt;span style="font-size:180%;"&gt;&lt;b&gt;If you want to start your own website and make it your main income so this is the website that you need.&lt;br /&gt;&lt;br /&gt;This website is a step by step guide to start your own website from the beginning, and make your own google adsense account and start revenue money from it up to thousands of dollars monthly.&lt;br /&gt;&lt;br /&gt;I made this website based on my successful experience and I want to share it with every one.&lt;br /&gt;&lt;br /&gt;I have about 3 websites and I make good money from them so I want you also to make money from your own websites.&lt;br /&gt;&lt;br /&gt;All what you need is to follow the steps that are listing in this website, and you will make more than 2000$ monthly.&lt;br /&gt;&lt;br /&gt;I summarized the steps that we will explain them later.&lt;br /&gt;&lt;br /&gt;   1.&lt;br /&gt;&lt;br /&gt;      Making of a Website:&lt;br /&gt;&lt;br /&gt;o   Choose idea for website&lt;br /&gt;&lt;br /&gt;o   Look at lots of sites that have that have the same idea&lt;br /&gt;&lt;br /&gt;o   Collect materials&lt;br /&gt;&lt;br /&gt;o   Write your own materials&lt;br /&gt;&lt;br /&gt;o   Learn the basics of html and frontpage , which is the program that we will use In order to design and build our website&lt;br /&gt;&lt;br /&gt;   2.&lt;br /&gt;&lt;br /&gt;      Get domain and host your website&lt;br /&gt;&lt;br /&gt;o   Search a domain&lt;br /&gt;&lt;br /&gt;o   Host your website&lt;br /&gt;&lt;br /&gt;   3.&lt;br /&gt;&lt;br /&gt;      Make google adsense account and integrate it in you website:&lt;br /&gt;&lt;br /&gt;o   Make a google adsense account&lt;br /&gt;&lt;br /&gt;o   Put ads in your website’s pages&lt;br /&gt;&lt;br /&gt;o   Learn technique and tips to increase your revenue from google adsense&lt;br /&gt;&lt;br /&gt;o   Start earning money&lt;br /&gt;&lt;br /&gt;   4.&lt;br /&gt;&lt;br /&gt;      Make your site famous:&lt;br /&gt;&lt;br /&gt;o   Add your site to the biggest search engines. For example google, yahoo, msn, etc&lt;br /&gt;&lt;br /&gt;o   Make an account in google adwords and increase your traffic.&lt;br /&gt;&lt;br /&gt;   5.&lt;br /&gt;&lt;br /&gt;      Now you can just update you website and start getting thousands of dollars monthly.&lt;br /&gt;   6.&lt;br /&gt;&lt;br /&gt;      It’s not a dream you can make it just like me! All you need is patient. &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;from http://4youplant.110mb.com/make&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8774383676934430831?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8774383676934430831/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8774383676934430831&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8774383676934430831'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8774383676934430831'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/make-money-from-your-own-website.html' title='Make Money From Your Own Website'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2897816840887675002</id><published>2008-03-10T06:10:00.000-07:00</published><updated>2008-03-10T06:15:08.127-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Money'/><title type='text'>US Congress Opens Fire on Banking 'Fat Cats'</title><content type='html'>&lt;h3&gt;&lt;br /&gt;&lt;/h3&gt;   &lt;p&gt;&lt;span class="ch-link"&gt;&lt;a href="http://money.propeller.com/"&gt;Money&lt;/a&gt;&lt;/span&gt; – Stan O'Neal and Charles Prince were forced to defend themselves against allegations that they greedily enriched themselves even as their shareholders were forced to bear the collapse of investments as their banks wrote off billions of dollars of sub-prime losses.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2897816840887675002?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2897816840887675002/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2897816840887675002&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2897816840887675002'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2897816840887675002'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/us-congress-opens-fire-on-banking-fat.html' title='US Congress Opens Fire on Banking &apos;Fat Cats&apos;'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-185002286751551590</id><published>2008-03-06T23:45:00.000-07:00</published><updated>2008-03-06T23:48:02.293-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Computer Business for Sale - $35000</title><content type='html'>&lt;h2&gt;&lt;br /&gt;&lt;/h2&gt; &lt;hr /&gt; Reply to: &lt;a href="mailto:sale-596934424@craigslist.org?subject=Computer%20Business%20for%20Sale%20-%20$35000"&gt;sale-596934424@craigslist.org&lt;/a&gt;&lt;br /&gt;Date: 2008-03-05,  9:02PM EST&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Operating Computer Business for sale, includes physical assets, goodwill, existing customer base and existing customer contracts (monthly revenues). Potential is unlimited. 1 person can easily make 75,000 per year.&lt;br /&gt;Sale price advertised is based on the existing business revenues, not on the potential.&lt;br /&gt;Sale price right now is $25,000 and is firm, terms (down payment and balance) can be negotiated. Owner is retiring and has other obligations. Price will keep going up by 2,500 per week until sold. Owner will supply close support, provide marketing plans for expansion, and help with re-originization for period of 3 months and then support will continue over Internet for 6 months. All that is required is an interest in the computer field, good technical knowledge of computer software and hardware, good customer relations attitude and a little cash. This is a business that can be operated from your home.&lt;table summary="craigslist hosted images"&gt; &lt;tbody&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;br /&gt;&lt;/td&gt; &lt;td align="center"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt; &lt;tr&gt;&lt;td align="center"&gt;&lt;br /&gt;&lt;/td&gt; &lt;td align="center"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;   &lt;br /&gt;&lt;br /&gt;&lt;ul class="blurbs"&gt;&lt;li&gt; Location: Bergen County &lt;/li&gt;&lt;li&gt; it's NOT ok to contact this poster with services or other commercial interests&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt; PostingID: 596934424&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-185002286751551590?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://newyork.craigslist.org/' title='Computer Business for Sale - $35000'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/185002286751551590/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=185002286751551590&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/185002286751551590'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/185002286751551590'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/computer-business-for-sale-35000.html' title='Computer Business for Sale - $35000'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-7155964893022831457</id><published>2008-03-06T23:43:00.000-07:00</published><updated>2008-03-06T23:49:13.270-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Computer science graduating class of 2007 smallest this decade</title><content type='html'>&lt;h1&gt;But turnaround possible as new enrollments show signs of leveling off &lt;/h1&gt;                                 &lt;div class="top_bar"&gt;         &lt;script language="javascript"&gt;         function showHideShare() {          var share_link;          share_link = document.getElementById("share_link");          if (share_link.className == "share") {           share_link.className = "share_expanded";           }          else {           share_link.className = "share";          }            var element;           element = document.getElementById("share_container")           if (element.style.display == "none"){            element.style.display = "";           } else {            element.style.display = "none";           }         }        &lt;/script&gt;                       &lt;div class="byline"&gt;By Patrick Thibodeau&lt;/div&gt;&lt;/div&gt;&lt;div class="inset"&gt;&lt;div class="block"&gt;&lt;br /&gt;                                                      &lt;div class="tab_content" id="tab3_content"&gt;          &lt;h4&gt;Top-rated comments&lt;/h4&gt;                    &lt;div class="comment_block"&gt;            &lt;div class="comment"&gt;             &lt;span class="user_name"&gt;GregMan says: &lt;/span&gt;             &lt;span class="comment_text"&gt;So Bill Gate$ is going to congress to beg for more H1-B's, and this is going to encourage more Americans...&lt;/span&gt;            &lt;/div&gt;            &lt;div class="comment_actions"&gt;             &lt;a href="http://www.computerworld.com/comments/comment/view/9066659/42841"&gt;&lt;span class="more"&gt;Read the rest&lt;/span&gt;&lt;/a&gt;              | &lt;a href="http://www.computerworld.com/comments/comment/reply/9066659/42841"&gt;&lt;span class="reply"&gt;Reply&lt;/span&gt;&lt;/a&gt;            &lt;/div&gt;           &lt;/div&gt;                    &lt;div class="comment_block"&gt;            &lt;div class="comment"&gt;             &lt;span class="user_name"&gt;dry heaves says: &lt;/span&gt;             &lt;span class="comment_text"&gt;Anyone notice the economy is tanking. No profession other than bankruptcy attorney is safe. Doctors are fleeing the profession due...&lt;/span&gt;            &lt;/div&gt;            &lt;div class="comment_actions"&gt;             &lt;a href="http://www.computerworld.com/comments/comment/view/9066659/42995"&gt;&lt;span class="more"&gt;Read the rest&lt;/span&gt;&lt;/a&gt;              | &lt;a href="http://www.computerworld.com/comments/comment/reply/9066659/42995"&gt;&lt;span class="reply"&gt;Reply&lt;/span&gt;&lt;/a&gt;            &lt;/div&gt;           &lt;/div&gt;                   &lt;div class="comment_block_actions"&gt;           &lt;a href="http://www.computerworld.com/comments/node/9066659"&gt;&lt;span class="view_all"&gt;All Comments (35)&lt;/span&gt;&lt;/a&gt;            | &lt;a href="http://www.computerworld.com/comments/comment/reply/9066659#comment_form"&gt;&lt;span class="post_new"&gt;Post New&lt;/span&gt;&lt;/a&gt;          &lt;/div&gt;          &lt;br /&gt;          &lt;/div&gt;                                           &lt;!-- end tab 1 --&gt;                           &lt;!-- start related tab --&gt;          &lt;div class="tab_content" id="tab4_content" style="display: none;"&gt;                  &lt;ul&gt;&lt;li&gt;&lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;articleId=306986"&gt;Tech Campuses Bustle With Recruiters&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;articleId=9040761"&gt;Tech grads get higher salary offers, but existing workers may face job perils&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;articleId=9067118"&gt;ISO officials, others dispute claims that Open XML meeting was flawed&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;articleId=9067098"&gt;Census Bureau's paperless census may end up in wastebasket&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;articleId=9067079"&gt;Google must upgrade hosted apps to appeal to IT, analysts say&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;!-- Number related: 5 --&gt;&lt;/ul&gt;             &lt;!-- end related tab --&gt;                       &lt;br /&gt;         &lt;/div&gt;&lt;!-- end tab 2 --&gt;         &lt;br /&gt;       &lt;/div&gt;              &lt;!-- end block --&gt;                                          &lt;/div&gt;                                        &lt;!-- end content inset --&gt;                      &lt;p id="first_paragraph"&gt;&lt;span class="date"&gt;March 5, 2008  (Computerworld)  &lt;/span&gt; Enrollments in computer science programs, which plunged after the dot-com bust, may have leveled off, according to new data from the &lt;a title="Computing Research Association" href="http://www.computerworld.com/action/inform.do?command=search&amp;amp;searchTerms=Computing+Research+Association"&gt;Computing Research Association&lt;/a&gt; (CRA). The group follows year-over-year enrollment and graduate trends at 170 Ph.D.-granting institutions. &lt;/p&gt;&lt;p&gt; But this leveling is happening only after the number of bachelor's degree graduates has apparently hit a trough. In the 2006-'07 academic year, only 8,021 students graduated with computer science degrees from these schools -- the lowest number of graduates this decade. &lt;/p&gt;&lt;p&gt; By contrast, in 2003-'04 -- the high point of this decade -- 14,185 students were awarded bachelor's degrees in computer science, according to CRA data. &lt;/p&gt;&lt;p&gt; This sharp decline in graduates may be about to level off. In the fall of 2006, new computer science enrollments were at 7,840, and the CRA said new enrollments are now at 7,915 for the fall of 2007. The organization measures the numbers of students who have recently declared computer science as their major. &lt;/p&gt;&lt;p&gt; "It's too early to say if it's going to be a turnaround," said Jay Vegso, a CRA staff member who prepared the analysis and developed charts showing the trends, but he says the enrollment data over the last three years is &lt;a target="new" href="http://www.cra.org/wp/index.php?p=139"&gt;showing&lt;/a&gt; a leveling off. &lt;/p&gt;&lt;p&gt; Interest in computer science soared during the late 1990s and in early 2000, but with the dot-com collapse and the increasing use of offshore outsourcing, it slumped. Vegso said the enrollments in computer science may be affected by interest in IT programs that aren't part of a computer science program. &lt;/p&gt;&lt;p&gt; What lies ahead for those grads? The CRA doesn't look at how well computer science students are doing upon graduation, but the general enrollment trend is often cited as an argument for increasing the H-1B visa cap, which is used by skilled workers. Microsoft Chairman Bill Gates has cited declines in computer science enrollment as a reason for opening up the U.S. to more skilled workers and will likely make that argument when he &lt;a href="http://www.computerworld.com/action/article.do?command=viewArticleBasic&amp;amp;taxonomyName=outsourcing&amp;amp;articleId=9066460"&gt;appears March 12&lt;/a&gt; before the U.S. House Science and Technology Committee. &lt;/p&gt;&lt;p&gt; Vegso says students should be able to find job opportunities, based on U.S. Bureau of Labor Statistics &lt;a href="http://www.cra.org/wp/index.php?p=136" target="blank"&gt;employment projections&lt;/a&gt; showing IT jobs increasing by double digits. &lt;/p&gt;&lt;p&gt; The CRA, founded in 1972, is focused on research policy. Its board members include academic members from Indiana University, North Carolina State University, Dartmouth College, MIT, Carnegie Mellon University and other institutions, as well as corporate members including &lt;a title="Microsoft Corporation" href="http://www.computerworld.com/action/inform.do?command=search&amp;amp;searchTerms=Microsoft+Corporation"&gt;Microsoft&lt;/a&gt;, &lt;a title="Intel Corporation" href="http://www.computerworld.com/action/inform.do?command=search&amp;amp;searchTerms=Intel+Corporation"&gt;Intel&lt;/a&gt;, &lt;a title="IBM Corporation" href="http://www.computerworld.com/action/inform.do?command=search&amp;amp;searchTerms=IBM+Corporation"&gt;IBM&lt;/a&gt; and &lt;a title="Hewlett-Packard Company" href="http://www.computerworld.com/action/inform.do?command=search&amp;amp;searchTerms=Hewlett-Packard+Company"&gt;Hewlett-Packard&lt;/a&gt;.&lt;/p&gt;                                                                  &lt;span class="tagline"&gt;&lt;br /&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-7155964893022831457?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://www.computerworld.com' title='Computer science graduating class of 2007 smallest this decade'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/7155964893022831457/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=7155964893022831457&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7155964893022831457'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7155964893022831457'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/computer-science-graduating-class-of.html' title='Computer science graduating class of 2007 smallest this decade'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2691239605086217775</id><published>2008-03-06T23:40:00.001-07:00</published><updated>2008-03-06T23:42:33.305-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Now a computer that can sense and feel</title><content type='html'>&lt;span class="style55" style="left: 20px; top: 7px; position: relative;"&gt;&lt;h3&gt;&lt;br /&gt;&lt;/h3&gt;&lt;/span&gt;   &lt;div id="comments" style="display: none; width: 99%; margin-left: 7px;"&gt;  &lt;div id="subscribe" style="width: 96%; background-color: rgb(229, 239, 249);"&gt;   &lt;div id="subscribehead" style="width: 100%;"&gt;   &lt;span class="style33"&gt;Post your comment&lt;/span&gt;&lt;/div&gt;     &lt;form name="form1" action="/news/savecomment.php" method="post" onsubmit="return ValidateForm(this);"&gt;    &lt;div style="margin-left: 3px;"&gt;   &lt;span style="color: black; font-weight: bold;"&gt;Your Name      &lt;/span&gt;   &lt;input maxlength="64" size="18" name="name" type="text"&gt;   &lt;span style="color: black; font-weight: bold;"&gt;Email   &lt;/span&gt;   &lt;input maxlength="64" size="22" name="email" type="text"&gt;  &lt;br /&gt;  &lt;span style="color: black; font-weight: bold;"&gt;Write your comment here &lt;a href="javascript:;" onmousedown="toggleDiv('comments');"&gt;&lt;img src="http://www.siliconindia.com/images/x_d2.gif" alt="Close" name="Image32" style="left: 258px; 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  &lt;span class="style33"&gt;Forward this news to your friends &amp;amp; colleague&lt;/span&gt;&lt;/div&gt;    &lt;form name="sendemail" action="/sendemail.php" method="post" onsubmit="return ValidateSendEmail(this);"&gt;   &lt;a href="javascript:;" onmousedown="toggleDiv('emailvalue');"&gt;&lt;img src="http://www.siliconindia.com/images/x_d2.gif" alt="Close" name="Image32" style="position: relative; left: 450px;" border="0" height="13" width="17" /&gt;&lt;/a&gt;  &lt;br /&gt;     &lt;span class="style60" style="width: 50px;"&gt;Subject:   &lt;/span&gt;&lt;input name="subject" class="style34" size="70" value="Now a computer that can sense and feel " type="text"&gt;         &lt;span class="style60" style="width: 10px;"&gt;Receiver's Email:  &lt;/span&gt;&lt;input name="toaddress" class="style34" size="59" type="text"&gt;     &lt;center&gt;&lt;span class="style86"&gt;For more than one recipient, type addresses seperated by commas&lt;/span&gt;&lt;/center&gt;            &lt;span class="style60" style="width: 10px;"&gt;Your Name:  &lt;/span&gt;&lt;input name="fromname" class="style34" size="67" type="text"&gt;             &lt;span class="style60" style="width: 10px;"&gt;Your Email:   &lt;/span&gt;&lt;input name="fromaddress" class="style34" size="67" type="text"&gt;     &lt;input name="newsid" value="40104" type="hidden"&gt;            &lt;span class="style60" style="width: 10px;"&gt;Message:   &lt;/span&gt;&lt;textarea name="body" cols="67" rows="5" class="style34"&gt;&lt;/textarea&gt;    &lt;br /&gt; &lt;div align="center"&gt; &lt;img src="http://www.siliconindia.com/news/captcha/CaptchaSecurityImages.php" height="40" width="100" /&gt;         &lt;input name="message" type="text"&gt;&lt;/div&gt;            &lt;center&gt;&lt;span&gt; &lt;input value="Submit" type="submit"&gt;&lt;input value="Reset" type="reset"&gt;&lt;/span&gt;&lt;/center&gt;     &lt;input name="ssno" value=""&gt;" type="hidden"&gt;     &lt;/form&gt;   &lt;/div&gt; &lt;/div&gt;    &lt;p class="style34" style="padding-left: 5px; padding-right: 9px;" align="justify"&gt; Washington: Computers may now enable people to experience the most realistic sense of touch, perceiving textures or feeling hard surfaces, with the help of a radical new touch-based interface.&lt;br /&gt;&lt;br /&gt;The interface, called haptic interface, relies on magnetic levitation and uses a single, lightweight moving part, unlike most other existing ones based on motors and bulky mechanical linkages and cables.&lt;br /&gt; 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&lt;noscript&gt;&lt;/noscript&gt;&lt;noscript&gt;&lt;/noscript&gt;&lt;/div&gt;&lt;br /&gt;Although haptic interfaces have applications in engineering design, entertainment, assembly, remote operation of robots, and in medical and dental training, their full potential has yet to be explored.&lt;br /&gt;&lt;br /&gt;"That's particularly the case for magnetic levitation haptic interfaces because so few have been available for use by researchers," said Ralph Hollis of Carnegie Mellon's Robotics Institute.&lt;br /&gt;&lt;br /&gt;Working on the prototype since 1997, Hollis fine-tuned its performance, enhanced its ergonomics and lowered its cost.&lt;br /&gt;&lt;br /&gt;The team also built 10 copies, six of which are being distributed to haptic researchers across the US and Canada.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2691239605086217775?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2691239605086217775/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2691239605086217775&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2691239605086217775'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2691239605086217775'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/now-computer-that-can-sense-and-feel.html' title='Now a computer that can sense and feel'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-6111110929956542068</id><published>2008-03-06T23:38:00.000-07:00</published><updated>2008-03-06T23:40:21.933-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Nigeria: Columbia Business School Reviews Computer Warehouse</title><content type='html'>&lt;p class="story-headline"&gt;&lt;br /&gt;&lt;/p&gt;&lt;br /&gt; 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on this article  &lt;/p&gt;    &lt;/td&gt;   &lt;td bgcolor="#e8e8ff"&gt;&lt;img src="http://allafrica.com/img/static/s_trans.gif" alt="" border="0" height="1" width="1" /&gt;&lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td align="left" height="10" valign="bottom" width="10"&gt;&lt;img src="http://allafrica.com/img/cursw10_2_ffffff_e8e8ff_e8e8ff.gif" border="0" height="10" width="10" /&gt;&lt;/td&gt;   &lt;td bgcolor="#e8e8ff"&gt;&lt;img src="http://allafrica.com/img/static/s_trans.gif" alt="" border="0" height="1" width="1" /&gt;&lt;/td&gt;   &lt;td align="right" height="10" valign="bottom" width="10"&gt;&lt;img src="http://allafrica.com/img/curse10_2_ffffff_e8e8ff_e8e8ff.gif" border="0" height="10" width="10" /&gt;&lt;/td&gt;  &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;    &lt;/td&gt;  &lt;/tr&gt;  &lt;tr&gt;   &lt;td colspan="2"&gt;&lt;img src="http://allafrica.com/img/static/s_trans.gif" alt="" border="0" height="7" width="1" /&gt;&lt;/td&gt;  &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;p class="story-dateline"&gt;&lt;a class="blue" href="http://www.thisdayonline.com/"&gt;This Day&lt;/a&gt; (Lagos)&lt;/p&gt;&lt;p class="story-dateline"&gt; 5 March 2008&lt;br /&gt;&lt;span class="story-posted-date"&gt;Posted to the web  6 March 2008&lt;/span&gt;&lt;/p&gt;&lt;p class="story-writer"&gt;Lagos&lt;/p&gt;&lt;p class="story-body"&gt;Computer warehouse Group, on Monday, February 18, 2008 brought joy to millions of Africans and African Businesses when on page 10 of the Financial Times Europe; she received very positive reviews from the Business Education Editor, Della Bradshaw.&lt;/p&gt;&lt;p class="story-body"&gt;A statement made available to THISDAY stated that Della Bradshaw had been following the progress of some students of the Columbia Business School who had travelled to Africa to identify companies on whom they could develop business case studies for MBA courses.&lt;/p&gt;  &lt;div valign="middle" align="center"&gt; &lt;table align="right" border="0" cellpadding="5" cellspacing="0"&gt;   &lt;tbody&gt;&lt;tr&gt;     &lt;td align="right"&gt;   &lt;!-- Display Google AdManager Ad for 'AllAfrica_Story_Inset'--&gt; 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&lt;/div&gt;      &lt;/td&gt;   &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;/div&gt;     &lt;p class="story-body"&gt;Austin Okere, the entrepreneur co-founder of the Computer Warehouse Group, a foremost Systems Integration company, being a graduate of IESE in Barcelona, understood how case studies were used in Business schools. But an academic study of a Nigerian company, he believes, would be different from US or European case studies. He believes that putting the story of the Computer Warehouse Group out there would correct the stereotype that the Nigerian business environment was characterized by corrupt practices.&lt;/p&gt;&lt;p class="story-body"&gt;Professor Murray Low, the Director of the entrepreneurial ship programme at Columbia Business School could not agree more. He believed that the lack of teaching materials about African companies has been a pitfall.&lt;/p&gt;&lt;p class="story-body"&gt;Ryan Petersen, who led the team studying Computer Warehouse in Lagos reported that while there is generally very little information and historical records to accurately value a company in Africa, he was very pleasantly surprised at the depth of professionalism in maintaining Financial records at Computer Warehouse and the corporate governance structures instituted in the 15 years running of the company.&lt;/p&gt;&lt;p class="story-body"&gt;Okere seems to have achieved precisely what he set out to do with the CBS case study on his company.&lt;/p&gt;&lt;table align="left" border="0" cellpadding="9" cellspacing="0" width="180"&gt;   &lt;tbody&gt;&lt;tr&gt;     &lt;td align="right"&gt;  &lt;table bgcolor="#000000" border="0" cellpadding="1" cellspacing="0" width="100%"&gt; &lt;tbody&gt;&lt;tr&gt;&lt;td&gt;   &lt;table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="3" width="100%"&gt;   &lt;tbody&gt;&lt;tr&gt;&lt;td class="basic-seventy" align="center"&gt;Relevant Links&lt;/td&gt;&lt;/tr&gt;   &lt;/tbody&gt;&lt;/table&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td align="center"&gt;   &lt;table bgcolor="#ffffff" border="0" cellpadding="3" cellspacing="0" width="100%"&gt;   &lt;tbody&gt;&lt;tr&gt;&lt;td class="nav" align="center"&gt; &lt;a class="blue" href="http://allafrica.com/westafrica/"&gt;&lt;b&gt;West Africa&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;&lt;a class="blue" href="http://allafrica.com/business/"&gt;&lt;b&gt;Economy, Business and Finance&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;&lt;a class="blue" href="http://allafrica.com/education/"&gt;&lt;b&gt;Education&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;&lt;a class="blue" href="http://allafrica.com/nigeria/"&gt;&lt;b&gt;Nigeria&lt;/b&gt;&lt;/a&gt;&lt;br /&gt;  &lt;/td&gt;&lt;/tr&gt;   &lt;/tbody&gt;&lt;/table&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;      &lt;/td&gt;   &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;p class="story-body"&gt;The boom in the Nigerian economy coupled with very little investments in education over the years has brought about an acute shortage of skilled resources. The major multinationals who troop into the country have very deep pockets with which they attract the best staff from the local companies. This has not been the case with Computer Warehouse.&lt;/p&gt;&lt;p class="story-body"&gt;When Okere asked Ryan Petersen and his team to act as independent consultants to get feedback on the morale of his staff, he emphatically reported that the employees are very happy with the independence and entrepreneurial spirit in the organisation and the opportunity to grow. Petersen says wistfully "I wish I could have a business where employees were so motivated"&lt;/p&gt;&lt;p class="story-body"&gt;Petersen's blog has generated a lot of debate on the internet as well as appreciation to Columbia Business School and the Computer Warehouse Group for helping to correct the age long negative stereotype of business on the continent and to Financial Times Europe for the exposure.&lt;/p&gt;&lt;!-- end story layout piece here --&gt;   &lt;br /&gt;      &lt;table border="0" cellpadding="0" cellspacing="0" width="470"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;hr size="1"&gt;&lt;/td&gt;&lt;/tr&gt;  &lt;tr&gt;&lt;td align="center"&gt;   &lt;!-- disclaimer --&gt; &lt;table bgcolor="#e8f0e0" border="0" cellpadding="0" cellspacing="0" width="470"&gt; &lt;tbody&gt;&lt;tr&gt;   &lt;td align="left" height="4" valign="top" width="4"&gt;&lt;img src="http://allafrica.com/img/tipnw10_ffffff_e8f0e0.gif" alt="" border="0" height="4" width="4" /&gt;&lt;/td&gt;   &lt;td&gt;&lt;img src="http://allafrica.com/img/static/s_trans.gif" alt="" border="0" height="1" width="1" /&gt;&lt;/td&gt;   &lt;td align="right" height="4" valign="top" width="4"&gt;&lt;img src="http://allafrica.com/img/tipne10_ffffff_e8f0e0.gif" border="0" height="4" width="4" /&gt;&lt;/td&gt; &lt;/tr&gt;  &lt;tr&gt;   &lt;td&gt;&lt;img src="http://allafrica.com/img/static/s_trans.gif" alt="" border="0" height="1" width="8" /&gt;&lt;/td&gt;   &lt;td class="basic-eighty"&gt;   &lt;b&gt;AllAfrica&lt;/b&gt; aggregates and indexes content from over &lt;a href="http://allafrica.com/publishers.html"&gt;&lt;u&gt;125 African news organizations&lt;/u&gt;&lt;/a&gt;, plus more than &lt;a href="http://allafrica.com/sources.html"&gt;&lt;u&gt;200 other sources&lt;/u&gt;&lt;/a&gt;, who are responsible for their own reporting and views. Articles and commentaries that identify &lt;b&gt;allAfrica.com&lt;/b&gt; as the publisher are &lt;a href="http://allafrica.com/inhouse/"&gt;&lt;u&gt;produced or commissioned by AllAfri&lt;/u&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-6111110929956542068?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/6111110929956542068/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=6111110929956542068&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6111110929956542068'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6111110929956542068'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/nigeria-columbia-business-school.html' title='Nigeria: Columbia Business School Reviews Computer Warehouse'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-7236954189177076219</id><published>2008-03-06T23:34:00.000-07:00</published><updated>2008-03-06T23:37:38.971-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Computer-age injuries decline</title><content type='html'>&lt;div class="block"&gt;          &lt;h1&gt;&lt;br /&gt;&lt;/h1&gt;     &lt;p class="byline"&gt;By ELLEN SIMON&lt;/p&gt;     &lt;p class="source"&gt;The Associated Press&lt;/p&gt;    &lt;/div&gt;              &lt;div id="PhotoContainer"&gt;          &lt;div style="height: 501px; visibility: visible;" id="ImageBox"&gt;             &lt;div style="display: block;" class="ImageDiv" id="2004261038"&gt;        &lt;p&gt;&lt;a href="javascript:PopoffWindow('2004261038','860','560','http://seattletimes.nwsource.com/ABPub/zoom/html/2004261038.html','yes','no');"&gt;&lt;img src="http://seattletimes.nwsource.com/ABPub/2008/03/04/2004260457.jpg" alt="" class="pic" height="444" width="296" /&gt;&lt;/a&gt;&lt;/p&gt;        &lt;a href="javascript:PopoffWindow('2004261038','860','560','http://seattletimes.nwsource.com/ABPub/zoom/html/2004261038.html','yes','no');"&gt;&lt;img src="http://seattletimes.nwsource.com/art/ui/zoom_photo.gif" alt="Enlarge this photo" class="ui" align="left" height="11" width="48" /&gt;&lt;/a&gt;&lt;p class="credit"&gt;ORLIN WAGNER / AP&lt;/p&gt;                &lt;p class="caption"&gt;Nurse Terri Janda, at Blue Cross Blue Shield of Kansas, assists Sara Browning at a training session to avoid carpal tunnel.&lt;/p&gt;       &lt;/div&gt;           &lt;/div&gt;    &lt;/div&gt;                          &lt;div class="body"&gt;     &lt;p&gt;NEW YORK — Can a workplace epidemic be cured?&lt;/p&gt;  &lt;p&gt;With the personal-computing boom of the 1990s came thousands of "repetitive stress injuries" or "repetitive strain injuries." RSI became the hip medical acronym of the keyboard era, with subset carpal-tunnel syndrome the diagnosis of the day.&lt;/p&gt;  &lt;p&gt;"At its height of diagnosis, anybody showing up at a doctor's office with wrist pain or hand pain was being diagnosed with carpal tunnel," said Carol Harnett, vice president of insurer Hartford Financial Services Group's group-benefits division.&lt;/p&gt;  &lt;p&gt;Since then, carpal-tunnel cases have plummeted, declining 21 percent in 2006 alone, according to the Bureau of Labor Statistics. Among workers in professional and business services, the number of carpal-tunnel-syndrome cases fell by half between 2005 and 2006.&lt;/p&gt;  &lt;p&gt;What changed?&lt;/p&gt;  &lt;p&gt;First, it may not have been the white-collar epidemic it appeared to be.&lt;/p&gt;  &lt;p&gt;&lt;strong&gt;Mayo Clinic study&lt;/strong&gt;&lt;/p&gt;  &lt;p&gt;A 2001 study by the Mayo Clinic found heavy computer users (up to seven hours a day) had the same rate of carpal tunnel as the general population. Harvard University headlined a 2005 news release "Computer use deleted as carpal tunnel syndrome cause."&lt;/p&gt;  &lt;p&gt;"Clearly, if keyboarding activities were a significant risk for carpal tunnel, we should have seen, over the last ten to 15 years, an explosion of cases," said Dr. Kurt Hegmann, director of the Rocky Mountain Center for Occupational &amp;amp; Environmental Health.&lt;/p&gt;  &lt;p&gt;Blue-collar workers, especially those doing assembly-line work such as sewing, cleaning and meat or poultry packing, have a far greater incidence of carpal tunnel than white-collar workers, according to Bureau of Labor Statistics data.&lt;/p&gt;  &lt;p&gt;&lt;strong&gt;Artificially high number?&lt;/strong&gt;&lt;/p&gt;  &lt;p&gt;That doesn't mean white-collar workers don't get carpal tunnel and related disorders. But it may mean such disorders were overdiagnosed, resulting in an artificially high number of cases by the late 1990s. Most doctors have dropped the term "RSI," calling them "musculoskeletal disorders."&lt;/p&gt;  &lt;div id="admiddle3left"&gt;&lt;p&gt;&lt;img src="http://local.ads.nwsource.com/ads/adv.gif" alt="advertising" border="0" height="7" vspace="1" width="70" /&gt;&lt;/p&gt; &lt;!------ OAS AD 'Middle3' begin ------&gt; &lt;script language="JavaScript"&gt; &lt;!-- OAS_AD('Middle3'); //--&gt; &lt;/script&gt;&lt;script language="JavaScript1.1"&gt; &lt;!-- var TFSMFlash_VERSION=6; var TFSMFlash_WMODE="window"; var TFSMFlash_OASCLICK="http://ads.nwsource.com/RealMedia/ads/click_lx.ads/www.seattletimes.com/business/L20/998666567/Middle3/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.html/66614a5a4c3066513469674142774472?http://www.tmsbuyatoyota.com/deeplinks/wwn10/zipcodeentry.aspx?siteid=WWN10_CCAA_SEAT_COR907300"; var TFSMFlash_SWFCLICKVARIABLE="?clickTAG=http://ads.nwsource.com/RealMedia/ads/click_lx.ads/www.seattletimes.com/business/L20/998666567/Middle3/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.html/66614a5a4c3066513469674142774472?http://www.tmsbuyatoyota.com/deeplinks/wwn10/zipcodeentry.aspx?siteid=WWN10_CCAA_SEAT_COR907300"; var TFSMFlash_SWFFILE="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.swf/1198686122"+TFSMFlash_SWFCLICKVARIABLE; var TFSMFlash_IMAGEALTERNATE="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.jpg/1198686122"; var TFSMFlash_OASALTTEXT="Click Here"; var TFSMFlash_OASTARGET="_blank"; var TFSMFlash_OASPROTOCOL="http://"; var TFSMFlash_OASDIM="WIDTH='300' HEIGHT='250'"; var TFSMFlash_OASADID="ad_banner";  document.write('&lt;scr'+'ipt src="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/TFSMFlashWrapper20126299177.js/1198686122"&gt;&lt;/scr'+'ipt&gt;'); --&gt; &lt;/script&gt;&lt;script src="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/TFSMFlashWrapper20126299177.js/1198686122"&gt;&lt;/script&gt;&lt;object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,0,0" id="ad_banner" align="" height="250" width="300"&gt;&lt;param name="movie" value="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.swf/1198686122?clickTAG=http://ads.nwsource.com/RealMedia/ads/click_lx.ads/www.seattletimes.com/business/L20/998666567/Middle3/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.html/66614a5a4c3066513469674142774472?http://www.tmsbuyatoyota.com/deeplinks/wwn10/zipcodeentry.aspx?siteid=WWN10_CCAA_SEAT_COR907300"&gt;&lt;param name="quality" value="high"&gt;&lt;param name="wmode" value="window"&gt;&lt;embed src="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.swf/1198686122?clickTAG=http://ads.nwsource.com/RealMedia/ads/click_lx.ads/www.seattletimes.com/business/L20/998666567/Middle3/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.html/66614a5a4c3066513469674142774472?http://www.tmsbuyatoyota.com/deeplinks/wwn10/zipcodeentry.aspx?siteid=WWN10_CCAA_SEAT_COR907300" quality="high" wmode="window" swliveconnect="FALSE" name="ad_banner" type="application/x-shockwave-flash" pluginspage="http://www.macromedia.com/go/getflashplayer" align="" height="250" width="300"&gt;&lt;/embed&gt;&lt;/object&gt; &lt;noscript&gt; &lt;a href="http://ads.nwsource.com/RealMedia/ads/click_lx.ads/www.seattletimes.com/business/L20/998666567/Middle3/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.html/66614a5a4c3066513469674142774472?http://www.tmsbuyatoyota.com/deeplinks/wwn10/zipcodeentry.aspx?siteid=WWN10_CCAA_SEAT_COR907300" target="_blank"&gt;&lt;img src="http://c6.edgesuite.net/RealMedia/ads/Creatives/Seattle/WWTD-RON-300-default/wwtd1007mr_1a.jpg/1198686122" alt="Click Here" border="0" /&gt;&lt;/a&gt; &lt;/noscript&gt;   &lt;!------ OAS AD 'Middle3' end ------&gt; &lt;/div&gt; &lt;p&gt;Now, some experts think some of those patients had "referred pain" from trouble elsewhere, such as the neck.&lt;/p&gt;  &lt;p&gt;Other theories claim attention to ergonomics has prevented injuries or that they have become underreported.&lt;/p&gt;  &lt;p&gt;Clay Scott, now an assistant professor of electrical engineering and computer science at the University of Michigan, developed severe wrist pain during college at Harvard University.&lt;/p&gt;  &lt;p&gt;His recovery started with physical therapy. It took three or four years for him to recover, he said.&lt;/p&gt;  &lt;p&gt;"I was hurting myself for about two years before figuring it out and realizing I needed to change my work habits."&lt;/p&gt;  &lt;p&gt;Some businesses have been focusing on prevention, part of a growing effort by employers to keep their workers healthy.&lt;/p&gt;  &lt;p&gt;Blue Cross Blue Shield of Kansas started a program in 1991, when costs of the injuries to its employees passed $500,000.&lt;/p&gt;  &lt;p&gt;It bought ergonomic chairs and desks, introduced ergonomic assessments for new employees during their first two weeks of work and hired two full-time registered nurses to work with employees.&lt;/p&gt;  &lt;p&gt;Since the program started, the company's workers' compensation costs have fallen by 62 percent, said Terri Janda, a nurse who leads the Blue Cross program.&lt;/p&gt;  &lt;p&gt;Said Barbara Silverstein, research director at the Washington state Department of Labor and Industries, "People have gotten the message about how to design work, so people aren't as at risk as in the past."&lt;/p&gt;  &lt;p&gt;California is the only state with an ergonomic standard, according to Federal Occupational Safety and Health Administration.&lt;/p&gt;  &lt;p&gt;But Hegmann sounds a note of caution.&lt;/p&gt;  &lt;p&gt;As carpal tunnel is strongly linked with aging, obesity and diabetes, "It means we should have more cases than we have," Hegmann said.&lt;/p&gt;  &lt;p&gt;Some of the reduction in cases, he said, "may be due to the realization that it's a common situation; there's no rush to do anything about it."&lt;/p&gt;                 &lt;/div&gt;          &lt;p class="label"&gt;Copyright © 2008 The Seattle Times Company&lt;/p&gt;          &lt;p class="strongtext floatright"&gt;&lt;a href="http://seattletimes.nwsource.com/html/businesstechnology"&gt;More Business &amp;amp; Technology headlines...&lt;/a&gt;&lt;/p&gt;     &lt;p class="text"&gt;&lt;a href="http://seattletimes.nwsource.com/cgi-bin/EMailStory.pl?document_id=2004261037&amp;amp;zsection_id=2003907475&amp;amp;slug=rsicure05&amp;amp;date=20080305"&gt;&lt;img src="http://seattletimes.nwsource.com/art/ui/article_email.gif" alt="" align="absmiddle" border="0" height="11" width="15" /&gt; E-mail article&lt;/a&gt; &lt;span class="hspacing"&gt;&lt;/span&gt; &lt;a href="http://seattletimes.nwsource.com/cgi-bin/PrintStory.pl?document_id=2004261037&amp;amp;zsection_id=2003907475&amp;amp;slug=rsicure05&amp;amp;date=20080305"&gt;&lt;img src="http://seattletimes.nwsource.com/art/ui/article_print.gif" alt="" align="absmiddle" border="0" height="11" width="15" /&gt; Print view&lt;/a&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-7236954189177076219?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/7236954189177076219/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=7236954189177076219&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7236954189177076219'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7236954189177076219'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/computer-age-injuries-decline.html' title='Computer-age injuries decline'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4671446439509764080</id><published>2008-03-06T23:33:00.004-07:00</published><updated>2008-03-06T23:47:21.823-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Oregon farmers turn to automation, computer technology</title><content type='html'>&lt;div class="individual story"&gt; &lt;h1&gt;&lt;br /&gt;&lt;/h1&gt; &lt;h3&gt;by Eric Mortenson, The Oregonian &lt;div style="margin-top: 6px;"&gt;Tuesday March 04, 2008, 6:53 PM&lt;/div&gt;&lt;/h3&gt; &lt;div class="photo-center large"&gt;&lt;img src="http://blog.oregonlive.com/pdxgreen/2008/03/large_farm1.JPG" /&gt;&lt;span class="byline"&gt;Vision Robotics Corp.&lt;/span&gt;&lt;span class="caption"&gt;A technician monitors a scout robot that uses stereoscopic cameras to digitally map the location of apples in an orchard row. The information would be downloaded to a second harvester robot that would pick the fruit.&lt;/span&gt;&lt;/div&gt; &lt;p&gt;Robots won't be replacing capable farmhands anytime soon, but as Oregon's farmers begin working their fields and crop rows this spring they're increasingly turning to automation and computer technology to save fuel, time, expensive fertilizer and labor. &lt;/p&gt; &lt;p&gt;&lt;a href="http://www.stahlbush.com/"&gt;Stahlbush Island Farms&lt;/a&gt; in Corvallis, one of the state's pioneers in organic and sustainable agriculture, replaced nine conventional tractors with four equipped with &lt;a href="http://en.wikipedia.org/wiki/Global_Positioning_System"&gt;ground positioning system technology&lt;/a&gt;, allowing them to operate faster, straighter and with much greater precision. The farm's goal is to reduce chemical and fertilizer use through mechanization and computer technology,&lt;/p&gt; &lt;a name="more"&gt;&lt;/a&gt;&lt;p&gt;Precision farming, as it's called, allows for that substitution, owner Karla Chambers said. "Typically the first exchange for chemicals is labor and the second is technology. If you want to get away from herbicides, you have a human labor solution or a technology solution."&lt;/p&gt; &lt;p&gt;Simply reducing the amount of tractor overlap by using a guidance system while working a field saves fuel and time and lessens soil compaction. Technology has allowed Stahlbush Island Farms to reduce what are called inputs -- such as seed, fertilizer, water -- by 2 or 3 percent, Chambers said. "Just run the math on that over 2,000 to 10,000 acres, and that's pretty huge." &lt;/p&gt; &lt;p&gt;When Dave Kauer of Amity put in a new 40-acre blueberry field last summer, a crew from a farm implement dealership used a GPS-guided tractor to mark where to plant each bush, in a perfect checkerboard pattern. Straight rows are crucial to efficient care and harvest of permanent bushes or orchard trees, and a crew using the old manual method of stringing cable at right angles might have taken several days. One man and a tractor did it in eight hours. &lt;/p&gt; &lt;p&gt;&lt;a href="http://bluelinemfg.com/Manufacturing.html"&gt;Blueline Manufacturing&lt;/a&gt;, based outside Yakima, Wash., builds self-propelled, self-steering harvest platforms that transports workers down apple orchard rows at a level where they can prune, thin or pick fruit. The device can eliminate ladders, and it stemmed from a time-motion study that showed pickers weren't picking 42 percent of the time: They were moving, setting or climbing up and down ladders and lugging fruit to bins instead. &lt;/p&gt; &lt;div class="photo-right medium"&gt;&lt;a href="http://blog.oregonlive.com/pdxgreen/2008/03/farm2.JPG" target="_blank"&gt;&lt;img src="http://blog.oregonlive.com/pdxgreen/2008/03/medium_farm2.JPG" /&gt;&lt;/a&gt;&lt;span class="byline"&gt;Vision Robotics Corp.&lt;/span&gt;&lt;span class="caption"&gt;With the fruit locations mapped, now comes the hard part: Developing harvester arms with the dexterity to pick apples or pears without bruising them.&lt;/span&gt;&lt;/div&gt; &lt;p&gt;Company President Gregg Marrs said he's sold 30 to 40 of the platforms, which cost $35,000 to $60,000. They can pay for themselves in labor savings within a year and a half, Marrs said. &lt;/p&gt; &lt;p&gt;"As time goes on, it's an accepted fact that there will be more and more technology entering into agriculture," he said. "A big change is coming." &lt;/p&gt; &lt;p&gt;&lt;a href="http://www.fisherimplement.com/"&gt;Fisher Implement&lt;/a&gt;, a farm equipment and supply chain with eight Oregon stores, now has three employees assigned solely to precision farming sales and service. &lt;/p&gt; &lt;p&gt;Technology is available now to create a "prescription" map of fields, said Fisher salesman Eric Wavra, who works out of the company's Salem store. Compiling data from ground nutrient sampling, farmers can determine the fertilizer needs of field sections. That data can be downloaded to a GPS system. When the tractor reaches an area that's been mapped, it signals the applicator to deliver more or less fertilizer as required. &lt;/p&gt; &lt;p&gt;The savings can add up quickly. Urea fertilizer, prized for its high nitrogen content, costs $600 per ton -- and the standard application on an expansive wheat field may be 325 pounds per acre. If that can be reduced because the soil's in good shape, the farmer saves money. &lt;/p&gt; &lt;p&gt;"It's not in the financial best interests of our customers to be over-applying," Wavra said. "That's where these systems pay back very quickly." &lt;/p&gt; &lt;p&gt;Wavra said farmers often ask him what change technology will bring next. "I always tell the guys, 'You tell me,' " he said. "All the farmers out here are a bunch of troubleshooters and test engineers -- a giant think tank, basically." &lt;/p&gt; &lt;p&gt;More technology is spreading. Infrared identification of weeds allows spot application of herbicides, reducing the amount used around crops. Center-pivot or drip line irrigation systems use 25 percent to 50 percent less water than older sprinkler systems. &lt;/p&gt; &lt;p&gt;Large retailers -- beginning with WalMart in 2005 -- are responding to food safety concerns by encouraging or even requiring growers to use radio frequency identification to track the harvest, handling and shipment of fruits and vegetables. &lt;/p&gt; &lt;p&gt;Electronic product code tags attached to crops or livestock can store information about the variety, where it came from and when it was harvested. The radio frequency identification technology also can track and record temperatures in shipping containers, important to ensuring quality. &lt;/p&gt; &lt;p&gt;Meanwhile, the Internet now allows farmers to do direct marketing to customers, said Brent Searle, special assistant to the director of the &lt;a href="http://www.oregon.gov/ODA/"&gt;Oregon Department of Agriculture&lt;/a&gt;. "That's their storefront, which wasn't possible 10 years ago. People all over the world can access one little farm." &lt;/p&gt; &lt;p&gt;Technology will result in farm management decisions increasingly being made on a "data-centric" basis, said Derek Morikawa, chief executive officer of &lt;a href="http://www.visionrobotics.com/index.html"&gt;Vision Robotics Corp&lt;/a&gt;. in San Diego, Calif. Data overlaid with GPS mapping could provide "tree by tree, vine by vine" information on pest detection, water or fertilizer needs, fruit quality, harvest timing and yields. &lt;/p&gt; &lt;p&gt;Even more stark changes may be on the way. Morikawa looks down the row several years and sees robots picking the Northwest's apples and pears. &lt;/p&gt; &lt;p&gt;His company is working on a pair that would work in tandem: A scout robot, loaded with stereoscopic cameras, would creep down a row and map the location of each piece of fruit. The information would be transmitted to a trailing harvester, which would send multiple arms into the foliage and gently pick the crop with humanlike mechanical hands. &lt;/p&gt; &lt;p&gt;Vision Robotics has built a robot grapevine pruner and is perhaps three to four years away from developing a fruit picker for field testing, Morikawa said. Washington fruit growers and California citrus growers are working with the company. &lt;/p&gt; &lt;p&gt;Morikawa said he can imagine, within 10 years, a field supervisor sitting in a trailer in the middle of a large orchard or vineyard, monitoring the work of five to 10 robots. "You can see this is going to happen. It may not be us, but it's definitely going to happen." &lt;/p&gt; &lt;p&gt;Labor -- or the lack of it -- is driving the interest in robotics, Morikawa said. Fruit picking and other farm labor crews are largely made up of Hispanic workers, and by some estimates 75 percent of them have what's delicately called "documentation issues," meaning they may be in the country illegally. Farmers worry that immigration policies may wipe out a crucial labor source. &lt;/p&gt; &lt;p&gt;"If labor continues to be cheap and plentiful, there's not going to be much of a demand to have us come in and help out," Morikawa said. "I think the writing's on the wall that (farmers) need technological partners and they need to look for something to fill in the gap." &lt;/p&gt; &lt;p&gt;That's what Clark Seavert wants to tap into. Seavert hopes to build an agriculture technology center at &lt;a href="http://oregonstate.edu/dept/NWREC/"&gt;Oregon State University's North Willamette Research and Extension Center&lt;/a&gt; in Aurora. As he envisions it, the center would not develop new technology but would work with the private sector to adapt technology to agricultural uses. &lt;/p&gt; &lt;p&gt;Seavert, the research station superintendent, estimates a technology center would require two or three faculty positions and cost $350,000 to $400,000 per year to operate. He plans to host an agricultural technology summit this summer to get the idea off the ground. &lt;/p&gt; &lt;p&gt;&lt;em&gt;-- Eric Mortenson&lt;/em&gt;; &lt;a href="mailto:ericmortenson@news.oregonian.com"&gt;ericmortenson@news.oregonian.com&lt;/a&gt;&lt;/p&gt; &lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4671446439509764080?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://www.oregonlive.com/' title='Oregon farmers turn to automation, computer technology'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4671446439509764080/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4671446439509764080&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4671446439509764080'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4671446439509764080'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/oregon-farmers-turn-to-automation.html' title='Oregon farmers turn to automation, computer technology'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2777728593737877490</id><published>2008-03-06T23:33:00.003-07:00</published><updated>2008-03-06T23:44:57.333-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Computer Sciences sells $1.7B in notes</title><content type='html'>EL SEGUNDO, Calif. (AP) - Technology consulting and outsourcing company Computer Sciences Corp. said Monday it sold $1.7 billion worth of senior notes.&lt;p&gt;The sale includes $700 million worth of senior notes due 2013, which carry 5.5 percent interest, and $1 billion worth of senior notes due 2018, which carry 6.5 percent interest.&lt;/p&gt;&lt;p&gt;The proceeds will be used to repay borrowing used to finance the purchase of Conansys Corp. and for general corporate purposes.&lt;/p&gt;&lt;p&gt;Computer Sciences shares fell 22 cents to close at $43.23.&lt;/p&gt;&lt;p&gt;© 2008 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2777728593737877490?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://news.moneycentral.msn.com/' title='Computer Sciences sells $1.7B in notes'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2777728593737877490/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2777728593737877490&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2777728593737877490'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2777728593737877490'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/computer-sciences-sells-17b-in-notes.html' title='Computer Sciences sells $1.7B in notes'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-1899788573574672218</id><published>2008-03-06T23:33:00.000-07:00</published><updated>2008-03-06T23:34:17.120-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>UK-Manchester: computer hardware</title><content type='html'>&lt;span class="article-table-text"&gt;&lt;div class="tidoc"&gt;&lt;p&gt;2008/S 46-063122&lt;/p&gt;&lt;/div&gt; &lt;div class="stidoc"&gt;&lt;p&gt;CONTRACT AWARD NOTICE&lt;/p&gt;&lt;/div&gt; &lt;div class="stidoc"&gt;&lt;p&gt;Supplies&lt;/p&gt;&lt;/div&gt;&lt;br /&gt;&lt;div class="contents"&gt;&lt;div class="grseq"&gt;&lt;p class="tigrseq"&gt;SECTION I: CONTRACTING AUTHORITY&lt;/p&gt; &lt;span class="marklist"&gt;&lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;I.1) &lt;/span&gt;&lt;span class="timark"&gt;NAME, ADDRESSES AND CONTACT POINT(S):&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p class="addr"&gt;Address: &lt;span class="organisation"&gt;Organisation: The University of Manchester&lt;/span&gt;, &lt;/p&gt;&lt;p class="addr"&gt;Kilburn Building&lt;/p&gt;, Contact: Research Computing Services, Attn: &lt;b&gt;Ms Joyce Dodson&lt;/b&gt;, &lt;span class="countrycode"&gt;Country code: UK&lt;/span&gt;-&lt;span class="town"&gt;Manchester&lt;/span&gt; &lt;span class="postalcode"&gt;Postal code: M13 9PL&lt;/span&gt;. Tel. &lt;span class="tel"&gt;+44 (0)161 275 6095&lt;/span&gt;. E-mail: &lt;span class="email"&gt;&lt;span class="txemail"&gt;joyce.dodson@manchester.ac.uk&lt;/span&gt;&lt;/span&gt;. Fax &lt;span class="fax"&gt;+44 (0)161 275 0637&lt;/span&gt;.&lt;p&gt;&lt;span style=""&gt;Internet address(es)&lt;/span&gt;:&lt;/p&gt;&lt;p&gt;General address of the contracting authority: &lt;span class="txurl"&gt;www.manchester.ac.uk&lt;/span&gt;.&lt;/p&gt;&lt;p&gt;Address of the buyer profile: &lt;span class="txurl"&gt;www.manchester.ac.uk/researchcomputing&lt;/span&gt;.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;I.2) &lt;/span&gt;&lt;span class="timark"&gt;TYPE OF THE CONTRACTING AUTHORITY AND MAIN ACTIVITY OR ACTIVITIES:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;Other: University.&lt;/p&gt;&lt;p&gt;Education.&lt;/p&gt;&lt;p&gt;The contracting authority is purchasing on behalf of other contracting authorities:  yes.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt; &lt;div class="grseq"&gt;&lt;p class="tigrseq"&gt;SECTION II: OBJECT OF THE CONTRACT&lt;/p&gt; &lt;span class="marklist"&gt;&lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1) &lt;/span&gt;&lt;span class="timark"&gt;DESCRIPTION&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.1) &lt;/span&gt;&lt;span class="timark"&gt;Title attributed to the contract by the contracting authority:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;NW GRID - 2.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.2) &lt;/span&gt;&lt;span class="timark"&gt;Type of contract and location of works, place of delivery or of performance:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;Supplies.&lt;/p&gt;&lt;p&gt;A combination of purchase, lease, rental and hire purchase.&lt;/p&gt;&lt;p&gt;Main place of delivery: University of Lancaster and University of Liverpool&lt;/p&gt;&lt;p&gt;NUTS code &lt;span class="nutscode"&gt;Location: "Lancashire"&gt;UKD4&lt;/span&gt;.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.3) &lt;/span&gt;&lt;span class="timark"&gt;The notice involves:&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.4) &lt;/span&gt;&lt;span class="timark"&gt;Short description of the contract or purchase(s):&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;A consortium of the Daresbury Laboratory, the University of Lancaster, the University of Liverpool, and the University of Manchester, has been awarded funds by the North West Development agency for a project entitled NW-GRID. The aim of this project is to develop a computational grid in the north west of England, and to promote its use both within and outwith the consortium The consortium invites tenders for the provision of 2 HPC Systems (in 2 lots) for Lancaster and Liverpool to enhance the current infrastructure. The decision on the successful tenderer will be made on the basis of the information in the tender documentation.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.5) &lt;/span&gt;&lt;span class="timark"&gt;Common procurement vocabulary (CPV):&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;&lt;span class="cpv"&gt;CPV code: "Computer hardware"&gt;30230000&lt;/span&gt;       , &lt;span class="cpv"&gt;CPV code: "Computers"&gt;30231100&lt;/span&gt;       , &lt;span class="cpv"&gt;CPV code: "Computer software"&gt;30241000&lt;/span&gt;       .&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.1.6) &lt;/span&gt;&lt;span class="timark"&gt;Contract covered by the Government Procurement Agreement (GPA):&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;No.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.2) &lt;/span&gt;&lt;span class="timark"&gt;TOTAL FINAL VALUE OF CONTRACT(S)&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;II.2.1) &lt;/span&gt;&lt;span class="timark"&gt;Total final value of contract(s):&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt; &lt;div class="grseq"&gt;&lt;p class="tigrseq"&gt;SECTION IV: PROCEDURE&lt;/p&gt; &lt;span class="marklist"&gt;&lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.1) &lt;/span&gt;&lt;span class="timark"&gt;TYPE OF PROCEDURE&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.1.1) &lt;/span&gt;&lt;span class="timark"&gt;Type of procedure:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;Open.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.2) &lt;/span&gt;&lt;span class="timark"&gt;AWARD CRITERIA&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.2.1) &lt;/span&gt;&lt;span class="timark"&gt;Award criteria:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;The most economically advantageous tender in terms of&lt;/p&gt;&lt;p&gt;1. Fitness for purpose, including evaluation of benchmarks. Weighting: 35 %.&lt;/p&gt;&lt;p&gt;2. Value for money, cost effectiveness (including total cost of ownership aspects). Weighting: 30 %.&lt;/p&gt;&lt;p&gt;3. Technical merit, including aesthetic and functional characteristics. Weighting: 15 %.&lt;/p&gt;&lt;p&gt;4. After-sales service and technical support. Weighting: 10 %.&lt;/p&gt;&lt;p&gt;5. Support towards achieving the aims of the North West Grid. Weighting: 10 %.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.2.2) &lt;/span&gt;&lt;span class="timark"&gt;An electronic auction was used:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;No.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.3) &lt;/span&gt;&lt;span class="timark"&gt;ADMINISTRATIVE INFORMATION&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.3.1) &lt;/span&gt;&lt;span class="timark"&gt;File reference number attributed by the Contracting Authority:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;2007/264/NWGRID/TH.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;IV.3.2) &lt;/span&gt;&lt;span class="timark"&gt;Previous publication(s) concerning the same contract:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;No.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt; &lt;div class="grseq"&gt;&lt;p class="tigrseq"&gt;SECTION V: AWARD OF CONTRACT&lt;/p&gt; &lt;span class="marklist"&gt;&lt;p&gt;CONTRACT NO: Liverpool/Lancaster NW-Grid 2&lt;/p&gt;&lt;p&gt;TITLE: NW-Grid 2&lt;/p&gt;&lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;V.1) &lt;/span&gt;&lt;span class="timark"&gt;DATE OF CONTRACT AWARD:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;1.2.2008.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;V.2) &lt;/span&gt;&lt;span class="timark"&gt;NUMBER OF OFFERS RECEIVED:&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;V.3) &lt;/span&gt;&lt;span class="timark"&gt;NAME AND ADDRESS OF ECONOMIC OPERATOR TO WHOM THE CONTRACT HAS BEEN AWARDED:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p class="addr"&gt;Address: &lt;span class="organisation"&gt;Organisation: Streamline Computing&lt;/span&gt;, &lt;/p&gt;&lt;p class="addr"&gt;The Innovation Centre, Warwick Technology Park, Gallows Hill&lt;/p&gt;, &lt;span class="countrycode"&gt;Country code: UK&lt;/span&gt;-&lt;span class="town"&gt;Warwick&lt;/span&gt; &lt;span class="postalcode"&gt;Postal code: CV34 6UW&lt;/span&gt;.&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;V.4) &lt;/span&gt;&lt;span class="timark"&gt;INFORMATION ON VALUE OF CONTRACT&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;V.5) &lt;/span&gt;&lt;span class="timark"&gt;THE CONTRACT IS LIKELY TO BE SUB-CONTRACTED:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;No.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt; &lt;div class="grseq"&gt;&lt;p class="tigrseq"&gt;SECTION VI: COMPLEMENTARY INFORMATION&lt;/p&gt; &lt;span class="marklist"&gt;&lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.1) &lt;/span&gt;&lt;span class="timark"&gt;CONTRACT RELATED TO A PROJECT AND/OR PROGRAMME FINANCED BY COMMUNITY FUNDS:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;No.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.2) &lt;/span&gt;&lt;span class="timark"&gt;ADDITIONAL INFORMATION:&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.3) &lt;/span&gt;&lt;span class="timark"&gt;PROCEDURES FOR APPEAL:&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.3.1) &lt;/span&gt;&lt;span class="timark"&gt;Body responsible for appeal procedures:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;&lt;span style=""&gt;Body responsible for mediation procedures&lt;/span&gt;:&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.3.2) &lt;/span&gt;&lt;span class="timark"&gt;Lodging of appeals:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;Precise information on deadline(s) for lodging appeals: This authority will incorporate a minimum 10 calendar day standstill period at the point information on the award of the contract is communicated to tenderers. This period allows unsuccessful tenderers to seek further debriefing from the contracting authority before the contract is entered into. Applicants have two working days from notification of the award decision to request additional debriefing and that information has to be provided a minimum of 3 working days before expiry of the standstill period. Such additional information should be requested from the address in section 1.1.&lt;/p&gt;&lt;p&gt;If an appeal regarding the award of a contract has not been successfully resolved the (for Public Sector) Public Contracts Regulations 2006 (SI 2006 No 5)(for Utilities) utilities contracts Regulations (SI 2005 No6) (delete where appropriate) provide for aggrieved parties who have been harmed or are at risk of harm by a breach of the rules to take action in the High Court (England, Wales and Northern Ireland). Any such action must be brought promptly (generally within 3 months). Where a contract has not been entered into the court may order the settling aside of the award decision or order the authority to amend any document and may award damages. If the contract has been entered into the court may only award damages.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.3.3) &lt;/span&gt;&lt;span class="timark"&gt;Service from which information about the lodging of appeals may be obtained:&lt;/span&gt;&lt;/div&gt; &lt;div class="mlioccur"&gt;&lt;span class="nomark"&gt;VI.4) &lt;/span&gt;&lt;span class="timark"&gt;DATE OF DISPATCH OF THIS NOTICE:&lt;/span&gt;&lt;div class="txtmark"&gt;&lt;p&gt;4.3.2008.&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;Government tender content courtesy of TED / &lt;a href="http://www.publictechnology.net/bizdirectory/search_detail.php?ckey=60"&gt;European Commission&lt;/a&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-1899788573574672218?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://www.publictenders.net' title='UK-Manchester: computer hardware'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/1899788573574672218/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=1899788573574672218&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1899788573574672218'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1899788573574672218'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/uk-manchester-computer-hardware.html' title='UK-Manchester: computer hardware'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8584759933323664580</id><published>2008-03-06T23:24:00.000-07:00</published><updated>2008-03-06T23:32:08.048-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Computer virus exposes Ore. donors data</title><content type='html'>&lt;div id="news-item" class="item-box full-width"&gt;&lt;h2&gt;PORTLAND, Ore. (AP) - A computer virus attack may have exposed the personal  information of more than 11,000 people who donated to a Central Oregon hospital  system.&lt;/h2&gt;&lt;p&gt;Cascade Healthcare Community says a computer virus attack hit its system in  December, and the company noticed suspicious activity in the system in February.  A computer forensics expert confirmed the virus had caused the breach.&lt;/p&gt;&lt;p&gt;This hospital system says the names, dates of birth and potentially the credit  card numbers of the donors were exposed. It says no patient information was  compromised.&lt;/p&gt;&lt;p&gt;Hospital officials say they are working with Bend police for further  investigation.&lt;/p&gt;&lt;p&gt;Copyright 2007 Associated Press. All rights reserved. This material may not be  published, broadcast, rewritten, or redistributed.&lt;/p&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8584759933323664580?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://www.hemscott.com/' title='Computer virus exposes Ore. donors data'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8584759933323664580/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8584759933323664580&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8584759933323664580'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8584759933323664580'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/computer-virus-exposes-ore-donors-data.html' title='Computer virus exposes Ore. donors data'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3339027111659876009</id><published>2008-03-06T23:23:00.001-07:00</published><updated>2008-03-06T23:32:57.614-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Gates no longer world's richest man</title><content type='html'>&lt;h1 class="text_article_headline"&gt;Gates no longer world's richest man&lt;/h1&gt;&lt;span class="text_article_date"&gt;Thursday 6-Mar-2008 5:43 PM &lt;/span&gt;&lt;span class="text_article_intro"&gt;Ring of Death takes its toll?&lt;/span&gt;&lt;br /&gt;&lt;span class="text_article_body"&gt;&lt;div class="commentbox_2"&gt;&lt;center&gt;&lt;b&gt;&lt;a style="color: rgb(0, 0, 0);" title="Click here to read/post comments on this article" href="http://www.computerandvideogames.com/forums/viewtopic.php?t=51053"&gt;&lt;br /&gt;&lt;/a&gt;&lt;/b&gt;&lt;/center&gt;&lt;/div&gt; Bill Gates is no longer the world's richest man, according Forbes magazine's annual ranking of the world's wealthiest people.&lt;br /&gt;&lt;br /&gt;Gates, who had held the position since 1995, fell to third place on the list, which was released Wednesday.&lt;br /&gt;&lt;br /&gt;He was beaten by investment tycoon Warren Buffet and Carlos Slim, a Mexican telecoms expert.&lt;br /&gt;&lt;br /&gt;The drop is speculatively due to Microsoft's stock fluctuations this year and his decision to step away from full-time work in order to focus on charity. Not really anything to do with Three Red Lights then.&lt;br /&gt;&lt;br /&gt;Still, it doesn't exactly mean he's out on the streets. His personal fortune is estimated to be around $58 billion, which is approximately fourteen times the amount of money the entire Star Wars saga has grossed since 1977. Not bad at all...&lt;/span&gt;&lt;div class="ruler" style="clear: both;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="left" valign="top" width="50%"&gt;&lt;span class="text_article_author"&gt;&lt;a href="mailto:chicks@futurenet.co.uk"&gt;Chris Hicks&lt;/a&gt;&lt;/span&gt;&lt;/td&gt;&lt;td align="right" valign="top" width="50%"&gt;&lt;img alt="computerandvideogames.com" src="http://www.computerandvideogames.com/templates/images/sources/small_cvg.gif" border="0" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3339027111659876009?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='related' href='http://www.computerandvideogames.com/' title='Gates no longer world&apos;s richest man'/><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3339027111659876009/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3339027111659876009&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3339027111659876009'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3339027111659876009'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/gates-no-longer-worlds-richest-man.html' title='Gates no longer world&apos;s richest man'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-1727854298514156307</id><published>2008-03-06T23:21:00.003-07:00</published><updated>2008-03-06T23:32:52.469-07:00</updated><title type='text'>Taiwan's High Tech Computer Feb parent sales 9.63 bln twd vs 6.60 bln</title><content type='html'>&lt;div id="news-item" class="item-box full-width"&gt;&lt;p&gt;TAIPEI (XFN-ASIA) - High Tech Computer Corp (2498.TW) said its parent-level  sales rose to 9.63 bln twd in February from 6.60 bln achieved in the same month  last year.&lt;/p&gt;&lt;p&gt;For the two months to February, parent sales stood at 21.66 bln twd against  14.50 bln a year earlier.&lt;/p&gt;&lt;p&gt;High Tech Computer shares today closed up 25.00 twd or 3.76 pct at 690.00.&lt;/p&gt;&lt;p&gt;(1 usd = 30.80 twd)&lt;/p&gt;&lt;p&gt;adela.lin@afxasia.com&lt;/p&gt;&lt;p&gt;- xfnal/xfnrc&lt;/p&gt;&lt;p&gt;http://www.hemscott.com/&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-1727854298514156307?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/1727854298514156307/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=1727854298514156307&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1727854298514156307'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1727854298514156307'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/taiwans-high-tech-computer-feb-parent.html' title='Taiwan&apos;s High Tech Computer Feb parent sales 9.63 bln twd vs 6.60 bln'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-364211174688170211</id><published>2008-03-06T23:21:00.001-07:00</published><updated>2008-03-06T23:23:40.138-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>local council</title><content type='html'>&lt;p&gt;Fancy asking the local council? Well, according to the survey, only one in seven councils could say what would happen with the computer after it was recycled and only two fifths of councils who said they'd recycle a computer could say with certainty that equipment would actually be recycled. One council worker said: 'They just literally go into the landfill; they get smashed apart.' You really don't want to know what they said about your personal data.&lt;/p&gt;  &lt;p&gt;According to Which?, you should use specialist software to remove your data, then take your PC to a &lt;a href="http://www.recycle-more.co.uk/"&gt;recycling point&lt;/a&gt;. PC retailers also offer free 'take-back' facilities for customers and some charities take old PCs - some councils do have details of this.&lt;/p&gt;  &lt;p&gt;[Via &lt;a href="http://www.techdigest.tv/"&gt;Tech Digest&lt;/a&gt;]&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-364211174688170211?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/364211174688170211/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=364211174688170211&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/364211174688170211'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/364211174688170211'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/local-council.html' title='local council'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-5287879749990823620</id><published>2008-03-06T23:21:00.000-07:00</published><updated>2008-03-06T23:22:36.704-07:00</updated><title type='text'>Saving money on computer purchases</title><content type='html'>&lt;h2&gt;&lt;a href="http://www.moneymanagementandyou.com/2008/03/05/saving-money-on-computer-purchases/" title="Saving money on computer purchases"&gt;&lt;br /&gt;&lt;/a&gt;&lt;/h2&gt;             &lt;div class="postmetadata"&gt;       &lt;ul&gt;&lt;li class="author"&gt;by &lt;a href="http://www.moneymanagementandyou.com/about/" title="Visit Peter Harrington's website" rel="external"&gt;Peter Harrington&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;      &lt;/div&gt;              &lt;p&gt;Everybody knows how fast technology can lose its value. It only takes a couple months before you brand spanking new computer is considered a lower end model. And nobody wants to spend their hard earned cash on something that has peaked after such a short time of ownership.&lt;/p&gt; &lt;p&gt;The solution? You really have a couple of options, but the first thing you need to do is to evaluate what you really need a from a computer. It is very possibly that you purchased a high end video card last time that was never fully utilized. Once you have figured out exactly what you need from a computer you should know whether you need a high end model or a lower end model.&lt;/p&gt; &lt;p&gt;If you don’t put a lot of pressure on your machine and think that a lower end model is for you. I would suggest shopping around for a used machine. Don’t go out a buy a 3 year old machine, but find somebody who purchases a new computer every 6 months and try to buy their old one. That way you can have a good computer without the giant price tag.&lt;/p&gt; &lt;p&gt;A second option, this is probably better for users who want a higher performance, is to build your own computer. Go online and build a list of parts or find a computer you like and copy the list of parts. You can build the computer yourself for a lot cheaper then what you would pay if you bought the whole package from retail. If your  not sure how to build a computer try asking some of your friends.  Tech people love putting things together and they would probably be more then willing to help you out.&lt;/p&gt; &lt;p&gt;Good luck and happy computing!&lt;/p&gt;&lt;p&gt;http://www.moneymanagementandyou.com/&lt;br /&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-5287879749990823620?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/5287879749990823620/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=5287879749990823620&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5287879749990823620'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5287879749990823620'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/saving-money-on-computer-purchases.html' title='Saving money on computer purchases'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3665329629676906939</id><published>2008-03-06T23:17:00.000-07:00</published><updated>2008-03-06T23:20:37.477-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>NSW police to seize computer networks</title><content type='html'>&lt;!-- /articleTools Top --&gt;  &lt;!--articleDetails--&gt;  &lt;div class="articleExtras-wrap"&gt;     &lt;!-- adSpotIsland --&gt;      &lt;/div&gt;&lt;!--articleExtras-wrap--&gt;  &lt;bod&gt;&lt;/bod&gt;&lt;p&gt;NSW police will be given new powers enabling them to seize entire computer networks to help track child pornography traders and terrorist suspects.&lt;/p&gt; &lt;p&gt;Police Minister David Campbell said legislation would be introduced to NSW Parliament to allow authorities to search networked computers where criminals may have hidden incriminating material.&lt;/p&gt; &lt;p&gt;Civil libertarians have called the move an unreasonable, invasive expansion of police powers, with small-time copyright pirates likely to be the big losers.&lt;/p&gt; &lt;p&gt;Currently, police are able to search only computers found in homes and offices named in a search warrant.&lt;/p&gt; &lt;p&gt;Mr Campbell said he had been advised that an increasing number of criminals were using computer networks to commit and conceal crimes, prompting the extended powers.&lt;/p&gt; &lt;p&gt;"Under these proposed new powers, police would be able to go beyond computers located in criminals' homes and offices and infiltrate networked computers where criminals have hidden incriminating material," Mr Campbell said.&lt;/p&gt; &lt;p&gt;"With these extended powers, police would be able to go a step further, accessing and searching other networked computers regardless of their physical location."&lt;/p&gt; &lt;p&gt;Mr Campbell said giving police seven days to search the seized hardware would allow them time to decode encrypted information.&lt;/p&gt; &lt;p&gt;The new legislation would ensure police kept "pace with ever changing technology", he said.&lt;/p&gt; &lt;p&gt;"Organised crime operations and paedophile rings are using sophisticated techniques to perpetrate and conceal their crimes," he added.&lt;/p&gt; &lt;p&gt;However, the NSW Council for Civil Liberties said police presently had adequate powers to crack down on those types of serious illegal activities.&lt;/p&gt; &lt;p&gt;Council president Cameron Murphy said it was unreasonable for police to seize an entire network which may include large numbers of computers not related to a crime.&lt;/p&gt; &lt;p&gt;"It means that people who have nothing to do with the crime under investigation, people (who) have done nothing wrong, may have their computers taken," Mr Murphy said.&lt;/p&gt; &lt;p&gt;"For example, police may be investigating intellectual property crimes at a university, this sort of power would also allow them to seize other computers at the university."&lt;/p&gt; &lt;p&gt;Mr Murphy said police already had the power to obtain a warrant to monitor or gain access to computers involved in organised crime.&lt;/p&gt; &lt;p&gt;He said it also could lead to an increase in the number of people charged over minor crimes such as using pirated software or illegal downloads.&lt;/p&gt; &lt;p&gt;"You may also end up with a number of people who have had their computer seized being charged because police then discover that some offence has occurred and history has proven that in those cases its usually minor cases," Mr Murphy said.&lt;/p&gt; &lt;p&gt;Last November, after the government made permanent the additional police powers granted following Sydney's Cronulla riot, Mr Murphy said more, not less police accountability was required.&lt;/p&gt;&lt;p&gt;http://news.smh.com.au/&lt;br /&gt;&lt;/p&gt;  © 2008     &lt;a href="http://news.smh.com.au/action/displayCopyrightNotice?sourceOrganisation=AAP"&gt;AAP&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3665329629676906939?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3665329629676906939/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3665329629676906939&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3665329629676906939'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3665329629676906939'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/nsw-police-to-seize-computer-networks.html' title='NSW police to seize computer networks'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4606843553296476723</id><published>2008-03-06T23:16:00.000-07:00</published><updated>2008-03-06T23:18:39.467-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>News</title><content type='html'>&lt;h2 class="heading"&gt;&lt;span&gt;News&lt;/span&gt;&lt;/h2&gt;  &lt;ul class="story-listing"&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/business/soa/Elusive-iMac-slowly-turning-up-online/0,139023166,120264090,00.htm?feed=pt_imac"&gt;Elusive iMac slowly turning up online&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;You might have to search a bit, but you can find Apple Computer's new iMac online--and you might not have to pay much more than the retail price. &lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/soa/iMac-supply-dwindling-dealers-report-/0,139023165,120105004,00.htm?feed=pt_imac"&gt;iMac supply dwindling, dealers report &lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;Apple Computer seems to be phasing out the current generation of iMacs by "dumping" the consumer systems through retailer warehouses. Is the company clearing the decks for a new generation of the consumer desktop system?&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/hardware/soa/How-Apple-could-fight-Cisco/0,130061702,339273043,00.htm?feed=pt_imac"&gt;How Apple could fight Cisco&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;A mobile phone is to an Internet phone as an airplane is to a faucet?&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/business/soa/Is-Apple-stocking-its-own-shelves-first-/0,139023166,120264012,00.htm?feed=pt_imac"&gt;Is Apple stocking its own shelves first?&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;Shortages of a hot new product have Macintosh dealers grumbling that Apple Computer is showing preferential treatment to company-owned retail stores--something the company promised would not happen.&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/soa/Think-different-Tests-to-iMac-claims-/0,139023165,120101211,00.htm?feed=pt_imac"&gt;Think different: Tests to iMac claims &lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;Two days before the iMac went on sale, Apple interim CEO Steve Jobs said the new system "toasts the fastest PC money can buy at any price -- the Pentium II 400."&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/soa/iMac-hitting-Apple-s-wall-of-China-/0,139023165,120101887,00.htm?feed=pt_imac"&gt;iMac hitting Apple's wall of China? &lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;&lt;b&gt;TAIPEI, Taiwan -- Taiwan, home to most of the world's PC components, has long been a double-edged sword for Apple and its users.&lt;/b&gt;&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/software/soa/New-Power-Macs-break-1GHz-barrier-twice/0,130061733,120263167,00.htm?feed=pt_imac"&gt;New Power Macs break 1GHz barrier--twice&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;Apple Computer has broken the 1GHz barrier not once but twice with the delivery of new Power Macs.&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/reviews/hardware/desktops/soa/Jobs-Jaguar-new-iPods-new-iMac-and-Windows-/0,139023402,120266754,00.htm?feed=pt_imac"&gt;Jobs: Jaguar, new iPods, new iMac and. . . Windows?&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;As the Mac faithful gather in New York, Apple CEO Steve Jobs rallies to the defense of the Mac OS X operating system and trots out new hardware, including a bigger iMac and iPods for Windows.&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/soa/New-Macs-hitting-retail-shelves-/0,139023165,120105352,00.htm?feed=pt_imac"&gt;New Macs hitting retail shelves &lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;In the past, Power Macs have actually reached customers weeks after the expected date, but this season's lineup of new models seems to be moving smoothly through the sales channel.&lt;/p&gt;   &lt;/li&gt;&lt;li&gt;    &lt;h3&gt;&lt;a href="http://www.zdnet.com.au/news/business/soa/Apple-agrees-to-some-OS-X-refunds/0,139023166,120277215,00.htm?feed=pt_imac"&gt;Apple agrees to some OS X refunds&lt;/a&gt;&lt;/h3&gt;    &lt;p&gt;Apple Computer has reached a tentative settlement in a class-action lawsuit that alleged the company had failed to fully support Mac OS X on some G3-based Macs.&lt;/p&gt;   &lt;/li&gt;&lt;/ul&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4606843553296476723?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4606843553296476723/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4606843553296476723&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4606843553296476723'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4606843553296476723'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/news.html' title='News'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8109398133044983583</id><published>2008-03-06T23:07:00.001-07:00</published><updated>2008-03-06T23:17:17.419-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>School Computer Roll-Out Begins</title><content type='html'>&lt;table style="border-collapse: collapse;" border="0" cellpadding="2" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="padding-left: 8px; padding-top: 5px; padding-bottom: 5px;" class="ymb_darkborder_top ymb_darkborder_left ymb_darkborder_bottom ymb_message_focus ymb_small_header"&gt;&lt;br /&gt;&lt;/td&gt;  &lt;td class="ymb_message_focus ymb_darkborder_bottom ymb_darkborder_right ymb_darkborder_top" align="right" nowrap="nowrap"&gt;&lt;br /&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt;  &lt;td class="ymb_darkborder" colspan="2" style="padding-left: 8px;" height="150"&gt;More than 900 high schools will be the first to receive new computers from the federal government, after an audit found their existing equipment was not up to scratch.&lt;br /&gt;&lt;br /&gt;But federal Education Minister Julia Gillard is refusing to say which schools have made the shortlist.&lt;br /&gt;&lt;br /&gt;Initial results from a government audit show there is an average of one computer for every five students in years nine to 12 across Australia.&lt;br /&gt;&lt;br /&gt;Computers more than four years old were not included in the audit.&lt;br /&gt;&lt;br /&gt;Ms Gillard said the 937 schools in greatest need had a ratio of one computer for every eight students, or worse.&lt;br /&gt;&lt;br /&gt;Those schools will receive the first $100 million, to be delivered by June, of the government's overall $1 billion package to give every student in years nine to 12 access to a computer at school.&lt;br /&gt;&lt;br /&gt;http://news.smh.com.au/audit-finds-937-schools-lac k-computers/20080305-1x3p.html&lt;br /&gt;&lt;br /&gt;Of the 937 schools invited to apply for priority funding, about 70 per cent were public, 20 per cent Catholic and 10 per cent independent, Ms Gillard said.&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8109398133044983583?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8109398133044983583/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8109398133044983583&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8109398133044983583'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8109398133044983583'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/school-computer-roll-out-begins.html' title='School Computer Roll-Out Begins'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-50716080480218410</id><published>2008-03-06T23:07:00.000-07:00</published><updated>2008-03-06T23:16:07.612-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Rudd's computer pledge unplugged</title><content type='html'>&lt;div class="article-publish"&gt;        &lt;p class="author"&gt;By Sue Dunlevy&lt;/p&gt;            &lt;p class="published-date"&gt;March 06, 2008 12:00am&lt;/p&gt;      &lt;/div&gt;                         &lt;!-- Split page --&gt;               &lt;!-- Lead Content Panel --&gt;                   &lt;p class="standfirst"&gt;&lt;strong style="display: block;"&gt;THE nation's neediest high schools will get money to buy 100,000 computers before June 30 but the Rudd Government cannot say who will pay for the powerpoints to plug them in.&lt;/strong&gt;&lt;/p&gt;         &lt;p&gt;The schools who benefit from the first instalment of the $1 billion program will not get the promised ratio of one computer for every senior student.&lt;/p&gt; &lt;p&gt;Instead, the ratio will be one computer for every two students in Years 9 to 12. &lt;/p&gt; &lt;p&gt;These schools will have to wait till 2010 to get one computer per student.&lt;/p&gt; &lt;p&gt;The first round of funding will go to the nation's neediest 937 high schools.&lt;/p&gt; &lt;p&gt;Public schools will get 70 per cent of the funding, Catholic schools 20 per cent and independent schools 10 per cent.&lt;/p&gt; &lt;p&gt;While the $1 billion program has been widely welcomed, Labor backbenchers have warned ministers that schools are not equipped to handle the extra technology.&lt;/p&gt; &lt;p&gt;Most do not have enough powerpoints in classrooms to plug in the new computers. And a survey of teachers this year found two-thirds needed more training on using computers in the classroom.&lt;/p&gt; &lt;p&gt;Education Minister Julia Gillard yesterday refused to say who would pay for the computers to be installed.&lt;/p&gt; &lt;p&gt;"We are working with our state and territory colleagues to make sure computers are in settings in which they can be used," Ms Gillard said.&lt;/p&gt;&lt;p&gt;http://www.news.com.au&lt;br /&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-50716080480218410?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/50716080480218410/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=50716080480218410&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/50716080480218410'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/50716080480218410'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/rudds-computer-pledge-unplugged.html' title='Rudd&apos;s computer pledge unplugged'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-2359834716437616362</id><published>2008-03-06T23:04:00.000-07:00</published><updated>2008-03-06T23:06:41.571-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>DIARY - U.S Meetings for week ahead</title><content type='html'>&lt;h2 class="articlesource"&gt;Source: Reuters&lt;/h2&gt;    &lt;h2 class="articlesource"&gt;Posted: 03/06/08 4:08AM&lt;/h2&gt;    &lt;h2 class="articlepubdate"&gt;Filed Under: &lt;a href="http://money.aol.ca/investing"&gt;Investing&lt;/a&gt;&lt;/h2&gt;      &lt;p&gt;11 Mar             &lt;tbus.o&gt;      DRI Corp Investor Conf    11 Mar     12:40   &lt;evc&gt;         Entravision Comm.s Corp at Bear Stearns &amp;amp; Co. Inc. Media Conf    11 Mar             &lt;epik.o&gt;      Epic Bancorp at Sandler O'Neill West Coast Conf    11 Mar     16:00   &lt;eqt&gt;         Equitable Resources Inc Security Analyst Conf    11 Mar     14:00   &lt;ssp&gt;         EW Scripps Co at Bear Stearns Media Conf    11 Mar     18:00   &lt;ffiv.o&gt;      F5 Networks Inc Annual Shareholders Meeting    11 Mar     21:30   &lt;ftbk.o&gt;      Frontier Financial Corp at Sandler O'Neill Financial Conf    11 Mar     13:40   &lt;gaia.o&gt;      Gaiam Inc at Bank of America Consumer Conf    11 Mar     19:40   &lt;gtn&gt;         Gray Television Inc at Bear Stearns Media Conf    11 Mar     18:15   &lt;hfwa.o&gt;      Heritage Financial Corp at Sandler O'Neill Financial Conf    11 Mar     20:15   &lt;hifn.o&gt;      Hi/fn Inc at Montgomery Tech. Conf    11 Mar     17:40   &lt;hrl&gt;         Hormel Foods Corp at Bank of America Consumer Conf    11 Mar             &lt;hum&gt;         Humana Inc at Credit Suisse On-Site    11 Mar     19:20   &lt;icon.o&gt;      Iconix Brand Group Inc at Bank of America Consumer Conf    11 Mar     19:00   &lt;iar&gt;         Idearc Inc at Bear Stearns Media Conf    11 Mar     15:30   &lt;itex.ob&gt;     Itex Corp at Montgomery Tech. Conf    11 Mar     15:00   &lt;lamr.o&gt;      Lamar Advertising Co at Bear Stearns Media Conf    11 Mar     18:20   &lt;lcapa.o&gt;     Liberty Media Corp at Bear Stearns Media Conf    11 Mar     15:40   &lt;tvl&gt;         LIN TV Corp at Bear Stearns Media Conf    11 Mar     12:00   &lt;low&gt;         Lowe's Co. Inc at Bank of America Consumer Conf    11 Mar     19:20   &lt;mso&gt;         Martha Stewart Living Omnimedia Inc at BOA Consumer Conf    11 Mar     13:00   &lt;ma&gt;          MasterCard Inc at JPMorgan Payment Processing Day    11 Mar     15:40   &lt;mhp&gt;         McGraw-Hill Co. Inc at Bear Stearns Media Conf    11 Mar     21:00   &lt;tune.o&gt;      Microtune Inc at Montgomery &amp;amp; Co Tech. Conf    11 Mar     13:20   &lt;mco&gt;         Moody's Corp at Bear Stearns Media Conf    11 Mar             &lt;ntap.o&gt;      Network Appliance Inc Analyst Day    11 Mar     13:20   &lt;nyt&gt;         New York Times Co at Bear Stearns Media Conf    11 Mar     18:20   &lt;nxst.o&gt;      Nexstar Broadcasting Group Inc at Bear Stearns Media Conf    11 Mar     12:40   &lt;outd.o&gt;      Outdoor Channel Hldngs Inc at Bear Stearns Media Conf    11 Mar     21:30   &lt;pcbk.o&gt;      Pacific Continental Corp at Sandler O'Neill Financial Conf    11 Mar     18:30   &lt;peet.o&gt;      Peet's Coffee &amp;amp; Tea Inc at Bank of America Consumer Conf    11 Mar             &lt;pspt.o&gt;      PeopleSupport Inc at Montgomery Tech. Conf    11 Mar     13:40   &lt;pvh&gt;         Phillips-Van Heusen Corp at Bank of America Consumer Conf    11 Mar             &lt;pjc&gt;         Piper Jaffray Co. &amp;amp; ChinaVenture Investment Conf    11 Mar     16:25   &lt;prwt.o&gt;      PremierWest Bancorp at Sandler O'Neill Financial Conf    11 Mar     16:30   &lt;qcom.o&gt;      Qualcomm Inc Annual Shareholders Meeting    11 Mar     18:20   &lt;rnwk.o&gt;      RealNetworks Inc at Bear Stearns Media Conf    11 Mar     14:00   &lt;rhd&gt;         RH Donnelley Corp at Bear Stearns Media Conf    11 Mar     21:30   &lt;rvsb.o&gt;      Riverview Bancorp, Inc at Sandler O'Neill Financial Conf    11 Mar     18:30   &lt;safm.o&gt;      Sanderson Farms Inc at Bank of America Consumer Conf    11 Mar     17:40   &lt;sbgi.o&gt;      Sinclair Broadcast Group Inc at Bear Stearns Media Conf    11 Mar             &lt;sons.o&gt;      Sonus Networks Inc at Credit Suisse Comm.s Conf    11 Mar     20:45   &lt;stsa.o&gt;      Sterling Financial Corp at Sandler O'Neill Financial Conf    11 Mar     19:00   &lt;tivo.o&gt;      TiVo Inc at Bear Stearns Media Conf    11 Mar     13:40   &lt;tup&gt;         Tupperware Brands Corp at Bank of America Consumer Conf    11 Mar     15:50   &lt;ucbh.o&gt;      UCBH Hldngs Inc at Sandler O'Neill West Coast Financial Conf    11 Mar     14:40   &lt;ua&gt;          Under Armour Inc at Bank of America Consumer Conf    11 Mar     18:20   &lt;vclk.o&gt;      ValueClick Inc at Bear Stearns Media Conf    11 Mar     11:00   &lt;vraz.o&gt;      Veraz Networks Inc at Credit Suisse Boston Comm.s Conf    11 Mar     20:10   &lt;wtw&gt;         Weight Watchers Intl. Inc at Bank of America Consumer Conf    11 Mar     21:30   &lt;wcbo.o&gt;      West Coast Bancorp at Sandler O'Neill WestCoast Financial Conf    11 Mar     14:40   &lt;winn.o&gt;      Winn Dixie Stores Inc at Bank of America Consumer Conf    11 Mar     17:40   &lt;zion.o&gt;      Zions Bancorp at Sandler O'Neill West Coast Financial Conf    12 Mar             &lt;abd&gt;         ACCO Brands Corp at Lehman Bros High Yield Bond Conf    12 Mar     18:30   &lt;aap&gt;         Advance Auto Parts Inc at Bank of America Consumer Conf    12 Mar     18:30   &lt;abi&gt;         Applied Biosystems Inc Investor Meeting    12 Mar     14:40   &lt;rate.o&gt;      Bankrate Inc at Bear Stearns Media Conf    12 Mar     18:30   &lt;bont.o&gt;      Bon-Ton Stores Inc at Bank of America Consumer Conf    12 Mar     19:20   &lt;bc&gt;          Brunswick Corp at Bank of America Consumer Conf    12 Mar     19:45   &lt;tast.o&gt;      Carrols Restaurant Group at Lehman Bros High Yield Conf    12 Mar     20:00   &lt;cra&gt;         Celera Group Investor Meeting    12 Mar             &lt;pss&gt;         Collective Brands Inc at Banc of America Securites Conf    12 Mar     12:30   &lt;cop&gt;         ConocoPhillips Analysts Meeting    12 Mar     13:40   &lt;dks&gt;         Dick's Sporting Goods Inc at Bank of America Consumer Conf    12 Mar     13:40   &lt;dbrn.o&gt;      Dress Barn Inc at Bank of America Consumer Conf    12 Mar             &lt;ee&gt;          El Paso Electric Co at Goldman Sachs Investor Tour    12 Mar     19:45   &lt;foe&gt;         Ferro Corp at Lehman Bros.High Yield Bond Conf    12 Mar     22:30   &lt;ffin.o&gt;      First Financial Bankshares Inc Investor Meeting (Weatherford)    12 Mar     12:30   &lt;fre&gt;         Freddie Mac Investor Conf    12 Mar     20:10   &lt;gap&gt;         Great Atlantic &amp;amp; Pacific Tea Co Inc at BOA Consumer Conf    12 Mar     18:30   &lt;hain.o&gt;      Hain Celestial Group Inc at Bank of America Consumer Conf    12 Mar     16:00   &lt;icon.o&gt;      Iconix Brand Group Inc at Lehman Bros High Yield Bond Conf    12 Mar     18:00   &lt;igt&gt;         Intl. Game Tech. at at Deutsche Bank Securities HospitaltyConf    12 Mar     12:50   &lt;jbx&gt;         Jack in the Box Inc at Bank of America Consumer Conf    12 Mar     12:00   &lt;kss&gt;         Kohl's Corp at Bank of America Consumer Conf    12 Mar     13:40   &lt;kr&gt;          Kroger Co at Bank of America Consumer Conf    12 Mar     14:40   &lt;lbtya.o&gt;     Liberty Global Inc at Bear Stearns Media Conf    12 Mar     12:00   &lt;ltm&gt;         Life TimeFitness Inc at Banc ofAmerica SecuritiesConsumer Conf    12 Mar     19:20   &lt;m&gt;           Macy's Inc at Bank of America Consumer Conf    12 Mar     17:40   &lt;mat&gt;         Mattel Inc at Bank of America Consumer Conf    12 Mar     19:20   &lt;mssr.o&gt;      McCormick&amp;amp; SchmickSeafood Restaurants Inc at BOA Consumer Conf    12 Mar     12:30   &lt;mdu&gt;         MDU Resources Group Inc Analysts Meeting    12 Mar             &lt;np&gt;          Neenah Paper Inc Special Meeting of Shareholders    12 Mar             &lt;nem&gt;         Newmont Mining Corp at Reuters Global Mining and Steel Summit    12 Mar     15:30   &lt;jwn&gt;         Nordstrom Inc at Banc of America Securities Consumer Conf    12 Mar     15:30   &lt;onnn.o&gt;      ON Semiconductor Corp Special Shareholders Meeting    12 Mar     16:00   &lt;paet.o&gt;      PAETEC Hldng Corp at Lehman Bros.High Yield Bond Conf    12 Mar             &lt;rrc&gt;         Range Resources Corp at Lehman Brothers High Yield Bond Conf    12 Mar             &lt;sbgi.o&gt;      Sinclair Broadcast Group Inc at Lehman High Yield Conf    12 Mar     13:20   &lt;siri.o&gt;      Sirius Satellite Radio Inc at Bear Stearns Media Conf    12 Mar     12:40   &lt;s&gt;           Sprint Nextel Corp at Bear Stearns Media Conf    12 Mar     14:00   &lt;twc&gt;         Time Warner Cable Inc at Bear Stearns Media Conf    12 Mar     14:00   &lt;twx&gt;         Time Warner Inc at Bear Stearns Media Conf    12 Mar             &lt;txco.o&gt;      TXCO Resources Inc at Dahlman Rose&amp;amp; Co.EnergySupply Chain Conf    12 Mar             &lt;unt&gt;         Unit Corp at Dahlman Rose &amp;amp; Co. Energy Supply Chain Conf    12 Mar     17:40   &lt;unfi.o&gt;      United Natural Foods Inc at Bank of America Consumer Conf    12 Mar     12:15   &lt;ups&gt;         United Parcel Service Inc Investor Conf    12 Mar     17:40   &lt;wrnc.o&gt;      Warnaco Group Inc at Bank of America Consumer Conf    12 Mar     13:00   &lt;wgl&gt;         WGL Hldngs Inc Analyst Meeting    12 Mar     14:00   &lt;wwy&gt;         Wm Wrigley Jr Co Annual Meeting of Stockholders    12 Mar     15:30   &lt;wyn&gt;         Wyndham Worldwide Corp at Deutsche Bank HospitalityGaming Conf    12 Mar     15:20   &lt;xmsr.o&gt;      XM Satellite Radio Hldngs Inc at Bear Stearns Media Conf    13 Mar     8:00    &lt;bec&gt;         Beckman Coulter Inc at Bear, Stearns. London Healthcare Conf    13 Mar     18:00   &lt;bth&gt;         Blyth Inc Investor Q&amp;amp;A Session    13 Mar     20:00   &lt;cbt&gt;         Cabot Corp Annual Meeting of Stockholders &lt;/cbt&gt;&lt;/bth&gt;&lt;/bec&gt;&lt;/xmsr.o&gt;&lt;/wyn&gt;&lt;/wwy&gt;&lt;/wgl&gt;&lt;/wrnc.o&gt;&lt;/ups&gt;&lt;/unfi.o&gt;&lt;/unt&gt;&lt;/txco.o&gt;&lt;/twx&gt;&lt;/twc&gt;&lt;/s&gt;&lt;/siri.o&gt;&lt;/sbgi.o&gt;&lt;/rrc&gt;&lt;/paet.o&gt;&lt;/onnn.o&gt;&lt;/jwn&gt;&lt;/nem&gt;&lt;/np&gt;&lt;/mdu&gt;&lt;/mssr.o&gt;&lt;/mat&gt;&lt;/m&gt;&lt;/ltm&gt;&lt;/lbtya.o&gt;&lt;/kr&gt;&lt;/kss&gt;&lt;/jbx&gt;&lt;/igt&gt;&lt;/icon.o&gt;&lt;/hain.o&gt;&lt;/gap&gt;&lt;/fre&gt;&lt;/ffin.o&gt;&lt;/foe&gt;&lt;/ee&gt;&lt;/dbrn.o&gt;&lt;/dks&gt;&lt;/cop&gt;&lt;/pss&gt;&lt;/cra&gt;&lt;/tast.o&gt;&lt;/bc&gt;&lt;/bont.o&gt;&lt;/rate.o&gt;&lt;/abi&gt;&lt;/aap&gt;&lt;/abd&gt;&lt;/zion.o&gt;&lt;/winn.o&gt;&lt;/wcbo.o&gt;&lt;/wtw&gt;&lt;/vraz.o&gt;&lt;/vclk.o&gt;&lt;/ua&gt;&lt;/ucbh.o&gt;&lt;/tup&gt;&lt;/tivo.o&gt;&lt;/stsa.o&gt;&lt;/sons.o&gt;&lt;/sbgi.o&gt;&lt;/safm.o&gt;&lt;/rvsb.o&gt;&lt;/rhd&gt;&lt;/rnwk.o&gt;&lt;/qcom.o&gt;&lt;/prwt.o&gt;&lt;/pjc&gt;&lt;/pvh&gt;&lt;/pspt.o&gt;&lt;/peet.o&gt;&lt;/pcbk.o&gt;&lt;/outd.o&gt;&lt;/nxst.o&gt;&lt;/nyt&gt;&lt;/ntap.o&gt;&lt;/mco&gt;&lt;/tune.o&gt;&lt;/mhp&gt;&lt;/ma&gt;&lt;/mso&gt;&lt;/low&gt;&lt;/tvl&gt;&lt;/lcapa.o&gt;&lt;/lamr.o&gt;&lt;/itex.ob&gt;&lt;/iar&gt;&lt;/icon.o&gt;&lt;/hum&gt;&lt;/hrl&gt;&lt;/hifn.o&gt;&lt;/hfwa.o&gt;&lt;/gtn&gt;&lt;/gaia.o&gt;&lt;/ftbk.o&gt;&lt;/ffiv.o&gt;&lt;/ssp&gt;&lt;/eqt&gt;&lt;/epik.o&gt;&lt;/evc&gt;&lt;/tbus.o&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-2359834716437616362?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/2359834716437616362/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=2359834716437616362&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2359834716437616362'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/2359834716437616362'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/diary-us-meetings-for-week-ahead.html' title='DIARY - U.S Meetings for week ahead'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-72238300102914063</id><published>2008-03-06T23:02:00.002-07:00</published><updated>2008-03-06T23:07:49.112-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Finance Career'/><title type='text'>Job Postings for this Company</title><content type='html'>&lt;h2&gt;&lt;br /&gt;&lt;/h2&gt; Found 38 displaying 1 to 38&lt;br /&gt;&lt;span style="color: rgb(144, 144, 152);"&gt;1&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=584a24ba4b7b2d96&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Manilus - : Greater Syracuse Utica Market&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;and update staff on business developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required to work weekends and/or... &lt;span class="blurbcity"&gt;Syracuse, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;2&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=b9a12b0da528349f&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Ithaca South&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;and update staff on business developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required to work weekends and/or... &lt;span class="blurbcity"&gt;Syracuse, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;3&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=b970c983c9a12a51&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;x Senior Teller- Katonah NY-WSF&lt;/a&gt; Bank of America (AccountantCareers.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Rome, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;4&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=0e9f11dda9a987cf&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Mohawk Acres-Syracuse Market-part time&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Rome, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;5&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=0fae509ef45d60cb&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Mohawk Acres-Syracuse Market-part time&lt;/a&gt; Bank of America (AccountantCareers.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Rome, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;6&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=51bdcda86adc31c5&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Ithaca Commons - Greater Syracuse/Utica&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;and update staff on business developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required to work weekends and/or... &lt;span class="blurbcity"&gt;Ithaca, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;7&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=3fc752e9c0a1e61d&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Premier Client Mgr Candidate - Syracuse/Utica&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;be essential to broaden existing relationships and bring new clients to the bank. Client Manager Candidates will be able to demonstrate comprehensive financial... &lt;span class="blurbcity"&gt;Syracuse, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;8&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=327314cd02977276&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Financial Advisor (Syracuse, NY)&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;Identifies and meets with current and prospective clients to reviews investment goals and prepares presentations that recommend products such as stocks, bonds... &lt;span class="blurbcity"&gt;Syracuse, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;9&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=1b29f0973bda47dc&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager II - Seneca Falls - Rochester&lt;/a&gt; Bank of America (AccountantCareers.com)&lt;br /&gt;&lt;p class="blurb"&gt;and update staff on business developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required to work weekends and/or... &lt;span class="blurbcity"&gt;Seneca Falls, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;10&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=cdef315809ef13a4&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I 3/24/08&lt;/a&gt; Bank of America* (CareerBuilder)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;11&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=37b468842a298310&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Cust Serv Rep I - 4/28/08&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;12&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=da08ab6fbaccaaee&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Rep I - 4/28/08&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;13&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=511fd7a535a2ac40&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I 3/24/08&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;14&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=82c23806adaca8c4&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Ithaca-Syracuse Market-part time&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Ithaca, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;15&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=e469f562a6743870&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I 3/24/08&lt;/a&gt; Bank of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;16&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=8be2720f84c26342&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Mortgage Loan Officer&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;the home finance industry while helping Bank of America rise in the ranks of the world's most admired... our vision to become America's Home Service Provider... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;17&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=741fe92272e642a7&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Seneca Falls-Rochester Market-part time&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Seneca Falls, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;18&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=4f73a93bcc400631&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I 3/24/08&lt;/a&gt; Bank of America (Monster)&lt;br /&gt;&lt;p class="blurb"&gt;Assists customers with questions or issues regarding their accounts received via phone and/or correspondence. Calls are predominantly routine, but may require... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;19&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=7eb378fd07142f46&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Ithaca-Syracuse Market-part time&lt;/a&gt; Bank of America (AccountantCareers.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Ithaca, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;20&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=a4cbcefbfcd5f7da&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-268 Genesee St Utica-Syracuse Market-part time&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;21&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=5f926997e9370c09&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Park Ave&lt;/a&gt; Bank Of America (Bank of America)&lt;br /&gt;&lt;p class="blurb"&gt;and update staff on business developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required to work weekends and/or... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;22&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=ab0ef3f1c1b62513&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Premier Client Mgr Candidate - Syracuse/Utica&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;be essential to broaden existing relationships and bring new clients to the bank. Client Manager Candidates will be able to demonstrate comprehensive financial... &lt;span class="blurbcity"&gt;Syracuse, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;23&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=ee74b9e1a536a897&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Ontario - Rochester&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required... 593411-COMMUNITY BANK DIVISION Travel Yes, 25 % of... &lt;span class="blurbcity"&gt;Ontario, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;24&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=cef41f79124a5d49&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I 3/24/08&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;Customer Service Representative I 3/24/08 - 0800006141 Apply Online Description Assists customers with questions or issues regarding their accounts received via... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;25&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=5c6a3b2a79fc31e6&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Rochester (anticipatory)Rochester Market-part time&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;26&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=c6ce8951139498b2&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Mortgage Loan Officer&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;at all levels of business. Must have an overall understanding of the additional bank products to enhance cross selling ability, and must possess basic computer... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;27&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=96deaee46f1c90ce&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Ithaca-Syracuse Market-part time&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Ithaca, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;28&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=75e815b3403fd3fc&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Mortgage Loan Officer&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;the home finance industry while helping Bank of America rise in the ranks of the world's most admired... our vision to become America's Home Service Provider... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;29&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=114d3957cfdecac6&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Park Ave-Rochester Market-part time&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;30&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=923f011f5c9141fa&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller-Grant Ave-Greater Syracuse-part time&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;customers. Act as Bank of Americas face to the... as an ambassador of the bank - smile and greet customers using Bank of America Spirit, and provide basic... &lt;span class="blurbcity"&gt;Auburn, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;31&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=00da9de1f24d28b8&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Banking Center Manager I - Park Ave&lt;/a&gt; Bank of America Corp. (Job.com)&lt;br /&gt;&lt;p class="blurb"&gt;developments. Demonstrate Bank of America core values and exhibit Bank of America Spirit. May be required... 593411-COMMUNITY BANK DIVISION Travel Yes, 25 % of... &lt;span class="blurbcity"&gt;Rochester, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;32&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=c9f11f9e924e7f98&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller - Grant Ave&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;The Bank of America Spirit. Ensure regulatory requirements, such as Anti-Money Laundering and Bank Secrecy... bank. Smile and greet customers using Bank of America... &lt;span class="blurbcity"&gt;Auburn, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;33&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=9c1279253e9c09a9&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller - 268 Genesee St - part-time&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;the Bank of America spirit. Ensure regulatory requirements, such as Anti-Money Laundering and Bank Secrecy... bank. Smile and greet customers using Bank of America... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;34&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=985aa3db81a20c16&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Customer Service Representative I&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;NY0850032 Customer Service Representative I 3/24/08, Utica, NY. Assist customers with questions or issues regarding their accounts received via phone and/or... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;35&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=222c1913bcb25e6e&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Research &amp;amp; Adjustments Rep II&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;Adjustments Rep II, Bank of America, Utica, NY. Resolve research and adjustment inquiries within the bank... check processing and bank experience knowledge;... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;36&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=b86e15bdaffd82c5&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Teller&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;Act as Bank of America's face to the customer and consistently demonstrate The Bank of America Spirit... bank. Smile and greet customers using Bank of America... &lt;span class="blurbcity"&gt;New Hartford, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;37&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=4eca0455ea77a6e2&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Sales &amp;amp; Service Specialist&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;&lt;p class="blurb"&gt;Hartford/Syracuse Market. Full-time, for the Bank of America. #0800007163. Sales and Service Specialists... associate. Demonstrate Bank of America core values in... &lt;span class="blurbcity"&gt;New Hartford, NY&lt;/span&gt;&lt;br /&gt;&lt;/p&gt; &lt;span style="color: rgb(144, 144, 152);"&gt;38&lt;/span&gt; &lt;a href="http://www.indeed.com/viewjob?jk=4c64b1ee034cfaa3&amp;amp;indpubnum=8643914734636535" target="_blank" onmousedown="indeed_clk(this,'8010');"&gt;Operations Representative&lt;/a&gt; Bank of America (America's Job Exchange)&lt;br /&gt;#0800007395), Bank of America, Utica, NY. This... the bank. Job consists of opening incoming mail, researching taxpayers information against internal bank... &lt;span class="blurbcity"&gt;Utica, NY&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-72238300102914063?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/72238300102914063/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=72238300102914063&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/72238300102914063'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/72238300102914063'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/job-postings-for-this-company.html' title='Job Postings for this Company'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3500020134785834751</id><published>2008-03-06T23:02:00.001-07:00</published><updated>2008-03-06T23:05:50.751-07:00</updated><title type='text'>Bank of America Names Robin L. Yacovino Western Massachusetts Market President</title><content type='html'>&lt;div class="h1b"&gt;         &lt;h1&gt;http://news.moneycentral.msn.com&lt;br /&gt;&lt;/h1&gt;&lt;span class="s13"&gt;March 5, 2008 8:00 AM ET&lt;/span&gt;     &lt;/div&gt;   &lt;div class="right ce"&gt;     &lt;div class="ad4"&gt;         &lt;script type="text/javascript" src="http://ads1.msn.com/library/dap.js"&gt;&lt;/script&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;p&gt;           Announces $25,000 grant to Springfield Boys &amp;amp; Girls Club  &lt;/p&gt;&lt;p&gt;    SPRINGFIELD, Mass., March 5 /PRNewswire/ -- Bank of America Massachusetts President Robert E. Gallery today announced that Robin L. Yacovino has been named market president for Western Massachusetts, with a focus on Greater Springfield. &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3500020134785834751?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3500020134785834751/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3500020134785834751&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3500020134785834751'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3500020134785834751'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/bank-of-america-names-robin-l-yacovino.html' title='Bank of America Names Robin L. Yacovino Western Massachusetts Market President'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-5785962479144049147</id><published>2008-03-06T23:02:00.000-07:00</published><updated>2008-03-06T23:04:14.300-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Apple's Asian Production: Macs Up, iPods Down, iPhone Volatile</title><content type='html'>&lt;p&gt; Banc of America is out with a call on &lt;strong&gt;Apple (NASDAQ:&lt;a href="http://seekingalpha.com/symbol/aapl" title="More opinion and analysis of AAPL"&gt;AAPL&lt;/a&gt;)&lt;/strong&gt; saying their Asian checks indicate recent production levels are increasing for Macs, iPod production is being cut, and iPhone is volatile. &lt;/p&gt;&lt;a name='more'&gt;&lt;/a&gt; &lt;p&gt;Both desktop and notebook production numbers have moved up by 20%+ from expectations in early January, indicating potentially solid demand thus far in the March quarter, as well as some inventory replenishment. Firm believes production numbers should continue to move up throughout the quarter. MacBook Air orders also increased slightly for March, contributing to the upside. They continue to believe that desktops and notebooks are the key driver of the story. &lt;/p&gt; &lt;p&gt;iPod order cuts confirm BAC's conservative stance on unit growth. iPod March quarter production numbers appear to have been significantly reduced, down 10- 20% from early January and down 30%+ from early December. Current production expectations for March imply 5-10% Y/Y unit decline, versus firm's expectation for 5% Y/Y unt growth during the March quarter, implying an inventory correction and sluggish sales. &lt;/p&gt; &lt;p&gt;iPhone production bounces back, although still lackluster. After severe production cuts in December and early January, our recent checks reveal that production plans for the March quarter have bounced. Firm remains concerned that iPhone production and demand are lackluster. &lt;/p&gt; &lt;p&gt;Stock oversold and valuation attractive. They would be buyers of the stock at these levels, given our Asian checks on Mac production, and especially given they believe the main driver for the company and its stock near-term is notebooks and desktops. Reit Buy and $180 target. &lt;/p&gt; &lt;p&gt;&lt;strong&gt;Notablecalls:&lt;/strong&gt; Not making a specific call here, just letting you know it's out there. &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-5785962479144049147?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/5785962479144049147/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=5785962479144049147&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5785962479144049147'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5785962479144049147'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/apples-asian-production-macs-up-ipods.html' title='Apple&apos;s Asian Production: Macs Up, iPods Down, iPhone Volatile'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3828148584321140251</id><published>2008-03-06T22:57:00.002-07:00</published><updated>2008-03-06T23:01:34.316-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Bank of America $75 Checking Bonus through April 2008</title><content type='html'>&lt;!-- End Of Class Title --&gt;      &lt;div style="margin: 0px 10px 0px 0px; display: block; float: left;"&gt;  &lt;script type="text/javascript"&gt;&lt;!-- google_ad_client = "pub-3942803723386885"; google_ad_width = 250; google_ad_height = 250; google_ad_format = "250x250_as"; google_ad_type = "text"; google_ad_channel = ""; google_color_border = "FFFFFF"; google_color_bg = "FFFFFF"; google_color_link = "0060C0"; google_color_text = "000000"; google_color_url = "0060C0"; //--&gt; &lt;/script&gt; &lt;script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"&gt; &lt;/script&gt;Bank of America has extended their $75 checking account bonus through April 30, 2008.&lt;/div&gt;     &lt;p&gt;Sign up for a new Bank of America personal checking account with a minimum opening deposit of at least $100, and you will get a $75 banking bonus for opening your checking account.&lt;/p&gt; &lt;p&gt;To receive this banking bonus, either apply online or print out the bonus offer and apply at a local Bank of America.&lt;/p&gt; &lt;p&gt;&lt;a href="http://www.bankofamerica.com/promos/jump/uspsmovers/" target="_blank"&gt;Bank of America $75 Checking Account Bonus Offer Link&lt;/a&gt;.&lt;/p&gt; &lt;p&gt;If you want a checking account with absolutely no fees and no requirements to avoid fees, then you’ll have to apply online for the MyAccess Checking Account.&lt;/p&gt; &lt;p&gt;The MyAccess checking account has no fees with no minimum balance or direct deposit requirements when you apply online, but if you apply in person, there is a direct deposit requirement to avoid the $5.95 monthly maintenance fee.&lt;/p&gt; &lt;p&gt;However, many of their personal checking accounts are free if you meet certain requirements, so there are plenty of other checking account options that will fit your needs.&lt;/p&gt; &lt;p&gt;Student checking accounts and secondary checking accounts are not eligible.&lt;/p&gt; &lt;p&gt;Go to the &lt;a href="http://www.bankofamerica.com/promos/jump/uspsmovers/" target="_blank"&gt;Bank of America $75 Checking Account Bonus Offer Link&lt;/a&gt; to apply online or print out the $75 banking bonus offer, and be sure to use the offer code AOU260208.&lt;/p&gt; &lt;p&gt;If the link is no longer working or has been redirected to a new offer, which Bank of America has a tendency to do before the expiration date, we have created a PDF version, which can be printed and brought to a local Bank of America, or you can still apply online using the promotional code.&lt;/p&gt; &lt;p&gt;&lt;a href="http://www.maximizingmoney.com/wp-content/uploads/2008/02/april-bank-of-america-_-checking-_-movers-75-gift-check.pdf" title="Bank of America $75 Bonus Offer PDF"&gt;Bank of America $75 Bonus Offer PDF&lt;/a&gt;&lt;/p&gt; &lt;p&gt;Take advantage of this Bank of America checking account bonus to get a $75 cash banking bonus.&lt;/p&gt; &lt;p&gt;Thanks and enjoy maximizing money.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3828148584321140251?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3828148584321140251/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3828148584321140251&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3828148584321140251'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3828148584321140251'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/bank-of-america-75-checking-bonus.html' title='Bank of America $75 Checking Bonus through April 2008'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4697007535251995130</id><published>2008-03-06T22:57:00.001-07:00</published><updated>2008-03-06T23:00:31.747-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Visa Inc., Bank of America and Carolina Panthers Wide Receiver Keary Colbert Team Up to Teach Charlotte Students How to Tackle Their Financial Futures</title><content type='html'>&lt;p&gt;&lt;b&gt;&lt;em&gt;"Financial Football" Money Management Game and Award-Winning Curriculum Help Independence High School Students Cross Real Life Fiscal Goal Line &lt;/em&gt;&lt;/b&gt;&lt;/p&gt;  &lt;p&gt;&lt;em&gt;Charlotte, NC&lt;/em&gt; – October 30, 2007 – Going on offense to advance financial literacy, today Visa Inc., Bank of America, the NFL and PLAYERS INC have teamed up with Carolina Panthers Wide Receiver Keary Colbert to engage Independence High School football players in a different kind of football game - one that prepares them to become fiscally fit adults. Called "Financial Football," this free, interactive, money management football computer game, cell phone game and one-week high school curriculum is the centerpiece of a nationwide Visa/NFL educational initiative, now in its third season, to promote youth financial literacy.&lt;/p&gt;  &lt;p&gt;"Helping students develop and build strong financial muscles at an early age will give them a real advantage when it comes to planning for their financial futures," said Colbert to a group of football players and teachers from Independence High School. "Managing money and finances is a vital life skill, and one that is best taught, and learned, before high school graduation." &lt;/p&gt;    &lt;p&gt;Demonstrating broad-based support for having financial education begin at home and extend to the classroom, a new study released by Visa Inc. shows 91% of consumers surveyed believe all high school students should take a financial education class before graduating.&lt;/p&gt;  &lt;p&gt;Huddled in the Carolina Panthers locker room at Bank of America Stadium, Colbert coached the "home team" comprised of half the students while Bank of America senior vice president, John Tuders, headed up the "visiting team." Together, the two engaged students in a friendly game of "Financial Football." The content, developed with the cooperation of the NFL and its players, incorporates lessons taught through &lt;em&gt;Practical Money Skills for Life&lt;/em&gt;, Visa's free, award-winning money management program.&lt;/p&gt;  &lt;p&gt;"Equipping our nation's youth with a roadmap to financial freedom and success really needs to be a cooperative effort between schools, the community and government," said Tuders. "We believe it is critical to take the time to talk to students about how they can prepare now to make wise financial decisions for a lifetime. As the Official Bank of the NFL, we applaud Visa's ‘Financial Football' program as a fun and innovative way to deliver financial education to our young people."&lt;/p&gt;   &lt;p&gt;"Financial Football" puts students' fiscal knowledge to the test in an online simulation game environment by combining the structure and rules of the NFL with financial education questions of varying difficulty. To score points, a team needs to answer various money management questions correctly. Wrong answers and penalties can cost a team yardage. The team with the highest point total after four quarters wins the game. &lt;/p&gt;  &lt;p&gt;Today's event is the tenth stop of this year's educational campaign. "Financial Football" has been rolled out statewide in West Virginia, Indiana, Ohio, California, Pennsylvania, Colorado and Wisconsin, with additional states distributing it this fall. &lt;/p&gt;  &lt;p&gt;Since 2005, "Financial Football" has been scoring points with parents, teachers and teenagers as a computer game that has already been downloaded and played over 100,000 times for free at www.practicalmoneyskills.com/football. Earlier this year, "Financial Football" became a free, first-of-its-kind cell phone game. Mobile customers can play the game on their cell phones by texting the word &lt;strong&gt;VISA&lt;/strong&gt; to &lt;strong&gt;24421&lt;/strong&gt;. &lt;/p&gt;   &lt;p&gt;"Visa is proud of its long standing commitment to financial education and greatly appreciates the assistance we received today from Keary Colbert," said Rosetta Jones, vice president, Visa Inc. "We also take great pride in our NFL sponsorship, which is enabling us to work with so many talented players to give students the tools, resources and encouragement they need to become more financially literate." &lt;/p&gt;  &lt;p&gt;"Financial Football" is part of &lt;em&gt;Practical Money Skills for Life&lt;/em&gt; (&lt;a href="http://www.practicalmoneyskills.com/"&gt;www.practicalmoneyskills.com&lt;/a&gt;), a free, award-winning, teacher-tested and teacher-approved financial education program that is available in English, Spanish and Chinese. The program contains three comprehensive sections, complete with money management resources and lesson plans tailored for use at home, in the classroom or at work. It also contains an array of tips to help prepare for life changing financial events, from planning for a baby to saving for college and retirement, as well as a number of other budget calculators and interactive games. Visa Inc. also runs &lt;em&gt;What's My Score&lt;/em&gt; (&lt;a href="http://www.whatsmyscore.org/" target="_blank"&gt;www.whatsmyscore.org&lt;/a&gt;), a leading higher education consumer awareness program. The website guides college students through the ABC's of a FICO credit score, from factors that can lower a score to ways on improving it, at no charge.&lt;/p&gt;  &lt;p&gt;&lt;strong&gt;About Bank of America &lt;/strong&gt;&lt;br /&gt;Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 57 million consumer and small business relationships with more than 5,700 retail banking offices, more than 17,000 ATMs and award-winning online banking with more than 23 million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. The company serves clients in 175 countries and has relationships with 99 percent of the U.S. Fortune 500 companies and 80 percent of the Fortune Global 500. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange. &lt;a href="http://www.bankofamerica.com/" target="_blank"&gt;www.bankofamerica.com&lt;/a&gt;&lt;/p&gt;  &lt;p&gt;&lt;strong&gt;About Visa Inc.&lt;/strong&gt;&lt;br /&gt;Visa operates the world's largest retail electronic payments network providing processing services and payment product platforms. This includes consumer credit, debit, prepaid and commercial payments, which are offered under the Visa, Visa Electron, Interlink and PLUS brands. Visa enjoys unsurpassed acceptance around the world and Visa/PLUS is one of the world's largest global ATM networks, offering cash access in local currency in more than 170 countries. For more information, visit &lt;a href="http://www.visa.com/"&gt;www.visa.com&lt;/a&gt;.&lt;/p&gt;   &lt;strong&gt;&lt;em&gt;For more information or to schedule an interview with a Visa Inc. spokesperson, please contact Steve Burke at (703) 683-5004, ext. 108 or sburke@crcpublicrelations.com&lt;/em&gt;&lt;/strong&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4697007535251995130?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4697007535251995130/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4697007535251995130&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4697007535251995130'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4697007535251995130'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/visa-inc-bank-of-america-and-carolina.html' title='Visa Inc., Bank of America and Carolina Panthers Wide Receiver Keary Colbert Team Up to Teach Charlotte Students How to Tackle Their Financial Futures'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3844637489886398085</id><published>2008-03-06T22:57:00.000-07:00</published><updated>2008-03-06T22:59:19.391-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Bank Of America Complaint</title><content type='html'>&lt;table cellpadding="5" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="left" width="65%"&gt;&lt;!-- google_ad_section_end --&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;!-- google_ad_section_start --&gt;&lt;h3&gt;Theft Of My  Retirement Money - Improper Banking Practices &lt;/h3&gt;&lt;!-- google_ad_section_end --&gt;&lt;table id="authorTable" border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="left"&gt;&lt;i&gt;Posted By: &lt;a href="http://www.my3cents.com/userBlog.cgi?id=55376"&gt;jim5pisces&lt;/a&gt; on 12/11/2007&lt;br /&gt;&lt;br /&gt;Location: &lt;a href="http://www.my3cents.com/localOverview.cgi?state=OR&amp;amp;city1=Corvallis"&gt;Corvallis, OR&lt;/a&gt;&lt;/i&gt;&lt;/td&gt;&lt;td align="right" valign="bottom"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;td align="right" valign="top" width="10"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="review"&gt;BANK of AMERICA has frozen my checking account, saying I owe over $700 for overdrafts, which I do not and I only owe for one overdraft when I purchased a Dell computer over the phone and Dell recorded the order. Dell and I agreed to making two payments $300 the first month and $319 the second month and Dell took $619 the first month making my checking account overdrawn one time and that fee is $35 which I agreed to pay even though it was Dell who caused the overdraft and now Bank of America is adding all types of fees and more overdraft fees for what purchases I do not know....Dell is the only overdraft so all I owe my bank is $35 and I have sent emails to them protesting their actions.&lt;br /&gt;&lt;br /&gt;My source of income is my direct deposits into my checking account which after the Dell first months withdrawal I should have had a Balance of around $234,if Dell had taken only the first months $300 and my bank will not unfreeze this money so I can buy food to eat! They are stealing my money and I have called the Corvallis Police here in Oregon and all they say to do is call Bank Of America and I told them I do not get anywhere when I talk to them...so how can I get this mess my bank has made of my checking account which was originally caused by Dell computer reneging on the phone agreement that was recorded and will prove when listening to this recording that proves there were to be two payments.&lt;br /&gt;&lt;br /&gt;Dell was the only overdraft!!    &lt;br /&gt;&lt;br /&gt;I need to add just one more item which is that Bank Of America never ever notified me that my checking account had any overdraft when Dell computer took the $619 for payment of the computer I purchased from Dell.&lt;!-- google_ad_section_end --&gt;  &lt;/div&gt;&lt;br /&gt;    &lt;!-- google_ad_section_start --&gt; When I got my statement from this Bank almost one month later is when I discovered Dell had caused the overdraft. Bank of America should as a steward and caretaker of my money at least have notified me about this situation.&lt;br /&gt;&lt;br /&gt;If there should not be enough money in the account, because Dell computer took the payment in one withdrawal instead of the two payment plan that me the customer and Dell agreed to on the phone, which Dell recorded,then the Bank should not be paying when a request is sent to them since Dell caused the account to be overdrawn because of their action in violation of the agreement we both had and Dell's Phone Recording will prove we had a two payment set up and the salesman even connected me with their credit department and that department setup an account for me to pay with two payments.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3844637489886398085?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3844637489886398085/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3844637489886398085&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3844637489886398085'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3844637489886398085'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/bank-of-america-complaint.html' title='Bank Of America Complaint'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-6845002417502939420</id><published>2008-03-06T22:55:00.000-07:00</published><updated>2008-03-06T22:57:07.035-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>ECB, Bank of England Hold Rates Steady</title><content type='html'>&lt;div class="ffcopy"&gt;&lt;div class="Atitleb"&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;br /&gt;&lt;b&gt; &lt;/b&gt;&lt;p&gt;&lt;b&gt;FRANKFURT, Germany (AP) - The European Central Bank and the Bank of England each left their key interest rates steady on Thursday. The ECB left its benchmark interest at 4 percent, while the Bank of England held at 5.25 percent. &lt;/b&gt; &lt;/p&gt;&lt;p&gt;Traders will be looking for clues from ECB president Jean-Claude Trichet later Thursday about how he views the effects of the rising euro, record inflation in the 15-nation euro zone and whether fears of a U.S. recession may cause the bank to lower its rates later this year. &lt;/p&gt;&lt;p&gt;Inflation in the euro zone has been at a record of 3.2 percent since the start of the year and the ECB's own staff will present their forecasts at the meeting. &lt;/p&gt;&lt;p&gt;THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below. &lt;/p&gt;&lt;p&gt;FRANKFURT, Germany (AP) - The Bank of England left its benchmark interest rate unchanged at 5.25 percent Thursday while the European Central Bank was expected to do the same, even as euro zone is struggling with record inflation, a soaring euro and concerns about slowing growth. &lt;/p&gt;&lt;p&gt;Analysts had been divided on whether the Bank of England would hold steady or cut its rate to 5 percent, noting the bank's need to bolster flagging growth offset by recent spikes in inflation because of higher costs for energy and food. &lt;/p&gt;&lt;p&gt;Howard Archer, chief UK and European economist at Global Insight, said the decision to hold steady was because the ``current elevated inflation risks meant that it was too soon'' to cut rates. &lt;/p&gt;&lt;p&gt;He said he is looking for a British rate cut in May although a ``move in April cannot be ruled out, but it would probably only occur if economic data deteriorate markedly over the coming weeks,'' he wrote in an e-mail. &lt;/p&gt;&lt;p&gt;Analysts were convinced the European Central Bank, also meeting Thursday, would hold its key rate steady at 4 percent. &lt;/p&gt;&lt;p&gt;All 51 financial institutions polled by Dow Jones Newswires predicted no change in the ECB rate. Of those, 31 said they believe the bank will lower the rate to between 3.5 percent to 3.75 percent by the second quarter of this year, provided bank president Jean-Claude Trichet is not too concerned by the back-to-back inflation of 3.2 percent in January and February of this year. &lt;/p&gt;&lt;p&gt;``The ECB is edging only very gradually toward a possible rate cut,'' said Holger Schmieding and Gilles Moec, economists with Bank of America in London in a note to investors. ``Following the clear shift from a tightening bias to a neutral stance in February, we do not look for a major further change in the ECB statement this time.'' &lt;/p&gt;&lt;p&gt;But while the bank will hold steady this month, they expect to see as many as two rate cuts by the end of the year, bringing the rate to 3.5 percent. That's in contrast to the U.S. Federal Reserve which has chopped its own rate several times to 3 percent and the Bank of England which has cut its key rate twice in three months. &lt;/p&gt;&lt;p&gt;On Tuesday, the Bank of Canada cut its key interest rate by half a percentage point to 3.5 percent on Tuesday and indicated further cuts would be needed as a response to a U.S. economy that will likely experience a deeper and more prolonged slowdown than previously projected. &lt;/p&gt;&lt;p&gt;Meanwhile, Australia's central bank raised its key interest rate to 7.25 percent the same day, its highest level in 12 years, to combat inflation. &lt;/p&gt;&lt;p&gt;For Trichet, concerns about inflation are more important than fears about a U.S. recession or even a rising euro. &lt;/p&gt;&lt;p&gt;Fighting inflation is Trichet's key role as president of the bank and he has stressed he will not deviate from that, even if it means leaving rates unchanged or raising them. That is a notable contrast to the Fed, which has a broader mandate to not only fight inflation but preserve economic growth. &lt;/p&gt;&lt;p&gt;That's why Thursday's meeting will be keenly observed because ECB staff economists will unveil inflation projections for 2009 and may provide hints as to whether the bank will be able to relax its stance and cut interest rates in the coming months. &lt;/p&gt;&lt;p&gt;In December, the bank's staff projected average inflation to be around 2.5 percent for 2008 with a gradual easing to about 1.8 percent in 2009. &lt;/p&gt;&lt;p&gt;AP Business Writer Jane Wardell reported from London. &lt;/p&gt;&lt;p&gt;On the Net: &lt;/p&gt;&lt;p&gt;&lt;a href="http://channels.isp.netscape.com/wrap/linker.jsp?ref=http://www.ecb.int"&gt;http://www.ecb.int&lt;/a&gt; &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-6845002417502939420?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/6845002417502939420/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=6845002417502939420&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6845002417502939420'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6845002417502939420'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/ecb-bank-of-england-hold-rates-steady.html' title='ECB, Bank of England Hold Rates Steady'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-6300386157456127984</id><published>2008-03-06T22:51:00.001-07:00</published><updated>2008-03-06T22:54:49.223-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>From: Coventry Evening Telegraph (England)</title><content type='html'>&lt;h1 class="article-header"&gt;Bank staff work out a good use for their money.(Business)&lt;/h1&gt;  &lt;!-- BYLINE --&gt;     &lt;h2 id="byline"&gt;                &lt;span class="nobr"&gt;&lt;/span&gt;|            &lt;span class="nobr"&gt;Date: 2/29/2008&lt;/span&gt;                &lt;/h2&gt;       &lt;div class="article"&gt;        &lt;p&gt;  A TEAM of Coventry professionals is banking on sporting success to  raise cash for charity.   &lt;/p&gt;   &lt;p&gt; The sporty squad at Yorkshire Bank at the Ricoh Arena are taking part in a variety of gruelling events to raise money for good causes. &lt;/p&gt;   &lt;p&gt;  Andy Ashton, Martin Boag, Gary Foster, ... &lt;/p&gt;            &lt;p class="callout"&gt;&lt;a id="ctl00_ContentPlaceHolder1_DocDisplay1_HyperLinkFreeTrial" rel="nofollow" href="http://www.highbeam.com/reg/reg1.aspx?full=yes&amp;amp;refid=ency_prev&amp;amp;origurl=/doc/1G1-175620617.html" onclick="if ( typeof( window['s'] ) != 'undefined' ) {s.tl(this,'o','FreeTrialLink');}return true;"&gt;Read all of this article with a FREE trial to HighBeam&lt;/a&gt;&lt;/p&gt;       &lt;p class="char-count"&gt;(This preview shows 280 of 1,886 characters)&lt;/p&gt;           &lt;/div&gt;  &lt;!-- COPYRIGHT --&gt;  &lt;p class="copyright"&gt; COPYRIGHT 2008 Coventry Newpapers&lt;br /&gt;This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group.&lt;br /&gt;For permission to reuse this article, contact &lt;a id="ctl00_ContentPlaceHolder1_DocDisplay1_Copyright1_HyperLinkCCC" rel="nofollow" href="https://www.copyright.com/OpenURL?sid=encyclopedia&amp;amp;servicename=all&amp;amp;WT.mc_id=encyclopedia&amp;amp;title=Coventry%20Evening%20Telegraph%20%28England%29" target="_blank"&gt;Copyright Clearance Center.&lt;/a&gt; &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-6300386157456127984?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/6300386157456127984/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=6300386157456127984&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6300386157456127984'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6300386157456127984'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/from-coventry-evening-telegraph-england.html' title='From: Coventry Evening Telegraph (England)'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3128197350207934171</id><published>2008-03-06T22:49:00.000-07:00</published><updated>2008-03-06T22:51:22.189-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Federal Bank’s money transfer facility for NRIs in US</title><content type='html'>&lt;span class="storyhead"   style="font-size:130%;color:blue;"&gt;&lt;b&gt; &lt;/b&gt;&lt;/span&gt;                                                                                                                                                                                                                                                                              &lt;p&gt; &lt;em style=""&gt;Our Bureau &lt;/em&gt; &lt;/p&gt; &lt;p&gt; &lt;/p&gt;&lt;p&gt;Kochi, Feb. 27 Federal Bank, on Wednesday, launched Fed-India remit service (FIRSE), the Web-enabled money transfer facility between the US and India, targeted at the NRI population. The facility is expected to shrink the time required for transferring money by NRIs from the US to India considerably. &lt;/p&gt; &lt;p&gt;The traditional means of money transfer, through issue of cheques and drafts, used to take close to a month and at a cost to the customer. The telegraphic transfer used to be fast but entailed a service charge of between $25-50 (Rs 1,000-2,000) per transaction. Now, a similar facility is being offered free to Federal Bank NRI customers in the US. &lt;/p&gt; &lt;p&gt;Mr M. Venugopalan, Chairman of Federal Bank, said it is possibly the first time that a private sector bank in the country is launching such service free for its NRI customers. A couple of new generation private banks, which are offering similar services, are charging a fee for the same. And the bank is the first among the old generation private sector banks to offer such a facility.&lt;/p&gt; &lt;p&gt;Federal Bank uses 128-bit encrypted technology offering 100 per cent security to both the remitter and recipient, a press release issued here said.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3128197350207934171?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3128197350207934171/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3128197350207934171&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3128197350207934171'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3128197350207934171'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/federal-banks-money-transfer-facility.html' title='Federal Bank’s money transfer facility for NRIs in US'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3328727817758969437</id><published>2008-03-06T22:43:00.003-07:00</published><updated>2008-03-06T22:52:46.718-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Bank savers are laughing</title><content type='html'>&lt;!--articleTools Top--&gt; &lt;div class="articleDetails"&gt;  &lt;byline&gt;Nicole Pedersen-McKinnon&lt;/byline&gt;&lt;br /&gt;&lt;date&gt;March 4, 2008&lt;/date&gt;&lt;br /&gt;&lt;/div&gt;&lt;!--articleDetails--&gt; &lt;div class="articleExtras-wrap"&gt;  &lt;div class="article-links" id="idautorelatedcoverage-top"&gt;  &lt;h4&gt;http://www.theage.com.au&lt;/h4&gt;&lt;h4&gt;Other related coverage&lt;/h4&gt;  &lt;ul&gt;&lt;li&gt;&lt;a href="http://www.theage.com.au/news/money/weighs-and-means/2008/02/18/1203190744556.html"&gt;Weighs and means&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.theage.com.au/news/money/where-to-stash-your-cash-while-it-grows/2008/02/26/1203788320139.html"&gt;Where to stash your cash while it grows&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;/div&gt;  &lt;div id="adSpotIsland" class="islandad"&gt;&lt;small&gt;Advertisement&lt;/small&gt;&lt;iframe allowtransparency="true" vspace="0" hspace="0" marginwidth="0" marginheight="0" style="width: 300px; height: 250px;" name="AdPlaceholder-olddoubleisland" id="AdPlaceholder-olddoubleisland" src="http://ffxcam.theage.com.au/html.ng/cat=business&amp;amp;ctype=ffxnewsstory&amp;amp;domain=theage.com.au&amp;amp;cat1=money&amp;amp;site=age&amp;amp;isiframe=yes&amp;amp;adspace=300x250&amp;amp;adtype=doubleisland&amp;amp;" frameborder="0" scrolling="no"&gt;&lt;/iframe&gt;&lt;/div&gt; &lt;/div&gt;&lt;!--articleExtras-wrap--&gt; &lt;bod&gt;  &lt;/bod&gt;    &lt;p&gt;In all the hoo-ha about rising interest rates and the pain they cause borrowers, one important point has been lost: savers are laughing all the way to the bank.&lt;/p&gt; &lt;p&gt;For anyone lucky enough to have money lying around, it is now possible to earn a whopping 7.5 per cent - without taking a skerrick of risk.&lt;/p&gt; &lt;p&gt;Both the BankWest TeleNet Saver and the Members Equity Bank Online Savings Account are paying 7.5 per cent. But bear in mind the BankWest rate only applies for 12 months, after which it drops to a comparatively poor 7 per cent.&lt;/p&gt; &lt;p&gt;You can also get 7.25 per cent from St George and 7.15 per cent from Rabobank.&lt;/p&gt; &lt;p&gt;But, for the first time in a while, you can do significantly better if you lock your money away in term deposits - and you don't have to tie it up for the long term, either.&lt;/p&gt; &lt;p&gt;In a sure sign rates should start heading down next year, interest on the best five-year term deposit is nearly a full percentage point lower than the comparable one-year product.&lt;/p&gt; &lt;p&gt;For the year, Macquarie Private Wealth has the top deal: 8.31 per cent. Next come RaboPlus with 8.05 per cent, ING Direct (8 per cent) and Commonwealth Bank (7.6 per cent).&lt;/p&gt; &lt;p&gt;Cash management accounts and trusts are pitiful by comparison with both term deposits and online savings accounts; the best they can do is 6.5 per cent and 6.54 per cent respectively. But don't forget it's possible if you still have a mortgage to not only get a higher effective rate but to do so tax-free.&lt;/p&gt; &lt;p&gt;Any savings you park in an offset account attached to your home loan are netted off your loan balance, so you pay no interest on that amount.&lt;br /&gt;This means the money effectively earns the equivalent of your mortgage interest rate, which could be a percentage point or more above the best savings rates (the average standard variable rate is now pushing 9 per cent, although you should always ask for a discount on this headline figure). There's no tax because you are not actually earning the money, only effectively earning it - by saving it.&lt;/p&gt; &lt;p&gt;Putting money in an offset account is a great way to turn rising mortgage interest rates to your advantage. And it looks as though, even if the Reserve Bank doesn't deliver an official increase this month, banks will bestow an unofficial one.&lt;/p&gt; &lt;p&gt;Meanwhile, income seekers willing to take investment risk with their capital - as opposed to the risk-free approaches outlined above - might also consider the stockmarket.&lt;/p&gt; &lt;p&gt;Since the beginning of the year, formerly high-yielding sectors such as banks, the broader financial services sector and utilities have taken a huge share price hit. Which means they are trading on even higher yields than usual.&lt;/p&gt; &lt;p&gt;Banks are down an eye-watering 20 per cent so now yield a very impressive 5.92 per cent. Financials have fallen even more - 24 per cent - therefore yielding 6.35 per cent. And the utilities' drop of 15 per cent puts them on a higher yield still, 8.21 per cent.&lt;/p&gt; &lt;p&gt;The big advantage of dividend income is that it is usually enhanced by franking credits, credits for tax the company pays on its earnings.&lt;br /&gt;Two crucial warnings though: the sharemarket is likely to stay volatile for a good while yet and ABC Learning is unlikely to be the last company to come unstuck due to too much debt.&lt;/p&gt; &lt;p&gt;If you would like to appear in Investor Overhaul and receive free financial advice, send an email to investor@fairfax.com.au. You would need to be willing to have your photo and financial details published.&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3328727817758969437?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3328727817758969437/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3328727817758969437&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3328727817758969437'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3328727817758969437'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/bank-savers-are-laughing.html' title='Bank savers are laughing'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4159097156685543816</id><published>2008-03-06T22:43:00.002-07:00</published><updated>2008-03-06T22:49:28.339-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Finding the money to grow your business</title><content type='html'>&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="copy" align="left" valign="top" width="384"&gt;&lt;div class="attrdisp"&gt;    &lt;h1&gt;&lt;br /&gt;&lt;/h1&gt;   &lt;div class="divider"&gt; &lt;/div&gt;                       &lt;h2&gt;&lt;i&gt;Heather Douglas&lt;/i&gt;&lt;/h2&gt;                               &lt;p class="copy"&gt;When your business needs money to get off the ground, develop a product, or create a strategic plan, where can you turn? While Kiwi businesses have a reputation for entrepreneurship, innovation and achieving the next-to-impossible on a shoestring budget, there comes a point in the lifecycle of many home businesses where, without additional resources, they cannot take the next big step, gain market share or remain competitive. Others may simply need help getting a start-up off the ground. &lt;/p&gt;&lt;p class="copy"&gt;In this article we explore some of the avenues available to home businesses for raising the necessary finance, and highlight some of the benefits and drawbacks of each.&lt;/p&gt;           &lt;div class="divider"&gt;&lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,202245-201209,00.html#top')"&gt;&lt;img src="http://www.telecom.co.nz/images/up/bu_up.gif" alt="top" border="0" height="6" width="10" /&gt;&lt;/a&gt;&lt;/div&gt;             &lt;h2 class="sh2"&gt;Family and friends&lt;/h2&gt;             &lt;p class="copy"&gt;The first place home businesses usually turn for help with finance is to family or friends. After all, these people have a vested interest in seeing the business succeed. Generally, finance from friends and family falls into either debt financing (if you offer to repay their loan) or equity financing (if you offer to share the profits of the business), and experts usually recommend avoiding this option. If you approach friends and family as sources of finance, consider carefully the risk to relationships - and if you are determined to go ahead, discuss what will happen in the event of business failure, set limits and parameters, draw up and discuss a proper business plan and have proper legal documentation drawn up.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Benefits:&lt;/b&gt; It is often easier to persuade friends and family to provide finance than it is to secure a bank loan, sell part of the business or secure venture capital. Friends and family may be less pedantic about seeing a proper business plan, or asking for security.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Drawbacks: &lt;/b&gt; Friends and family are often not skilled at determining the potential for a business to succeed. While their faith in you in the beginning is flattering, and none of you expect the business to fail, many a relationship has soured over money lent for a business venture. &lt;/p&gt;           &lt;div class="divider"&gt;&lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,202245-201209,00.html#top')"&gt;&lt;img src="http://www.telecom.co.nz/images/up/bu_up.gif" alt="top" border="0" height="6" width="10" /&gt;&lt;/a&gt;&lt;/div&gt;             &lt;h2 class="sh2"&gt;Debt financing&lt;/h2&gt;             &lt;p class="copy"&gt;Traditionally, businesses have raised money by asking the bank for a loan. To do this, you will need to meet the bank's criteria - including proving the viability of your business with a well-substantiated business plan, and providing security for the loan, frequently your home or other substantial asset. The criteria according to which banks decide whether to grant the loan, vary from bank to bank. Factors such as the kind of industry your work in, your personal financial history, and even who you speak to and when in the bank's monthly budget cycle you make your approach can all influence the outcome.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Benefits: &lt;/b&gt; If you have a good business plan and can provide the required security, you have a good chance of getting a loan. If at first you are not successful, you can shop around at other banks.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Drawbacks:&lt;/b&gt; It is often harder to secure a loan than anticipated, and if you use your home or other large asset for security, there is a risk you could lose it if you are unable to repay the bank loan.&lt;/p&gt;           &lt;div class="divider"&gt;&lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,202245-201209,00.html#top')"&gt;&lt;img src="http://www.telecom.co.nz/images/up/bu_up.gif" alt="top" border="0" height="6" width="10" /&gt;&lt;/a&gt;&lt;/div&gt;             &lt;h2 class="sh2"&gt;Equity financing&lt;/h2&gt;             &lt;p class="copy"&gt;The second option open to businesses is equity financing or venture capital. This usually involves giving away a share of the business to an investor or co-owner willing to provide capital. You will need to convince a potential equity financier that investing in your business will provide a worthwhile return on their investment and that potential rewards outweigh any risk of losing their money. They, too, will want to see a proper business plan before deciding to invest, and will want some hands-on involvement in the business or control over the decision-making process.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Benefits: &lt;/b&gt; Equity finance provides access to funds without having to take on the risk of losing an asset such as your home. The past few years have seen an increase in investment capital available to businesses in New Zealand. Potentially, venture capitalists or investors can add value to the business by providing a network of contacts and their expertise. A co-owner may also help share the day-to-day workload.&lt;br /&gt;&lt;/p&gt;&lt;p class="copy"&gt;&lt;b&gt;Drawbacks:&lt;/b&gt; Investors will want to see results and have some say in the decision-making process. This can lead to conflict between the original owner and the venture capitalist. Venture capital may be withdrawn from the business when the investor wants to exit, which may not tie in with the original owner's plans and may even jeopardise the business itself.&lt;/p&gt;           &lt;div class="divider"&gt;&lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,202245-201209,00.html#top')"&gt;&lt;img src="http://www.telecom.co.nz/images/up/bu_up.gif" alt="top" border="0" height="6" width="10" /&gt;&lt;/a&gt;&lt;/div&gt;             &lt;h2 class="sh2"&gt;Grants, awards, subsidies and government funding&lt;/h2&gt;             &lt;p class="copy"&gt;This type of funding seldom comes without strings attached. It's often misunderstood but broadly speaking it's money which home businesses can access in the form of grants, awards, subsidies or, perhaps, low-interest loans and is typically part of a government or occasionally special-interest private initiative. Criteria are fairly rigid, and usually relate to innovation, technology, belonging to a specific demographic group, or long-term unemployment. In many cases, too, this funding is contestable - meaning you will need to prove you deserve it more than other businesses which may be applying for money from the same, limited, source.&lt;br /&gt;Many government grants are for a proportion of the cost of an eligible project, and in most cases businesses are expected to contribute their portion in cash though in some instances the criteria for application allow in-kind contributions provided a reasonable and accurate dollar value can be attached to this. Several schemes and the criteria required are outlined in detail on HomebizBuzz, including: &lt;i&gt;Industry New Zealand BIZenterprise awards&lt;/i&gt; Small and medium businesses with up to 20 people employees and a turnover of up to $5 million may receive a grant of up to $20,000 on a dollar-for-dollar basis for projects meeting the specifications. &lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;Industry New Zealand BIZInvestment Ready Scheme&lt;/i&gt; This scheme is aimed at helping the business owner who recognises the need to bring in private equity finance to grow his or her business. &lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;Industry New Zealand Business Growth Service&lt;/i&gt; The Industry New Zealand Business Growth Service provides established high growth companies with advice and contestable funding up to $100,000 to assist them to undertake significant expansion. &lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;Technology New Zealand R&amp;amp;D grant&lt;/i&gt; These grants are for $10,000 - $100,000 for partial funding of up to 33% of the eligible project costs and must relate to research and development, or upskilling people in R&amp;amp;D. Other assistance from the Foundation for Research, Science and Technology includes scholarships, fellowships, access to experts and consultancy schemes. &lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;Maori business development - Poutama Trust&lt;/i&gt; Businesses which are at least 50% Maori owned can apply for a Business Development Grant from Poutama Trust, a charitable trust which uses interest earned on a government-provided capital base to make assistance available to Maori for economic development. &lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;WINZ Business Enterprise Allowance and other assistance from WINZ&lt;/i&gt; Work and Income New Zealand's Enterprise Allowance scheme helps eligible unemployed job seekers wanting to start their own businesses. Business training and advice grants are available over and above the Enterprise Allowance. Existing businesses looking to employ people may benefit from WINZ Employment, Wage or Training subsidies.&lt;/p&gt;&lt;p class="copy"&gt;&lt;i&gt;Specialist finance options&lt;/i&gt; In addition to these sources of funding, there are a variety of sources of low-interest loans or organisations willing to advance money to those who meet certain criteria and have had applications for commercially available finance turned down by lending institutions. &lt;/p&gt;&lt;p class="copy"&gt;More details of the above schemes can be found online at &lt;a href="http://www.homebizbuzz.co.nz/article.php3?ArticleID=522" target="_new"&gt;www.homebizbuzz.co.nz&lt;/a&gt;, Article ID: 522.&lt;/p&gt;                               &lt;p class="copy"&gt;&lt;br /&gt;&lt;br /&gt;&lt;class="copy"&gt; &lt;span class="disclaimer"&gt;Disclaimer: This article serves as a guide to sources of government assistance available to home businesses. Business owners wishing to avail themselves of these sources of funding should research all options available including relevant terms and conditions. &lt;/span&gt;&lt;/class="copy"&gt;&lt;/p&gt;                               &lt;p class="copy"&gt;This article was first published in the Sunday Star Times. It was written and supplied by Home Business New Zealand, which provides free information, resources, support and networking opportunities to home businesses nation-wide. For more articles like this, visit &lt;a href="http://www.homebizbuzz.co.nz/" target="_new"&gt;www.homebizbuzz.co.nz&lt;/a&gt;.&lt;/p&gt;        &lt;div class="divider"&gt;&lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,202245-201209,00.html#top')"&gt;&lt;img src="http://www.telecom.co.nz/images/up/bu_up.gif" alt="top" border="0" height="6" width="10" /&gt;&lt;/a&gt;&lt;/div&gt; &lt;/div&gt;  &lt;!-- add abstract subtable--&gt;   &lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tbody&gt;&lt;tr&gt;  &lt;td class="copy" align="left" valign="top" width="384"&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;!-- end abstract subtable--&gt; &lt;!-- add mid col--&gt; &lt;/td&gt; &lt;td align="left" valign="top" width="262"&gt; &lt;!-- Show right margin --&gt;  &lt;br /&gt;&lt;img src="http://www.telecom.co.nz/x.gif" alt="" height="200" width="1" /&gt;&lt;br /&gt;   &lt;!-- No Right Margin Menu for Content ID  - SM --&gt; &lt;!-- End right margin --&gt; 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| &lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,205855-201208,00.html?nv=sd')"&gt;Don't write that proposal until you ask the magic question&lt;/a&gt; | &lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,205856-201208,00.html?nv=sd')"&gt;Narrow your niche: Six ways to define your target audience&lt;/a&gt; | &lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,205857-201208,00.html?nv=sd')"&gt;How to write an article that will appeal to your customers&lt;/a&gt; | &lt;a href="javascript:noPopup('http://www.telecom.co.nz/content/0,8748,201866-201208,00.html?nv=sd')"&gt;Home Business Article Archive&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4159097156685543816?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4159097156685543816/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4159097156685543816&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4159097156685543816'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4159097156685543816'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/finding-money-to-grow-your-business.html' title='Finding the money to grow your business'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-978635427862378469</id><published>2008-03-06T22:41:00.001-07:00</published><updated>2008-03-06T22:55:46.777-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>A rate that's set in stone</title><content type='html'>&lt;h1&gt;&lt;headline&gt;&lt;br /&gt;&lt;/headline&gt;&lt;/h1&gt; &lt;div class="articleDetails"&gt;  &lt;byline&gt;John Collett.&lt;/byline&gt; | &lt;date&gt;March 5, 2008&lt;/date&gt;&lt;br /&gt;&lt;/div&gt;&lt;!--articleDetails--&gt;  &lt;bod&gt;  &lt;/bod&gt;&lt;div style="display: inline;" class="pageprint" id="contentSwap1"&gt;&lt;a name="contentSwap1"&gt;&lt;/a&gt;&lt;p&gt;If you need certainty, then it might be time to consider switching to fixed, writes John Collett.&lt;/p&gt; &lt;p&gt;It may be too late in the interest rate cycle to take out a fixed rate mortgage. But for property investors and those who would struggle with higher repayments, it could still make sense.&lt;/p&gt; &lt;p&gt;Anyone borrowing more than $250,000 should be able to negotiate a variable rate of at least 8.5 per cent - 0.5 of a percentage point off the lender's standard variable rate of 9 per cent.&lt;/p&gt; &lt;p&gt;As the accompanying tables from Cannex show, there are non-bank lenders with one-year fixed loans of less than 8 per cent. Powerstate Credit Union has the lowest one-year rate of 7.69 per cent but it has one of the highest initial fees, of just over $715.&lt;/p&gt; &lt;p&gt;Of the big five banks, Westpac has the lowest one-year rate of 8.49 per cent, with initial fees of $600 and a monthly fee of $8.&lt;/p&gt; &lt;p&gt;The lowest three-year fixed mortgage is 8.14 per cent, from the Commonwealth Bank's online brand HomePath. It has $100 in upfront fees and no ongoing fees. Non-bank lender Service One has a three-year fixed rate of 8.15 per cent, upfront fees of $600 and no ongoing fees.&lt;/p&gt; &lt;p&gt;One Direct Home Loans, which is ANZ's online brand, has a three-year fixed mortgage with an interest rate of 8.19 per cent and upfront fees of $60 with no ongoing fees. Non-bank lenders Meridian Money, Mortgage Ezy and SGE Credit Union also have three-year fixed rates of 8.19 per cent.&lt;/p&gt; &lt;p&gt;There is not as much room to negotiate fixed rates lower as there is with variable rate mortgages. It is always worth asking the lender for a discount, particularly for borrowing large amounts. A few lenders give small discounts on their fixed interest rates, typically 0.15 per cent, as part of their professional packages. These packages allow borrowers with higher incomes and bigger loans to consolidate their banking business with one institution. Professional packages have a range of discounts but borrowers usually have to pay an annual fee for the privilege.&lt;/p&gt; &lt;p&gt;RATE RISE&lt;/p&gt; &lt;p&gt;Most economists believe that interest rates will rise at least once, perhaps twice, this year but may start to come down next year. Rates may have to go higher to contain inflation but with the US economy slowing, dragging global economic activity lower, the Reserve Bank may have to cut rates next year to boost Australian growth.&lt;/p&gt; &lt;p&gt;Two more 0.25 percentage point rate rises would take the standard variable rate to about 9.5 per cent and to 9 per cent for typical borrowers. Under this scenario, a one-year fixed rate of less than 8.5 per cent looks attractive.&lt;/p&gt;&lt;p&gt;http://www.brisbanetimes.com.au&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-978635427862378469?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/978635427862378469/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=978635427862378469&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/978635427862378469'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/978635427862378469'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/rate-thats-set-in-stone.html' title='A rate that&apos;s set in stone'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3137852602949194463</id><published>2008-03-06T22:41:00.000-07:00</published><updated>2008-03-06T22:43:45.596-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Financing'/><title type='text'>Tapping Funds from Micro Lenders</title><content type='html'>&lt;table class="contentpaneopen"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="contentheading" width="100%"&gt;        &lt;br /&gt;&lt;/td&gt;        &lt;td class="buttonheading" align="right" width="100%"&gt;    &lt;a href="javascript:void window.open('http://www.homebusinessmag.com/index2.php?option=com_content&amp;do_pdf=1&amp;id=638', 'win2', 'status=no,toolbar=no,scrollbars=yes,titlebar=no,menubar=no,resizable=yes,width=640,height=480,directories=no,location=no');" title="PDF"&gt;    &lt;img src="http://www.homebusinessmag.com/images/M_images/pdf_button.png" alt="PDF" name="image" align="middle" border="0" /&gt;   &lt;/a&gt;    &lt;/td&gt;        &lt;td class="buttonheading" align="right" width="100%"&gt;     &lt;a href="javascript:void window.open('http://www.homebusinessmag.com/index2.php?option=com_content&amp;task=view&amp;id=638&amp;Itemid=32&amp;pop=1&amp;page=0', 'win2', 'status=no,toolbar=no,scrollbars=yes,titlebar=no,menubar=no,resizable=yes,width=640,height=480,directories=no,location=no');" title="Print"&gt;     &lt;img src="http://www.homebusinessmag.com/images/M_images/printButton.png" alt="Print" name="image" align="middle" border="0" /&gt;    &lt;/a&gt;     &lt;/td&gt;        &lt;td class="buttonheading" align="right" width="100%"&gt;    &lt;a href="javascript:void window.open('http://www.homebusinessmag.com/index2.php?option=com_content&amp;task=emailform&amp;id=638', 'win2', 'status=no,toolbar=no,scrollbars=yes,titlebar=no,menubar=no,resizable=yes,width=400,height=250,directories=no,location=no');" title="E-mail"&gt;    &lt;img src="http://www.homebusinessmag.com/images/M_images/emailButton.png" alt="E-mail" name="image" align="middle" border="0" /&gt;   &lt;/a&gt;    &lt;/td&gt;       &lt;/tr&gt;    &lt;/tbody&gt;&lt;/table&gt;            &lt;table class="contentpaneopen"&gt;&lt;tbody&gt;&lt;tr&gt;    &lt;td colspan="2" align="left" valign="top" width="70%"&gt;    &lt;span class="small"&gt;     Written by Nora Caley   &lt;/span&gt;     &lt;br /&gt;http://www.homebusinessmag.com&lt;br /&gt;   &lt;/td&gt;   &lt;/tr&gt;     &lt;tr&gt;    &lt;td colspan="2" valign="top"&gt;    &lt;div&gt;&lt;table style="padding: 3px; margin-left: 1px; margin-right: 1px;" align="left" border="0" height="69" width="100"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td align="\&amp;quot;center\&amp;quot;"&gt;&lt;img src="http://www.homebusinessmag.com/images/stories/valerie/Disk2%20006.jpg" alt="small business" title="small business" border="0" height="69" width="100" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="text-align: center; background-color: rgb(244, 240, 227);"&gt;small business&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt; &lt;strong&gt;Raise Start-Up Funds from this Very Viable Financing Source&lt;/strong&gt;&lt;/div&gt;&lt;br /&gt; &lt;div&gt;In 2006, Bangladeshi economist Muhammad Yunus won the Nobel Peace Prize for his Grameen Bank and its small, collateral-free loans. Dr. Yunus developed the concept of microcredit, the extension of small loans to very small businesses. His first loan, in 1967, was $27 to a woman who made bamboo furniture.&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Today in the U.S., most microloans are for less than $35,000, and most lenders require collateral. The loans are an important source of capital for startup, newly established, or growing small businesses.&lt;br /&gt;&lt;br /&gt;f you want to apply for a microloan, there are two places to start your research: the U.S. Small Business Administration and the Association for Enterprise Opportunity.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;U.S.&lt;/strong&gt;&lt;strong&gt; Small Business Administration&lt;br /&gt;&lt;/strong&gt;The U.S. Small Business Administration (SBA) does not loan money, but it funds about 175 intermediaries, or nonprofit groups that offer business counseling and loans. The SBA lists these intermediaries on its web site. Visit &lt;a title="http://www.sba.gov/" href="http://www.sba.gov/"&gt;www.sba.gov&lt;/a&gt;, then click on Small Business Planner, then Finance Start-Up, then scroll down to Microloans.&lt;br /&gt;&lt;br /&gt;The maximum loan amount is $35,000, and the average is $13,000. The loan term is up to six years. You submit the application to the local intermediary, which not only makes the decision to approve or decline the loan, but also offers you free business advice.&lt;br /&gt;&lt;br /&gt;The interest rates are about 8 to 13 percent, and the lender will want collateral and a personal guarantee of the business owner. That means you are willing to be held responsible for the debt of the business. (If the business fails, you pay back the loan from your personal savings, or you put up your car as collateral, etc.)&lt;br /&gt;&lt;br /&gt;The SBA has seen a decrease in federal funding since 2000. So in addition to the SBA’s intermediaries, there are other nonprofit groups that lend money that they receive from other sources.&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;br /&gt;&lt;strong&gt;Association for Enterprise Opportunity                                                                      &lt;br /&gt;&lt;/strong&gt;The Arlington, Virginia-based Association for Enterprise Opportunity (AEO) is a membership organization of about 450 community lenders who loan money and offer advice and access to markets for low income entrepreneurs. Some of these organizations can loan more than $35,000, but not to first time business borrowers.&lt;/div&gt;&lt;br /&gt;Previously published in the April 2007 issue of HOME BUSINESS® Magazine, an international publication for the growing and dynamic home-based market. Available on newsstands, in bookstores and chain stores, and via subscriptions ($15.00 for 1 year, six issues). Visit www.homebusinessmag.com&lt;br /&gt;&lt;br /&gt;&lt;div align="center"&gt;&lt;div&gt;   &lt;table class="moduletable-rela" cellpadding="0" cellspacing="0"&gt;        &lt;tbody&gt;&lt;tr&gt;      &lt;th valign="top"&gt;           Related Items     &lt;/th&gt;     &lt;/tr&gt;        &lt;tr&gt;     &lt;td&gt;     &lt;ul&gt;&lt;li&gt;&lt;a href="http://www.homebusinessmag.com/taxing-times/how-to-avoid-an-audit.html"&gt;How to Avoid an Audit&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.homebusinessmag.com/raising-money/give-your-bank-account-a-boost.html"&gt;Give Your Bank Account a Boost&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.homebusinessmag.com/raising-money/getting-a-business-loan.html"&gt;Getting a Business Loan&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.homebusinessmag.com/taxing-times/the-cpa-advantage.html"&gt;The CPA Advantage&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a 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Retirement&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3137852602949194463?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3137852602949194463/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3137852602949194463&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3137852602949194463'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3137852602949194463'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/tapping-funds-from-micro-lenders.html' title='Tapping Funds from Micro Lenders'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8628363908153353626</id><published>2008-03-05T06:25:00.001-07:00</published><updated>2008-03-05T06:34:08.046-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Costs Mount For Fans</title><content type='html'>&lt;a name="top"&gt;       &lt;h3&gt;&lt;br /&gt;&lt;/h3&gt;     &lt;/a&gt;     &lt;i&gt;Tuesday 04 Mar 2008&lt;/i&gt;     &lt;p&gt;       &lt;b&gt;         &lt;a rel="nofollow" class="textad" href="http://ff.connextra.com/WilliamHill/selector/click?client=WilliamHill&amp;amp;placement=4thegame_iLevel_Betzone_textlink&amp;amp;tclk=%c" onclick="return launch_ad_window( 'http://ff.connextra.com/WilliamHill/selector/click?client=WilliamHill&amp;placement=4thegame_iLevel_Betzone_textlink&amp;tclk=%c', 'width=640,height=400,resizable=yes,scrollbars=yes' )"&gt;Grab yourself a free bet - open an account at William Hill today!&lt;/a&gt;       &lt;/b&gt;     &lt;/p&gt;     &lt;p&gt;The average regular fan of a Premier League football team forked out £1,331 supporting their side in 2007, according to new research from Virgin Money. But the poll of over 2,000 regular supporters also revealed the extent of fans' expenditure over the course of a calendar year, with thousands spending extravagant sums of money on tickets, merchandise, travel, food, alcohol and match programmes as the cost of following a Premiership football team continues to rise.&lt;/p&gt;  &lt;p position="4"&gt;The new Virgin Money figures, published as part of its regular Football Fans Inflation Index, show that the average British football fan across all divisions spent around £1,080 following their team in 2007. That amounts to almost five per cent of the UK average annual salary.&lt;/p&gt;     &lt;div foo="bar" class="storyimageright"&gt;&lt;img style="border: medium none ;" src="http://www.4thegame.com/media/00/03/77/evertonfans.jpg" alt="Everton fans feature size" /&gt;&lt;/div&gt;  &lt;p&gt;However the expense of following a Premiership team was for some significantly higher, the average Premiership fan paid £251 more for tickets and match day essentials in 2007 compared to the national average. And a significant proportion of Premiership fans forked out massive sums throughout the year as they followed their side. One in eight fans (12%) paid out as much as £3,000 for match tickets alone, and around one in fourteen (7%) spent between £300 and £500 on club merchandise such as scarves, posters and strips.&lt;/p&gt;  &lt;p&gt;Travel also put a dent in many fans' pockets, the average amount spent on match day travel across the country was some £286, although Premiership fans typically paid more, £357.50 on average, and five per cent of supporters of Premier League clubs paid over £1,000 on match day travel. Virgin Money, which has been tracking the cost of being a football fan for two years, says fans' finances are being stretched to breaking point by a combination of the rising cost of basic essentials such as petrol, food and energy plus the extra strain caused by a tough financial climate.&lt;/p&gt;  &lt;p&gt;The company warns that fans' reduced disposable income could discourage fans from attending live games and might reduce spending on merchandise. Virgin Money spokesman John Franklin said: "2008 will be a real struggle for football fans, regardless of the team they support. While it's true that some clubs have made efforts to reduce ticket prices in an effort to attract more people to match days, the majority of regular football fans will be hard hit by the cost of going to games.&lt;/p&gt;  &lt;p&gt;"And while 2007 saw some tough financial conditions, the outlook for 2008 is potentially even worse, meaning people's expenditure on football will eat into their disposable income even further. Football is a passion and regular fans will not sacrifice their love of the game, even in a tough financial climate."&lt;/p&gt;  &lt;p&gt;Virgin Money's Football Fans' Price Index shows that in the past two years the cost of attending games has risen by 9.28 per cent. The index is aimed at helping supporters keep track of the rises and falls in the costs of supporting their team. The company identified the match day essentials fans buy and keeps tabs on increases and decreases.&lt;/p&gt;&lt;a name="continued"&gt;&lt;/a&gt;  &lt;p&gt;At the launch of the index in January 2006, the match day basket of goods cost £77.95. However the most recent analysis puts the cost at £85.19, a rise of £7.24, or 9.28 per cent. By comparison, over the same period the Consumer Price Index has risen by only 4.9 per cent. An increase in the cost of petrol, match tickets and replica shirts is the main reason behind the increase.&lt;/p&gt;  &lt;p&gt;The Football Supporters Federation added that ticket prices continue to remain too high for the average fan. Malcolm Clarke, Chairman of the Football Supporters Federation, commented: "We applaud those clubs taking action to bring down ticket prices. We also welcome the Football League's 'Fans of the Future' initiative. However those clubs, particularly in the Premier League, who have put them up this season like Manchester United, Spurs and West Ham United, should hang their heads in shame. With the huge new broadcasting deal what possible excuse can there be for making football even more unaffordable?&lt;/p&gt;  &lt;p&gt;"In the 1991/2 season the cheapest seat at Arsenal was £10. In today's money that's £15.44 or £16.70 adjusted for rising wages. The cheapest seat at Arsenal this season is £32. That goes up to a whopping £46 for the big European and derby matches, as well as United and Liverpool. How can football possibly justify more than doubling ticket prices in real terms at a time when the game is swimming in television money? A time will come soon when football will look around at all the empty spaces in the stands and ask itself, 'Where did they all go?' That's a real worry."&lt;/p&gt;   &lt;p&gt;Virgin Money's Football Fans' Prices Index runs every three months and looks at the cost of a typical basket of goods monitoring the ups and downs of prices. The firm's research team examines the cost of items such as a gallon of petrol; match tickets; food; alcohol; train tickets and replica shirts. http://www.4thegame.com/&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8628363908153353626?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8628363908153353626/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8628363908153353626&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8628363908153353626'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8628363908153353626'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/costs-mount-for-fans.html' title='Costs Mount For Fans'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4287337692961560924</id><published>2008-03-05T06:20:00.003-07:00</published><updated>2008-03-05T06:29:44.827-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>In addition to enhancing one’s skill sets, computer courses can present students with a host of career opportunities. Aparajita Jamawal probes further</title><content type='html'>&lt;table width="95%"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;h3&gt;Tech savvy   &lt;img src="http://education.indiatimes.com/educationTimes/images/emptyStar.GIF" /&gt;&lt;img src="http://education.indiatimes.com/educationTimes/images/emptyStar.GIF" /&gt;&lt;img src="http://education.indiatimes.com/educationTimes/images/emptyStar.GIF" /&gt;&lt;img src="http://education.indiatimes.com/educationTimes/images/emptyStar.GIF" /&gt;&lt;img src="http://education.indiatimes.com/educationTimes/images/emptyStar.GIF" /&gt; &lt;/h3&gt; &lt;/td&gt;   &lt;/tr&gt;     &lt;tr&gt;   &lt;td&gt;&lt;b&gt;&lt;span style="color:blue;"&gt;&lt;br /&gt;&lt;/span&gt; &lt;/b&gt; &lt;/td&gt; &lt;/tr&gt;  &lt;tr&gt;  &lt;td&gt;   &lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;&lt;img alt="" src="http://cms.mumbaimirror.com/portalfiles/3/9/200803/Image/IT.jpg" align="right" border="1" height="125" hspace="2" vspace="2" width="150" /&gt;Today, an interest or passion for computers can well become a fullfledged career. The first step in this direction would be completing a computer course which provides the knowledge and skill required to go from being an amateur to a professional. More over, computer courses can also increase the career opportunities available to you. However, given the wide range of opportunities in this field, is important to ascertain at the very onset, the type of work you would enjoy doing on a daily basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;&lt;span style="color: rgb(0, 0, 255);"&gt;Job options&lt;/span&gt;&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;Technical support&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Provide technical support and maintenance: routine but necessary work for any organisation. This position requires knowledge of networking systems, security systems, software and hardware for Internet connectivity and intranets. Technicians may be required to set up servers or networks.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;Programmer&lt;/span&gt;&lt;/strong&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;Those interested in writing code, programming and learning computer languages, could become system programmers who create software for computer hardware, or application programmers who create software for computer users, or a web programmer.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;Web designer&lt;/span&gt;&lt;/strong&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;Those with a creative flair and a passion for technology, can choose between web design and development, digital graphic design, and digital animation. One can create graphic content for websites, video and television, gaming and even print.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Designing for the print medium requires excellent working knowledge of softwares such as CorelDraw, Adobe Illustrator and Photoshop and formatting and layout software such as InDesign and Adobe PageMaker.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;Animator&lt;/span&gt;&lt;/strong&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;If creating art and moving images excites you, you could pursue a course in animation.“A good grounding in 2D provides a rock-solid foundation for an animator. It teaches you dimensions, colours, perspectives and even gives you insight into the anatomy of a character,” says Mrudang Desai, Fashion Art and Design Academy (FAD), Pune.“The reason why the Disney-Pixar partnership is so successful is because the 2D and 3D animators work together. There is a great difference between creating movement and creating animation,” explains Desai, adding,“True animation conveys a story, a concept or carries a message.”&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;&lt;span style="color: rgb(0, 0, 255);"&gt;Delving deeper&lt;/span&gt;&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Says Vihang Nikalje, who completed a two-year course from NIIT in 2005,“We started with SQL and Oracle, which one needs to know for database management, following which we moved on to Java, which is a dynamic web-based language. Besides, we also did XML which is a web-based language mostly used to create interactive sites and C++, a language to write analytical programmes.” Some computer institutes offer the option of completing a BSc or MSc via distance education and e-learning. However, not everyone is cut out to study for lengthy courses, and this is not a necessity to get a reputed job.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;&lt;span style="font-size:10;"&gt;&lt;img alt="" src="http://cms.mumbaimirror.com/portalfiles/3/9/200803/Image/IT1.jpg" align="left" border="1" height="108" hspace="2" vspace="2" width="150" /&gt;&lt;/span&gt;“The institute you study at may be the best, but getting the right job is determined by the amount of effort put in by the student,” opines Mansi Rastogi, a design consultant, who formerly taught digital design at the Institute of Computer Animation and Design (ICAD).“Most computer courses will only teach you how to use software, tools and applications, but they do not teach you the principles of design. Developing and conceptualising an idea is where you start working usually, but computer institutes deliver the final step, which is execution first,” adds Mansi,who believes that a student’s abilities and the quality of their portfolio determines the kind of job they can snare.“There are various options available to you as a software developer, and a reputed company would pay up to Rs 5,00,000 per annum if you have the right qualifications, which would be at least a B Tech or MCA degree,” says Mayank Saxena, Director, Institute of Computer Animation and Design (ICAD), which specialises in teaching computer graphics.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Working on websites requires knowledge of Java, JavaScript or HTML and software applications like Macromedia DreamWeaver and Flash. A fastgrowing nascent domain is the development of content for mobile phones and portable devices. Students should verify from the institute what version of the software they are teaching, and keep a check on the latest releases. For example, Sun Microsystems released the latest edition of Java Technology- Java Platform Standard Edition 6 in December 2006, soit would be a good idea to check with the institute if they have the latest edition of the programmes you are interested in.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;“If you start with a small company,you may earn between Rs 6,000 to 7,000 per month. An a dvertising agency or a large corporate house may pay you up to Rs 18,000 per month, but it all depends on your abilities and the policy of the organisation,”explains Saxena.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;In the field of animation, Desai, who has completed courses in multimedia, animation engineering and post-production software says,“Most computer courses give you excellent grounding in basic skills with thorough tutorials, but they do not give you the global picture on how to become creative thinkers. Little emphasis is laid on scripting and story boarding, creative concepts or contemporary art, which are very important. An animator also needs to be able to sell his story,a skill that is not taught at computer institutes. Speak to the instructors and check whether you will be have the chance to narrate scripts and develop storyboards before you pay your fees.”&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;br /&gt;Seventeen-year-old Aniket Saraf,a student of graphic design, print publishing and animation says,“I had a lot of fun, and my institute helped me make my portfolio. Certain institutes also have a placement service to help you find a job in production houses and advertising agencies. They have regular industry visits and an annual festival where one can showcase his/ her graphic design projects, short films, calligraphy and acting.”&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Also, before choosing a computer course, one must check that an institute has plenty of project work as part of the syllabus,as this will help develop a portfolio,which in turn,ensures that aspirants have less work when the time comes to set up interviews for job placements. Some institutes even help file applications to foreign universities and facilitate the transfer of credits if required.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;The present and the future both belong to computers, and those with a genuine passion for software can make it big in the information age that we are now a part of.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style=";font-size:10;color:blue;"  &gt;List of courses&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;ul style="margin-top: 0in;" type="disc"&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Graphic Design and Print Production&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;2D and 3D Animation&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Web Design And Development&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Post Production and Digital Video Editing&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Degree in Computer Engineering, Bca/ Mca Or Btech (For Programming And Software Development)&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;Interactive Media Design&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;strong&gt;&lt;span style="font-size:10;"&gt;&lt;span style="color: rgb(0, 0, 255);"&gt;Institutes&lt;/span&gt;&lt;/span&gt;&lt;/strong&gt;&lt;/div&gt;&lt;div style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:85%;"&gt; &lt;/span&gt;&lt;/div&gt;&lt;ul style="margin-top: 0in;" type="disc"&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;a href="http://www.niit.com/"&gt;NIIT&lt;/a&gt;&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;a href="http://www.aptech-education.com/"&gt;Aptech&lt;/a&gt;&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;a href="http://www.arena-multimedia.com/"&gt;Arena Multimedia&lt;/a&gt;&lt;/span&gt;&lt;/li&gt;&lt;li style="margin: 0in 0in 0pt;"&gt;&lt;span style="font-size:10;"&gt;&lt;a href="http://www.maacindia.com/"&gt;Maya Academy of Advanced Cinematics&lt;/a&gt;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4287337692961560924?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4287337692961560924/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4287337692961560924&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4287337692961560924'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4287337692961560924'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/in-addition-to-enhancing-ones-skill.html' title='In addition to enhancing one’s skill sets, computer courses can present students with a host of career opportunities. Aparajita Jamawal probes further'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-5119330345402194382</id><published>2008-03-05T06:20:00.002-07:00</published><updated>2008-03-05T06:23:53.148-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Technology Goes Wild, Giving a Whole New Meaning to Leopard Print</title><content type='html'>Nairobi-based Phoenix Safaris runs tours to Kenya's national parks and one of its latest ventures is an exclusive, eight-tent camp in the Masai Mara game reserve. It is also deep in the bush with a three-hour journey over rough tracks to the nearest settlement but like any other business, it still has a print requirement for invoices, receipts, menus and other documents. With the Masai Mara's huge variety of wildlife wandering by, Phoenix installed an HP DeskJet 3744 printer in one of its tents.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-5119330345402194382?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/5119330345402194382/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=5119330345402194382&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5119330345402194382'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/5119330345402194382'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/technology-goes-wild-giving-whole-new.html' title='Technology Goes Wild, Giving a Whole New Meaning to Leopard Print'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4527097129433161991</id><published>2008-03-05T06:20:00.000-07:00</published><updated>2008-03-05T06:21:32.121-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Typical PC hardware</title><content type='html'>&lt;h2&gt;&lt;span class="mw-headline"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;A typical &lt;a href="http://en.wikipedia.org/wiki/Personal_computer" title="Personal computer"&gt;personal computer&lt;/a&gt; consists of a &lt;a href="http://en.wikipedia.org/wiki/Computer_case" title="Computer case"&gt;case&lt;/a&gt; or chassis in a tower shape (desktop) and the following parts:&lt;/p&gt; &lt;div class="thumb tright"&gt; &lt;div class="thumbinner" style="width: 222px;"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:Quick_overview_of_pc_hardware.jpg" class="image" title="Internals of typical personal computer"&gt;&lt;img alt="Internals of typical personal computer" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/d4/Quick_overview_of_pc_hardware.jpg/220px-Quick_overview_of_pc_hardware.jpg" class="thumbimage" border="0" height="165" width="220" /&gt;&lt;/a&gt; &lt;div class="thumbcaption"&gt; &lt;div class="magnify"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:Quick_overview_of_pc_hardware.jpg" class="internal" title="Enlarge"&gt;&lt;img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /&gt;&lt;/a&gt;&lt;/div&gt; Internals of typical personal computer&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div class="thumb tright"&gt; &lt;div class="thumbinner" style="width: 182px;"&gt;&lt;a href="http://en.wikipedia.org/w/index.php?title=Special:Upload&amp;amp;wpDestFile=ASRock_K7VT4A_Pro_Mainboard-eng-labels.jpg" class="new" title="Image:ASRock K7VT4A Pro Mainboard-eng-labels.jpg"&gt;Image:ASRock K7VT4A Pro Mainboard-eng-labels.jpg&lt;/a&gt; &lt;div class="thumbcaption"&gt;Typical Motherboard found in a computer&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div class="thumb tright"&gt; &lt;div class="thumbinner" style="width: 222px;"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:De5c_12.jpg" class="image" title="Inside a Custom Computer"&gt;&lt;img alt="Inside a Custom Computer" src="http://upload.wikimedia.org/wikipedia/en/thumb/b/bc/De5c_12.jpg/220px-De5c_12.jpg" class="thumbimage" border="0" height="165" width="220" /&gt;&lt;/a&gt; &lt;div class="thumbcaption"&gt; &lt;div class="magnify"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:De5c_12.jpg" class="internal" title="Enlarge"&gt;&lt;img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /&gt;&lt;/a&gt;&lt;/div&gt; Inside a Custom Computer&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;p&gt;&lt;br /&gt;&lt;/p&gt;  &lt;h2&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=2" title="Computer hardware"&gt;edit&lt;/a&gt;]&lt;/span&gt;&lt;/h2&gt; &lt;p&gt;&lt;a name="Motherboard" id="Motherboard"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=3" title="Edit section: Motherboard"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Motherboard&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Motherboard" title="Motherboard"&gt;Motherboard&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;The motherboard is the "heart" of the computer, through which all other components interface.&lt;/p&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Central_processing_unit" title="Central processing unit"&gt;Central processing unit&lt;/a&gt; (&lt;b&gt;CPU&lt;/b&gt;) - Performs most of the calculations which enable a computer to function, sometimes referred to as the "brain" of the computer. &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Computer_fan" title="Computer fan"&gt;Computer fan&lt;/a&gt; - Used to lower the temperature of the computer; a fan is almost always attached to the CPU, and the computer case will generally have several fans to maintain a constant airflow. Liquid cooling can also be used to cool a computer, though it focuses more on individual parts rather than the overall temperature inside the chassis.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Random_Access_Memory" class="mw-redirect" title="Random Access Memory"&gt;Random Access Memory&lt;/a&gt; (RAM) - Fast-access memory that is cleared when the computer is powered-down. RAM attaches directly to the motherboard, and is used to store programs that are currently running.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Firmware" title="Firmware"&gt;Firmware&lt;/a&gt; is loaded from the Read only memory &lt;a href="http://en.wikipedia.org/wiki/ROM" class="mw-redirect" title="ROM"&gt;ROM&lt;/a&gt; run from the &lt;a href="http://en.wikipedia.org/wiki/Basic_Input-Output_System" class="mw-redirect" title="Basic Input-Output System"&gt;Basic Input-Output System&lt;/a&gt; (BIOS) or in newer systems [[Extensible Firmware&lt;/li&gt;&lt;li&gt;External Bus Controllers - used to connect to external peripherals, such as printers and input devices. These ports may also be based upon expansion cards, attached to the internal buses. &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Parallel_port" title="Parallel port"&gt;parallel port&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Serial_port" title="Serial port"&gt;serial port&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/USB" class="mw-redirect" title="USB"&gt;USB&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Firewire" class="mw-redirect" title="Firewire"&gt;firewire&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/SCSI" title="SCSI"&gt;SCSI&lt;/a&gt; (On Servers and older machines)&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/PS/2" title="PS/2"&gt;PS/2&lt;/a&gt; (For mice and keyboards, being phased out and replaced by USB.)&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Industry_Standard_Architecture" title="Industry Standard Architecture"&gt;ISA&lt;/a&gt; (outdated)&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Extended_Industry_Standard_Architecture" title="Extended Industry Standard Architecture"&gt;EISA&lt;/a&gt; (outdated)&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Micro_Channel_Architecture" class="mw-redirect" title="Micro Channel Architecture"&gt;MCA&lt;/a&gt; (outdated)&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;/ul&gt; &lt;p&gt;&lt;a name="Power_supply" id="Power_supply"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=4" title="Edit section: Power supply"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Power supply&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Computer_power_supply" title="Computer power supply"&gt;Computer power supply&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;A case that holds a transformer, voltage control, and (usually) a cooling fan, and supplies power to run the rest of the computer, the most common types of power supplies are AT and BabyAT (old) but the standard for PC's actually are ATX and micro ATX&lt;/p&gt; &lt;p&gt;&lt;a name="Storage_controllers" id="Storage_controllers"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=5" title="Edit section: Storage controllers"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Storage controllers&lt;/span&gt;&lt;/h3&gt; &lt;p&gt;Controllers for &lt;a href="http://en.wikipedia.org/wiki/Hard_disk" class="mw-redirect" title="Hard disk"&gt;hard disk&lt;/a&gt;, &lt;a href="http://en.wikipedia.org/wiki/CD-ROM" title="CD-ROM"&gt;CD-ROM&lt;/a&gt; and other drives like internal &lt;a href="http://en.wikipedia.org/wiki/Zip" title="Zip"&gt;Zip&lt;/a&gt; and &lt;a href="http://en.wikipedia.org/wiki/Jaz" title="Jaz"&gt;Jaz&lt;/a&gt; conventionally for a PC are &lt;a href="http://en.wikipedia.org/wiki/Integrated_Drive_Electronics" class="mw-redirect" title="Integrated Drive Electronics"&gt;IDE&lt;/a&gt;/ATA; the controllers sit directly on the motherboard (on-board) or on expansion cards, such as a &lt;a href="http://en.wikipedia.org/wiki/Disk_array_controller" title="Disk array controller"&gt;Disk array controller&lt;/a&gt;. &lt;a href="http://en.wikipedia.org/wiki/IDE" title="IDE"&gt;IDE&lt;/a&gt; is usually integrated, unlike &lt;a href="http://en.wikipedia.org/wiki/SCSI" title="SCSI"&gt;SCSI&lt;/a&gt; which is found in most &lt;a href="http://en.wikipedia.org/wiki/Servers" class="mw-redirect" title="Servers"&gt;servers&lt;/a&gt;. The floppy drive interface is a legacy &lt;a href="http://en.wikipedia.org/wiki/MFM" title="MFM"&gt;MFM&lt;/a&gt; interface which is now slowly disappearing. All these interfaces are gradually being phased out to be replaced by &lt;a href="http://en.wikipedia.org/wiki/SATA" class="mw-redirect" title="SATA"&gt;SATA&lt;/a&gt; and &lt;a href="http://en.wikipedia.org/wiki/Serial_Attached_SCSI" title="Serial Attached SCSI"&gt;SAS&lt;/a&gt;. riar&lt;/p&gt; &lt;p&gt;&lt;a name="Video_display_controller" id="Video_display_controller"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=6" title="Edit section: Video display controller"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Video display controller&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Graphics_card" class="mw-redirect" title="Graphics card"&gt;Graphics card&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;Produces the output for the &lt;a href="http://en.wikipedia.org/wiki/Computer_display" title="Computer display"&gt;computer display&lt;/a&gt;. This will either be built into the motherboard or attached in its own separate slot (PCI, PCI-E or AGP), in the form of a &lt;a href="http://en.wikipedia.org/wiki/Graphics_Card" class="mw-redirect" title="Graphics Card"&gt;Graphics Card&lt;/a&gt;.&lt;/p&gt; &lt;p&gt;&lt;a name="Removable_media_devices" id="Removable_media_devices"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=7" title="Edit section: Removable media devices"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Removable media devices&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Computer_storage" class="mw-redirect" title="Computer storage"&gt;Computer storage&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/CD" class="mw-redirect" title="CD"&gt;CD&lt;/a&gt; - the most common type of removable media, inexpensive but has a short life-span. &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/CD-ROM" title="CD-ROM"&gt;CD-ROM Drive&lt;/a&gt; - a device used for reading data from a CD.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/CD_recorder" class="mw-redirect" title="CD recorder"&gt;CD Writer&lt;/a&gt; - a device used for both reading and writing data to and from a CD.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/DVD" title="DVD"&gt;DVD&lt;/a&gt; - a popular type of removable media that is the same dimensions as a CD but stores up to 6 times as much information. It is the most common way of transferring digital video. &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/DVD-ROM" class="mw-redirect" title="DVD-ROM"&gt;DVD-ROM Drive&lt;/a&gt; - a device used for reading data from a DVD.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/DVD" title="DVD"&gt;DVD Writer&lt;/a&gt; - a device used for both reading and writing data to and from a DVD.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/DVD-RAM" title="DVD-RAM"&gt;DVD-RAM Drive&lt;/a&gt; - a device used for rapid writing and reading of data from a special type of DVD.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Blu-ray_Disc" title="Blu-ray Disc"&gt;Blu-ray&lt;/a&gt; - a high-density optical disc format for the storage of digital information, including high-definition video. &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/BD-ROM" class="mw-redirect" title="BD-ROM"&gt;BD-ROM Drive&lt;/a&gt; - a device used for reading data from a Blu-ray disc.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/BD-RE" class="mw-redirect" title="BD-RE"&gt;BD Writer&lt;/a&gt; - a device used for both reading and writing data to and from a Blu-ray disc.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/HD_DVD" title="HD DVD"&gt;HD DVD&lt;/a&gt; - a high-density optical disc format and successor to the standard DVD. Currently&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Floppy_disk" title="Floppy disk"&gt;Floppy disk&lt;/a&gt; - an outdated storage device consisting of a thin disk of a flexible magnetic storage medium.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Zip_drive" class="mw-redirect" title="Zip drive"&gt;Zip drive&lt;/a&gt; - an outdated medium-capacity removable disk storage system, first introduced by Iomega in 1994.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/USB_flash_drive" title="USB flash drive"&gt;USB flash drive&lt;/a&gt; - a flash memory data storage device integrated with a USB interface, typically small, lightweight, removable and rewritable.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Tape_drive" title="Tape drive"&gt;Tape drive&lt;/a&gt; - a device that reads and writes data on a magnetic tape, usually used for long term storage.&lt;/li&gt;&lt;/ul&gt; &lt;p&gt;&lt;a name="Internal_storage" id="Internal_storage"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=8" title="Edit section: Internal storage"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Internal storage&lt;/span&gt;&lt;/h3&gt; &lt;p&gt;Hardware that keeps data inside the computer for later use and remains persistent even when the computer has no power.&lt;/p&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Hard_disk" class="mw-redirect" title="Hard disk"&gt;Hard disk&lt;/a&gt; - for medium-term storage of data.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Solid-state_drive" title="Solid-state drive"&gt;Solid-state drive&lt;/a&gt; - a device emulating a hard disk, but containing no moving parts.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Disk_array_controller" title="Disk array controller"&gt;Disk array controller&lt;/a&gt; - a device to manage several hard disks, to achieve performance or reliability improvement.&lt;/li&gt;&lt;/ul&gt; &lt;p&gt;&lt;a name="Sound_card" id="Sound_card"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=9" title="Edit section: Sound card"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Sound card&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Sound_card" title="Sound card"&gt;Sound card&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;Enables the computer to output sound to audio devices, as well as accept input from a &lt;a href="http://en.wikipedia.org/wiki/Microphone" title="Microphone"&gt;microphone&lt;/a&gt;. Most modern computers have sound cards built-in to the motherboard, though it is common for a user to install a separate sound card as an upgrade.&lt;/p&gt; &lt;p&gt;&lt;a name="Networking" id="Networking"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=10" title="Edit section: Networking"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Networking&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Computer_networks" class="mw-redirect" title="Computer networks"&gt;Computer networks&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;Connects the computer to the &lt;a href="http://en.wikipedia.org/wiki/Internet" title="Internet"&gt;Internet&lt;/a&gt; and/or other computers.&lt;/p&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Modem" title="Modem"&gt;Modem&lt;/a&gt; - for dial-up connections&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Network_card" title="Network card"&gt;Network card&lt;/a&gt; - for DSL/Cable internet, and/or connecting to other computers.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Direct_Cable_Connection" class="mw-redirect" title="Direct Cable Connection"&gt;Direct Cable Connection&lt;/a&gt; - Use of a &lt;a href="http://en.wikipedia.org/wiki/Null_modem" title="Null modem"&gt;null modem&lt;/a&gt;, connecting two computers together using their serial ports or a &lt;a href="http://en.wikipedia.org/wiki/Laplink" title="Laplink"&gt;Laplink Cable&lt;/a&gt;, connecting two computers together with their parallel ports.&lt;/li&gt;&lt;/ul&gt; &lt;p&gt;&lt;a name="Other_peripherals" id="Other_peripherals"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h3&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=11" title="Edit section: Other peripherals"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Other peripherals&lt;/span&gt;&lt;/h3&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Peripheral" title="Peripheral"&gt;Peripheral&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;p&gt;In addition, hardware devices can include external components of a computer system. The following are either standard or very common.&lt;/p&gt; &lt;div class="thumb tright"&gt; &lt;div class="thumbinner" style="width: 182px;"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:3-Tastenmaus_Microsoft.jpg" class="image" title="Wheel mouse"&gt;&lt;img alt="Wheel mouse" src="http://upload.wikimedia.org/wikipedia/commons/thumb/a/aa/3-Tastenmaus_Microsoft.jpg/180px-3-Tastenmaus_Microsoft.jpg" class="thumbimage" border="0" height="158" width="180" /&gt;&lt;/a&gt; &lt;div class="thumbcaption"&gt; &lt;div class="magnify"&gt;&lt;a href="http://en.wikipedia.org/wiki/Image:3-Tastenmaus_Microsoft.jpg" class="internal" title="Enlarge"&gt;&lt;img src="http://en.wikipedia.org/skins-1.5/common/images/magnify-clip.png" alt="" height="11" width="15" /&gt;&lt;/a&gt;&lt;/div&gt; Wheel mouse&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;p&gt;Includes various &lt;a href="http://en.wikipedia.org/wiki/Input_device" title="Input device"&gt;input&lt;/a&gt; and &lt;a href="http://en.wikipedia.org/wiki/Output_device" title="Output device"&gt;output&lt;/a&gt; devices, usually external to the computer system&lt;/p&gt; &lt;p&gt;&lt;a name="Input" id="Input"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h4&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=12" title="Edit section: Input"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Input&lt;/span&gt;&lt;/h4&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Input" title="Input"&gt;Input&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Character_%28computing%29" title="Character (computing)"&gt;Text&lt;/a&gt; input devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Keyboard_%28computing%29" title="Keyboard (computing)"&gt;Keyboard&lt;/a&gt; - a device, to input text and characters by depressing buttons (referred to as keys), similar to a typewriter. The most common English-language key layout is the &lt;a href="http://en.wikipedia.org/wiki/QWERTY" title="QWERTY"&gt;QWERTY&lt;/a&gt; layout.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Pointing_device" title="Pointing device"&gt;Pointing devices&lt;/a&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Mouse_%28computing%29" title="Mouse (computing)"&gt;Mouse&lt;/a&gt; - a pointing device that detects two dimensional motion relative to its supporting surface.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Trackball" title="Trackball"&gt;Trackball&lt;/a&gt; - a pointing device consisting of an exposed portruding ball housed in a socket that detects rotation about two axes.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Xbox_360_Controller" class="mw-redirect" title="Xbox 360 Controller"&gt;Xbox 360 Controller&lt;/a&gt; - A controller used for XBOX 360, Which with the use of the application Switchblade(tm), Can be be used as an additional pointing device with the left or right thumbstick.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Computer_and_Video_Games" title="Computer and Video Games"&gt;Gaming&lt;/a&gt; devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Joystick" title="Joystick"&gt;Joystick&lt;/a&gt; - a general control device that consists of a handheld stick that pivots around one end, to detect angles in two or three dimensions.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Gamepad" title="Gamepad"&gt;Gamepad&lt;/a&gt; - a general game controller held in the hand that relies on the digits (especially thumbs) to provide input.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Game_controller" title="Game controller"&gt;Game controller&lt;/a&gt; - a specific type of controller specialized for certain gaming purposes.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Image" title="Image"&gt;Image&lt;/a&gt;, &lt;a href="http://en.wikipedia.org/wiki/Video" title="Video"&gt;Video&lt;/a&gt; input devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Image_scanner" title="Image scanner"&gt;Image scanner&lt;/a&gt; - a device that provides input by analyzing images, printed text, handwriting, or an object.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Webcam" title="Webcam"&gt;Webcam&lt;/a&gt; - a low resolution video camera used to provide visual input that can be easily transferred over the internet.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Sound_reproduction" class="mw-redirect" title="Sound reproduction"&gt;Audio&lt;/a&gt; input devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Microphone" title="Microphone"&gt;Microphone&lt;/a&gt; - an acoustic sensor that provides input by converting sound into an electrical signal&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;/ul&gt; &lt;p&gt;&lt;a name="Output" id="Output"&gt;&lt;/a&gt;&lt;/p&gt; &lt;h4&gt;&lt;span class="editsection"&gt;[&lt;a href="http://en.wikipedia.org/w/index.php?title=Computer_hardware&amp;amp;action=edit&amp;amp;section=13" title="Edit section: Output"&gt;edit&lt;/a&gt;]&lt;/span&gt; &lt;span class="mw-headline"&gt;Output&lt;/span&gt;&lt;/h4&gt; &lt;dl&gt;&lt;dd&gt; &lt;div class="noprint relarticle mainarticle"&gt;&lt;i&gt;Main article: &lt;a href="http://en.wikipedia.org/wiki/Output" title="Output"&gt;Output&lt;/a&gt;&lt;/i&gt;&lt;/div&gt; &lt;/dd&gt;&lt;/dl&gt; &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Image" title="Image"&gt;Image&lt;/a&gt;, &lt;a href="http://en.wikipedia.org/wiki/Video" title="Video"&gt;Video&lt;/a&gt; output devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Computer_printer" title="Computer printer"&gt;Printer&lt;/a&gt; - a peripheral device that produces a hard (usually paper) copy of a document.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Computer_display" title="Computer display"&gt;Monitor&lt;/a&gt; - device that displays a video signal, similar to a television, to provide the user with information and an interface with which to interact.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Sound_reproduction" class="mw-redirect" title="Sound reproduction"&gt;Audio&lt;/a&gt; output devices &lt;ul&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Computer_speaker" title="Computer speaker"&gt;Speakers&lt;/a&gt; - a device that converts analog audio signals into the equivalent air vibrations in order to make audible sound.&lt;/li&gt;&lt;li&gt;&lt;a href="http://en.wikipedia.org/wiki/Headphones" title="Headphones"&gt;Headset&lt;/a&gt; - a device similar in functionality to computer speakers used mainly to not disturb others nearby.&lt;/li&gt;&lt;/ul&gt; &lt;/li&gt;&lt;/ul&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4527097129433161991?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4527097129433161991/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4527097129433161991&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4527097129433161991'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4527097129433161991'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/typical-pc-hardware.html' title='Typical PC hardware'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-6863547276149138366</id><published>2008-03-05T06:15:00.001-07:00</published><updated>2008-03-05T06:16:55.772-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Company to offer free Microsoft Expression licenses to dedicated hosting customers</title><content type='html'>Domain Names, News March 4th, 2008&lt;br /&gt;.&lt;br /&gt;&lt;br /&gt;CrystalTech Web Hosting, a Newtek Business Services, Inc. company, and a provider of Windows web hosting, is sponsoring the Sandbox-in-the-Sky at Microsoft MIX08, which begins March 5, 2008, at the Venetian Resort Hotel Casino in Las Vegas, Nevada.&lt;br /&gt;&lt;br /&gt;The company states that the sandbox will be held on the fourth floor of the Venetian Resort Hotel Casino meeting space and will consist of over 60 personal computers in a 4,000 square foot area. Developers and designers will be able to take part in high-quality hands-on labs, as well as test samples of products and technologies showcased at MIX08. Participants will also have the opportunity to try demos, dive into code, and publish web content on complementary Sandbox-in-the-Sky websites hosted by CrystalTech.&lt;br /&gt;&lt;br /&gt;The company adds that the conference will also highlight the latest on ASP.NET and Expression®, among other key technologies.  In conjunction with products discussed at MIX, the company is thrilled to announce its offering of free Microsoft Expression licenses to dedicated hosting customers. Expression is a professional design tool with built-in support for today’s modern web standards, and makes it easy for users to optimize accessibility and cross-browser compatibility.&lt;br /&gt;&lt;br /&gt;The company declares that the first 300 customers to select the Expression software option when purchasing a dedicated server will be provided with a free license. “Our ability to provide free Expression licenses, through our partnership with Microsoft, is an incredible opportunity for our customer base to experience the innovation this product has to offer,” added Cichon&lt;br /&gt;&lt;br /&gt;“As a key participant at MIX08, CrystalTech is further solidifying its status as an important partner to Microsoft with respect to web hosting and web-related technologies,” said Robert Cichon, president of CrystalTech.  “MIX08 affords us a great opportunity to not only meet with individuals who count on CrystalTech for their web hosting needs, but also allows us to interact with the designers and developers who will produce the next generation in cutting-edge websites and web applications.”&lt;br /&gt;http://www.vasilakakis.gr/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-6863547276149138366?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/6863547276149138366/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=6863547276149138366&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6863547276149138366'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/6863547276149138366'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/company-to-offer-free-microsoft.html' title='Company to offer free Microsoft Expression licenses to dedicated hosting customers'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3144655190566910511</id><published>2008-03-05T06:15:00.000-07:00</published><updated>2008-03-05T06:16:19.962-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Finance Career'/><title type='text'>Finance Career</title><content type='html'>Brought to you by NewsMob&lt;br /&gt;www.newsmob.com&lt;br /&gt;&lt;br /&gt;    * Banking Career Finance&lt;br /&gt;      (http://finance-career.flivento.info/banking-career-finance)&lt;br /&gt;      Commercial financial aid advice services can cost well over 1,000. 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Announcing the move, ABC Managing Director, Robert Roth, Ph.D. stated "Arizona is at the epicenter of America’s small business revolution and the Arizona Small Business Association is at the epicenter of Arizona's business. Co-locating just makes sense."&lt;br /&gt;&lt;br /&gt;Phoenix, AZ, March 04, 2008 --(PR.com)-- The Arizona Business Center has relocated to the Entrepreneurial Center at the Arizona Small Business Association headquarters in Phoenix. The new address is 4130 E. Van Buren Street, Suite 140, Phoenix, AZ 85008. The phone number remains 480.287.6009 and the website remains at www.AzBizCenter.com.&lt;br /&gt;&lt;br /&gt;In announcing the move, ABC Managing Director, Robert Roth, Ph.D. stated “Arizona is at the epicenter of America’s small business revolution and, serving 3,000 small business members . . . the Arizona Small Business Association is at the epicenter of Arizona business. Because we provide exit strategy simulations and exit coaching to small businesses, this relocation just makes sense.”&lt;br /&gt;&lt;br /&gt;Dr. Roth also pointed out that the Arizona private business universe is experiencing remarkable growth because:&lt;br /&gt;&lt;br /&gt;During 2007, Arizona replaced Nevada as America’s fastest growing state.&lt;br /&gt;Small business is the engine that powers Arizona’s economy. Small businesses account for 97% of all employer businesses in Arizona.&lt;br /&gt;&lt;br /&gt;There is nothing small about a small business. As defined by the U.S. Small Business Administration, a small business may have up to 1,500 employees and annual sales of as much as $35,000,000.&lt;br /&gt;&lt;br /&gt;The vigor of the Arizona economy is attracting third-party investment for small and mid-size businesses and lenders (particularly SBA lenders) are making multi-million dollars loans to small businesses both in Arizona and nationwide.&lt;br /&gt;Small business owners are becoming increasingly sophisticated using inexpensive technologies to run exit strategy simulations and to both prepare their businesses for sale and manage their own selling transaction.&lt;br /&gt;&lt;br /&gt;About the Arizona Business Center&lt;br /&gt;The Arizona Business Center Consulting Group (www.AzBizCenter.com) consults in small business planning and management through its proprietary ABC ProfitPathTM model. It also provides ABC Exit Strategy SimulationTM and ABC Exit CoachTM services to business owners who seek to maximize the value of their business and to harvest the full measure of that value through an optimal sale.&lt;br /&gt;http://www.pr.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-1988998532900336916?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/1988998532900336916/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=1988998532900336916&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1988998532900336916'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1988998532900336916'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/arizona-business-center-relocates-to.html' title='Arizona Business Center Relocates to The Arizona Small Business Assn. HQ'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-9009002576348586758</id><published>2008-03-05T06:12:00.000-07:00</published><updated>2008-03-05T06:14:07.797-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Better Business Bureau Warns Fans About Favre Memorabilia Fraud</title><content type='html'>POSTED: 4:48 pm CST March 4, 2008&lt;br /&gt;&lt;br /&gt;[NEWSVINE: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [DELICIOUS: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [DIGG: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [FACEBOOK: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [REDDIT: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [RSS] [PRINT: Better Business Bureau Warns Fans About Favre Memorabilia Fraud] [EMAIL: Better Business Bureau Warns Fans About Favre Memorabilia Fraud]&lt;br /&gt;MILWAUKEE -- Upon Brett Favre's retirement, it's likely any No. 4 memorabilia will go up in value.&lt;br /&gt;&lt;br /&gt;The Better Business Bureau has some tips for consumers so they don't get scammed.&lt;br /&gt;&lt;br /&gt;# If you want to be assured that the autograph is authentic, the best case scenario is to watch Favre himself sign your item. If that's not possible, make sure that the item comes with a certificate of authenticity (COA). However, these certificates can be as phony as the autographs they're supposed to be certifying. Make sure that these COAs come from a reputable authenticator. The leaders in the industry include James Spence Authenticators, PSA (Professional Sports Authenticator) or Global Authentication, Inc.&lt;br /&gt;&lt;br /&gt;# Look for a hologram in the corner of an autographed picture. Many reputable memorabilia brokers will attach a tamper-proof hologram that is uniquely numbered and can be tracked in a database.&lt;br /&gt;&lt;br /&gt;# If the first two options aren't possible, aggressively question the seller about the history of the item. Ask for the sales history and a receipt or other documentation that shows how he acquired the merchandise. People who have nothing to hide will gladly share this information with you.&lt;br /&gt;&lt;br /&gt;# If you're buying an item on eBay, don't solely rely on the seller's reputation to determine which item to bid on. The seller may have a solid reputation because he delivers on time or refunds money, but his reputation may not speak to whether or not his merchandise is authentic. Instead, check to see what other items he/she has for sale. Look for patterns that the seller is offering a lot of other memorabilia at "rock bottom" prices.&lt;br /&gt;&lt;br /&gt;# Educate yourself. You should know before you bid on an item the fair market value of the piece. Be skeptical of things that are selling far below fair market value because if the price is too good to be true, it probably is.&lt;br /&gt;&lt;br /&gt;# If buying from a dealer, check his or her reliability with the Better Business Bureau at www.bbb.org.&lt;br /&gt;&lt;br /&gt;Distributed by Internet Broadcasting. This material may not be published, broadcast, rewritten or redistributed.&lt;br /&gt;http://www.channel3000.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-9009002576348586758?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/9009002576348586758/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=9009002576348586758&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/9009002576348586758'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/9009002576348586758'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/better-business-bureau-warns-fans-about.html' title='Better Business Bureau Warns Fans About Favre Memorabilia Fraud'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-3320702785157635054</id><published>2008-03-05T06:11:00.001-07:00</published><updated>2008-03-05T06:14:45.033-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Better Business Bureau’s top 10</title><content type='html'>Economic affairs were on the minds of Michigan residents last year, based on the year-end results from the Better Business Bureau of Eastern Michigan.&lt;br /&gt;&lt;br /&gt;Automakers, collection agencies and mortgage brokers led the Better Business Bureau’s list for most complaints in 2007.&lt;br /&gt;&lt;br /&gt;And credit and debt counseling services and collection agencies saw the largest increases in consumer information requests to the Better Business Bureau last year.&lt;br /&gt;&lt;br /&gt;The Better Business Bureau of Eastern Michigan, the office that serves the Upper Peninsula, has issued the top 10 inquiries and complaint industries.&lt;br /&gt;&lt;br /&gt;BBB is an unbiased non-profit organization that promotes consumer education, ethical business practices, and trust in the marketplace.&lt;br /&gt;&lt;br /&gt;Businesses that earn BBB Accreditation contractually agree and adhere to the Better Business Bureau’s standards.&lt;br /&gt;&lt;br /&gt;Economic conditions were clearly on people’s minds in 2007 affecting the largest increases and decreases in consumer information requests to the Better Business Bureau, said Tim Burns of the BBB of Eastern Michigan.&lt;br /&gt;&lt;br /&gt;The BBB saw a 73 percent increase in the number of consumer inquiries concerning Credit &amp;amp; Debt Counseling services during the year, a 72 percent increase in the number of people contacting the BBB to check the validity of Debt Collection Agencies, and a 29 percent increase in requests for BBB Reliability Reports on Moving Companies.&lt;br /&gt;&lt;br /&gt;Industries that saw the largest decrease in consumer inquiries were Financial Services (an 82 percent decline), Banks (a 75 percent drop), Real Estate Brokers (59 percent decline) and Lawn Care Services (also a 59 percent drop).&lt;br /&gt;&lt;br /&gt;The industries that saw the largest increase in complaints included Cable &amp;amp; Satellite Television Providers with a 110 percent increase, Mortgage Brokers (40 percent), and Collection Agencies (34 percent).&lt;br /&gt;&lt;br /&gt;The Better Business Bureau also provided a record number of BBB Reliability Reports in 2007.&lt;br /&gt;&lt;br /&gt;The BBB received 776,435 inquiries from consumers who wanted information on a company; a 35 percent increase from the previous year.&lt;br /&gt;&lt;br /&gt;BBB Reliability Reports are a key resource for consumers to research businesses.&lt;br /&gt;&lt;br /&gt;Reports are based solely on factual information gathered by the BBB, such as if a business is licensed or not, the number of consumer complaints filed against it and their dispute resolution outcomes, and whether a government agency has taken action against a business.&lt;br /&gt;&lt;br /&gt;“The ease and accessibility of checking out a business via our website has really contributed to increased use of the consumer education resources the BBB provides,” said Vickie Galpin, President and CEO of the Better Business Bureau of Eastern Michigan.&lt;br /&gt;&lt;br /&gt;“More than 90 percent of the information provided to the public by our office last year was accessed by consumers over the Internet. In 2007, there was a 37 percent increase in the number of BBB Reliability Reports provided to consumers through our website, www.bbb.org,” Galpin said in a statement.&lt;br /&gt;&lt;br /&gt;In addition to providing BBB Reliability Reports on businesses, the Better Business Bureau also mediated 16,231 customer complaints against businesses in 2007, a 6 percent increase from the previous year.&lt;br /&gt;&lt;br /&gt;The BBB was also able to reduce the amount of time it takes to process and mediate a complaint from an average of 32 days to 28 days during 2007.&lt;br /&gt;&lt;br /&gt;The BBB also witnessed an increase in office supply scams targeting local businesses with a 313 percent increase in complaints on the matter in 2007.&lt;br /&gt;&lt;br /&gt;“The BBB has been a leader in providing dispute resolution services to the community for more than ninety years,” said Galpin. “Businesses respect us for our unbiased neutrality and consumers trust us for our vigilance in working to assist them in resolving customer complaints.”&lt;br /&gt;&lt;br /&gt;BBB services are free. The Better Business Bureau can be contacted by calling (248) 644-9100 or visiting www.bbb.org and entering your zip code.&lt;br /&gt;&lt;br /&gt;Top Ten Inquiry Industries&lt;br /&gt;&lt;br /&gt;— 1. Mortgage Brokers&lt;br /&gt;&lt;br /&gt;— 2. Roofing Contractors&lt;br /&gt;&lt;br /&gt;— 3. Heating &amp;amp; Air Conditioning&lt;br /&gt;&lt;br /&gt;— 4. Construction &amp;amp; Remodeling Services&lt;br /&gt;&lt;br /&gt;— 5. Window Installation&lt;br /&gt;&lt;br /&gt;— 6. Work-at-Home Companies&lt;br /&gt;&lt;br /&gt;— 7. Telephone Services&lt;br /&gt;&lt;br /&gt;— 8. Home Builders&lt;br /&gt;&lt;br /&gt;— 9. Credit &amp;amp; Debt Counseling Services&lt;br /&gt;&lt;br /&gt;— 10. Moving Companies&lt;br /&gt;&lt;br /&gt;Top Ten Complaint Industries&lt;br /&gt;&lt;br /&gt;— 1. Automobile Manufacturers&lt;br /&gt;&lt;br /&gt;— 2. Debt Collection Agencies&lt;br /&gt;&lt;br /&gt;— 3. Mortgage Brokers&lt;br /&gt;&lt;br /&gt;— 4. Cable &amp;amp; Satellite Television Providers&lt;br /&gt;&lt;br /&gt;— 5. Automobile Dealers, New Cars&lt;br /&gt;&lt;br /&gt;— 6. Consumer Finance &amp;amp; Loan Companies&lt;br /&gt;&lt;br /&gt;— 7. Telephone Companies&lt;br /&gt;&lt;br /&gt;— 8. Electric/Gas Utilities&lt;br /&gt;&lt;br /&gt;— 9. Furnace Retail&lt;br /&gt;&lt;br /&gt;— 10. Cellular Services&lt;br /&gt;http://www.ironmountaindailynews.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-3320702785157635054?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/3320702785157635054/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=3320702785157635054&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3320702785157635054'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/3320702785157635054'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/better-business-bureaus-top-10.html' title='Better Business Bureau’s top 10'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-696419615727836984</id><published>2008-03-05T06:09:00.000-07:00</published><updated>2008-03-05T06:12:17.691-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><category scheme='http://www.blogger.com/atom/ns#' term='computer'/><title type='text'>Small business backup for Windows</title><content type='html'>March 4th, 2008&lt;br /&gt;&lt;br /&gt;Posted by Robin Harris @ 10:24 pm&lt;br /&gt;&lt;br /&gt;Categories: Software&lt;br /&gt;&lt;br /&gt;Tags: Apple Inc., Microsoft Windows, Small Business, Hard Drive Cable, Backups, Robin Harris&lt;br /&gt;TalkBack&lt;br /&gt;&lt;br /&gt;    * Share&lt;br /&gt;          o Digg&lt;br /&gt;          o Del.ico.us&lt;br /&gt;          o Sphere&lt;br /&gt;          o Blog This&lt;br /&gt;    * Print&lt;br /&gt;    * Email&lt;br /&gt;    * Recommend Don't Recommend&lt;br /&gt;    *&lt;br /&gt;      +1&lt;br /&gt;      1&lt;br /&gt;&lt;br /&gt;Apple’s Time Machine one-click backup utility is the easiest and most intuitive in the industry. Does anything on Windows come close? Surprisingly there is.&lt;br /&gt;&lt;br /&gt;The backup problem&lt;br /&gt;Some 40% of enterprise backups fail - even with professional sys admins and costly software. It’s no wonder many small businesses don’t bother.&lt;br /&gt;&lt;br /&gt;I work with a number of small businesses here in the mountains outside Flagstaff, Arizona. Most small business people here don’t know and don’t care about the details of their computers, like the difference between disk and RAM. They just want them to work.&lt;br /&gt;&lt;br /&gt;Finally, there is a Windows backup system I can recommend for these small office and home office (SOHO) folks with up to 10 PCs. It is simple, fast, low-cost and complete - nothing else to buy.&lt;br /&gt;&lt;br /&gt;If I sound impressed, I am. My accountant wishes they were paying me, but they’re not.&lt;br /&gt;&lt;br /&gt;The product&lt;br /&gt;The product: Backupkey - small business backup. It comes as a USB hard drive or a flash drive with the software already installed. You plug it in, wait for the Backupkey window to open, hit Enter twice and voilà your backup begins. I tested the disk drive version.&lt;br /&gt;&lt;br /&gt;It’s that simple. Nothing to install, nothing to configure. It finds your Outlook, Outlook Express and Windows Mail files and backs them up. Along with your My Documents folder. And it restores just as simply.&lt;br /&gt;&lt;br /&gt;How easy is it? Even my 86 year-old neighbor figured it out. She’s a sharp cookie, but no nerd.&lt;br /&gt;&lt;br /&gt;You have to see it to believe it&lt;br /&gt;I’ve looked at other, more traditional Windows backup products like Acronis True Image - an excellent product for people who know their way around Windows - but not for the computer-phobic.&lt;br /&gt;&lt;br /&gt;Is it perfect?&lt;br /&gt;No. Some nits.&lt;br /&gt;&lt;br /&gt;    * The interface could be even simpler. The non-standard progress bar takes a while to locate. And there is a progress bar for each section of the backup, rather than for the backup as a whole.&lt;br /&gt;    * The hard drive cable has 2 USB plugs on one end to ensure sufficient power for the disk. But on several PCs a single plug was sufficient, and the dual-plugs confused some folks. Backupkey should get a really low-power disk and lose the extra USB plug.&lt;br /&gt;    * After the backup is done - and it moves fast since it only backs up user data - the interface says the backup is done and then, after a few minutes, switches back to the pre-back up window. Odd.&lt;br /&gt;&lt;br /&gt;Compared to the complexity of standard backup packages, these are tiny issues. You could talk your mother-in-law through the process over the phone. Try that with True Image!&lt;br /&gt;&lt;br /&gt;The Storage Bits take&lt;br /&gt;If you or a loved one uses a PC and is too clueless or busy to backup - Backupkey is the product for you. It was a Best of RetailVision “Best New Technology” nominee and I can see why.&lt;br /&gt;&lt;br /&gt;In a world where only Apple seems to get ease-of-use, it is good to see a Windows product that comes close to Time Machine’s simplicity. Check it out and see if you don’t agree.&lt;br /&gt;http://blogs.zdnet.com/&lt;br /&gt;&lt;br /&gt;New store opening?&lt;br /&gt;I work at a new B&amp;amp;Q store which opens next week and have been have been asked to arrange activities for the day i have never done this before can anyone help me with ideas please thank you&lt;br /&gt;You need balloons and banners to attract people of course..&lt;br /&gt;If the store has budget, ask them if you could hire a mobile system guy that would play music to attract more people..&lt;br /&gt;If the store has no budget then bring your own sound system or use the stores system if they have one..&lt;br /&gt;Give out flyers before the opening date so people would be reminded of the store opening..&lt;br /&gt;Jumping Castles always go down well with kids if you hvae the space outside the store...&lt;br /&gt;Organise a BBQ, that's always pretty easy to do&lt;br /&gt;Have some kind of prize draw, where if you spend $10 or more in the store on the opening day you get entered into the draw for a gift voucher.&lt;br /&gt;Have spot super sales throughout the day where for the next 5 minutes, everyone who purchases a (name item here) can get it at 40% off, but make sure there's a staff memeber there who gives them some kind of proof that they picked that item up in the 5 minute time period.&lt;br /&gt;&lt;br /&gt;1. Get your colleagues to run demonstrations throughout the day on things such as:&lt;br /&gt;a Power Tools&lt;br /&gt;b Laying a wooden floor&lt;br /&gt;c. Fixing a leaking tap&lt;br /&gt;The list is endless.&lt;br /&gt;Get some of your colleagues to run small workshops for teenagers and parties for the little ones (make sure your colleagues are cleared to work with children)&lt;br /&gt;Hold a car wash for customers visiting your store.&lt;br /&gt;Hold a raffle with the prizes coming from your store.&lt;br /&gt;Have you arranged a celebrity to open the store that will help bring in the punters.&lt;br /&gt;The list is endless just go to a quiet place in your head and use your imagination. You may surprise yourself as to what you think of.&lt;br /&gt;Organise a BBQ, that's always pretty easy to do"&lt;br /&gt;BBQ @ B&amp;amp;Q ? novel but this is the UK, it will rain.&lt;br /&gt;a bbq would not be allowed, need food licence. last b&amp;amp;q i was passing on opening day did...............nothing, but did give a way a b&amp;amp;q baseball cap and a tiny spirit level&lt;br /&gt;you wont have any money for a celebrity (unless its me)&lt;br /&gt;why not ask to see if there is a budget for this, if there is none that does limit your options a bit.&lt;br /&gt;Mini Quiz featuring areas around the store to make customers move around the ailes finding out where stuff is , they always ask the staff these questions so make them see how easy it really is -i.e. What row are the bath room fittings in or what is on offer in area 'g' that will make them see your store offer and maybe buy it.&lt;br /&gt;A town crier walking around in full gear ringing his bell and making loud statements about what is going on.&lt;br /&gt;A Mr or Mrs B+Q with T-shirt offering mini prizes if customers answer a simple question&lt;br /&gt;You need a budget Good Luck&lt;br /&gt;T shirt give away&lt;br /&gt;All staff wearing slogan T-shirts you decide the slogan&lt;br /&gt;Balloons outside with music playing&lt;br /&gt;DJ inside loud music with announcements about the store between tracks&lt;br /&gt;Freebies for first 50 customers -this will have to be managed with Raffle tickets could be great or create a riot.&lt;br /&gt;http://uk.answers.yahoo.com&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-696419615727836984?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/696419615727836984/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=696419615727836984&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/696419615727836984'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/696419615727836984'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/small-business-backup-for-windows.html' title='Small business backup for Windows'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-4212263750262125018</id><published>2008-03-05T06:08:00.000-07:00</published><updated>2008-03-05T06:11:34.124-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Money'/><title type='text'>Niche Annihilation Method</title><content type='html'>57&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;By thereviewer&lt;br /&gt;What is?&lt;br /&gt;&lt;br /&gt;Niche Annihilation Method (NAM) is a system to conquest any niche market using aggressive but proven techniques which induce a marketing success and, if possible, destroy the competition.&lt;br /&gt;&lt;br /&gt;In detail NAM consists of 6 methods covering the different aspects of a marketing launch, a step-by-step guide for a niche website from the naked idea to the success, and 4 amazing bonuses that are limited to the first people that download it.&lt;br /&gt;Who is Rob Benwell?&lt;br /&gt;&lt;br /&gt;Rob Benwell is the former author of some bestellers like Blogging to the Bank, Blogging to the Bank 2.0, Niche Domination.&lt;br /&gt;Table of contents&lt;br /&gt;&lt;br /&gt;    * Introduction To The Niche Annihilation Method&lt;br /&gt;    * Method #1 - Conversions, Conversions, Conversions&lt;br /&gt;    * Method #2 - Search Engine Domination&lt;br /&gt;    * Method #3 - The Only Proven PPC Technique&lt;br /&gt;    * Method #4 - Super Charged Affiliate Program&lt;br /&gt;    * Method #5 - The Backend Money Machine&lt;br /&gt;    * Method #6 - Time Savers&lt;br /&gt;    * 30 Day Blueprint For Success&lt;br /&gt;&lt;br /&gt;Rating 8/10&lt;br /&gt;&lt;br /&gt;If you are totally new to niche marketing NAM is probably a must have. Nowhere you have the opportunity to learn so much about the successfull launch of a niche project.&lt;br /&gt;&lt;br /&gt;If you are a seasoned marketer the point is: how much success are you actually having with your niche websites? The allure of a new practical guide, packed with fresh informations and tricks is indisputable.&lt;br /&gt;http://www.propeller.com/viewstory/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-4212263750262125018?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/4212263750262125018/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=4212263750262125018&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4212263750262125018'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/4212263750262125018'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/niche-annihilation-method.html' title='Niche Annihilation Method'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-7134069765486420865</id><published>2008-03-05T06:06:00.000-07:00</published><updated>2008-03-05T06:09:41.935-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>mortgage rate standard federal bank Read All About It</title><content type='html'>This theory is based on 3 ideas:1. If yours is owned by Fannie Mae or Freddie Mac, then you have better chances of getting approved. The Federal Reserve lowered interest rates drastically in order to stimulate the economy, but only managed to create a huge financial bubble in the housing market. Keep in mind that you're given three working days from the date of closing to think things through. It's like upgrading a car to a more efficient, cost-effective model, but you don't like to get ripped off while you're still in the process of securing for the best deal.Tax wise, homeowners still receive a 1099C. Don't force it if it's a deal turned sour for you. Mortgage debt is something to avoid in retirement because a mortgage payment is fixed, while retirement income (except inflation-adjusted social security) will fluctuate with markets and interest rates. A short sale in that instance will be beneficial to the seller's credit and may be helpful when the seller becomes a buyer and wants to obtain another mortgage in the future.When researching mortgage rates online, try to choose sites that are as local and specific as you can find. There are some shady dealers in this day and age -- "lenders" that simply will cause you more harm than good over both the course of the short and the long term.One solution to the problem has been to encourage those homeowners in distress to work with the bank to sell the home while they continue to occupy the property.In fact, in this day and age, there are some definite options available to you through which you can protect your home from possible repossession.. But that would be like expecting a dog to bite the hand that feeds it. Many found out at the end of the year when they opened their&lt;br /&gt;home loan International&lt;br /&gt;http://arluenesmortgagesite.info/&lt;br /&gt;&lt;br /&gt;Akamai takes another software patent scalp&lt;br /&gt;&lt;br /&gt;By Timothy B. Lee | Published: March 03, 2008 - 08:15PM CT&lt;br /&gt;&lt;br /&gt;Akamai scored a victory in its patent battle with competitor Limelight last week, as a jury ruled that Limelight had infringed Akamai's patents. The jury awarded Akamai $46 million in damages, plus interest, rejecting Limelight's argument that the patent was too obvious to be valid. Shares of Limelight fell more than 25 percent on the verdict.&lt;br /&gt;&lt;br /&gt;Arizona-based Limelight is one of Akamai's major competitors in the field of content distribution networks, with more than $100 million in revenue in 2007. It raised $130 million in funding in 2006 and counts such heavyweights as Microsoft, Facebook, Dreamworks, and Amazon.com among its customers.&lt;br /&gt;&lt;br /&gt;Akamai originally sued Limelight for patent infringement in June 2006, and claims related to two other Akamai patents were dismissed in pretrial rulings last month. Limelight plans to appeal last week's verdict. If the appeals fail, it could have a devastating effect on the firm, possibly including a permanent injunction that could put Limelight out of business.&lt;br /&gt;&lt;br /&gt;The patent in question, No. 6,108,703, was granted to MIT in 2000 and has been licensed to Akamai. It covers a "global hosting system" in which "a base HTML document portion of a Web page is served from the Content Provider's site while one or more embedded objects for the page are served from the hosting servers, preferably, those hosting servers near the client machine."&lt;br /&gt;&lt;br /&gt;In other words, the patent covers the basic architecture of Akamai's content distribution network, in which Akamai stores files such as images and videos on a variety of servers scattered around the world. Akamai uses customized DNS servers to direct a user's web browser to the Akamai server that's likely to be the most responsive given that user's location and current network conditions. The patent appears to cover any large-scale network that uses a custom DNS server to direct a user's browser to the nearest caching server. If the patent is upheld, it may give Akamai a de facto monopoly on the basic concept of content distribution networks.&lt;br /&gt;&lt;br /&gt;Akamai has not been shy about using its patent portfolio to limit competition in this market. In 2000, Akamai sued competitor Digital Island for patent infringement, winning a permanent injunction in 2002. Digital Island was acquired by Cable and Wireless, which retaliated with a patent suit of its own in 2002. Akamai also sued competitor Speedera for patent infringement in 2002. That spat ended in 2005 when Akamai acquired Speedera.&lt;br /&gt;Implications for patent reform&lt;br /&gt;&lt;br /&gt;It's hard to see how innovation is promoted by allowing Akamai to monopolize the market for content delivery networks. The design of Akamai's network was certainly clever and ahead of its time. But it makes no sense to give a company a 20-year monopoly on an entire category of products merely because it happened to developed the first product in that category. Advocates of software patents might claim that Akamai would not have developed its technology without the opportunity for patent protection. But this doesn't pass the straight face test. As Akamai's own patent filing acknowledges, the basic concepts behind the patent, mirroring and DNS-based load balancing, have been around long before Akamai filed its patent application. It's hard to imagine that Akamai would not have developed its technology without the benefit of patent protection, or that other companies would not have developed similar technology if Akamai had not been on the scene.&lt;br /&gt;&lt;br /&gt;Limelight plans to seek an appeals court ruling that the patent is invalid. It will no doubt appreciate the work of the recently-launched End Software Patents project. Ben Klemens, the project's executive director, points out that Akamai's victory calls into question the idea that the Supreme Court's decision in last year's KSR v. Teleflex case has resolved problems with patent obviousness.&lt;br /&gt;&lt;br /&gt;"Many pundits promised us that once the effects of KSR v Teleflex work their way through the system, software patents would work just fine," Klemens told Ars. "But there are an awful lot of persons having ordinary skill in the art who say that the Akamai suit looks like yet another company suing the competition out of business using what seems to be a broad and obvious patent."&lt;br /&gt;&lt;br /&gt;Klemens also points out that the patent reform legislation that the House approved last year would have done little to help Limelight. He notes that the changes to the formula for computing damages could have reduced Limelight's liability, but he said that nothing in the patent reform bill would have prevented "the final ruling that Limelight can't organize its servers and data the way they do without permission from Akamai."&lt;br /&gt;&lt;br /&gt;Ultimately, the decision "is a reminder that our lawmakers are avoiding some big problems, and we still have a ways to go," Klemens said.&lt;br /&gt;http://arstechnica.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-7134069765486420865?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/7134069765486420865/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=7134069765486420865&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7134069765486420865'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7134069765486420865'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/mortgage-rate-standard-federal-bank.html' title='mortgage rate standard federal bank Read All About It'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8701031390268882351</id><published>2008-03-05T06:05:00.004-07:00</published><updated>2008-03-05T06:13:50.704-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>THE MEDIA BUSINESS: ADVERTISING; Better Business Bureau Says Nuclear Group Ran False Ads</title><content type='html'>*&lt;br /&gt;      E-MAIL&lt;br /&gt;    * Print&lt;br /&gt;    * Single-Page&lt;br /&gt;    * Save&lt;br /&gt;    * Share&lt;br /&gt;          o Del.icio.us&lt;br /&gt;          o Digg&lt;br /&gt;          o Facebook&lt;br /&gt;          o Newsvine&lt;br /&gt;          o Permalink&lt;br /&gt;&lt;br /&gt;By MATTHEW L. WALD&lt;br /&gt;Published: December 10, 1998&lt;br /&gt;&lt;br /&gt;The Better Business Bureau told the nuclear industry today to change ads the bureau said falsely claimed that nuclear reactors make power without polluting the air and water or damaging the environment.&lt;br /&gt;&lt;br /&gt;The finding, which the nuclear industry said it would take into account in planning its next campaign, contradicts the central argument the industry has used in the last few years to justify its existence. It also inserts the Better Business Bureau, a voluntary agency that mediates commercial disputes, into a new field: the electricity marketing battle in California and parts of New York and Pennsylvania, among other states, that offers consumers a choice among suppliers.&lt;br /&gt;&lt;br /&gt;The challenge had been brought by a coalition of environmental groups and a small electric supplier that markets power from windmills.&lt;br /&gt;&lt;br /&gt;The Better Business Bureau's National Advertising Division, which is based in New York, said in a decision announced today that the nuclear industry should stop calling itself ''environmentally clean'' and should stop saying it makes power ''without polluting the environment.'' Andrea Levine, the director of the division, said such claims were ''unsupportable.''&lt;br /&gt;&lt;br /&gt;The bureau agreed with environmentalists that nuclear fuel is made using electricity produced by coal plants; that reactors kill fish by sucking them in with cooling water and dumping scalding water back into lakes and rivers, and that nuclear waste poses a health threat.&lt;br /&gt;&lt;br /&gt;''Consumers can reasonably interpret the claim to mean that electricity generated by nuclear power is produced without any negative impact on the environment,'' the decision read in part. ''The record, however, does not support this interpretation of the claim.''&lt;br /&gt;&lt;br /&gt;The bureau's National Advertising Division, which is known as the N.A.D., was formed 25 years ago by the ad industry to head off the threat of Government regulation and has no punitive or enforcement powers. It issues about 100 decisions a year, but the vast majority are for disparagement of a product. This is its first concerning the energy field.&lt;br /&gt;&lt;br /&gt;While the decision was a new experience for the nuclear industry, Ms. Levine said it was a harbinger of the energy sector's transition to deregulated electricity, in which consumers will choose suppliers much as they pick a long-distance phone company.&lt;br /&gt;&lt;br /&gt;''For the first time,'' Ms. Levine said of utility companies, ''they have to deal with what everybody else who sells stuff to the public has had to.''&lt;br /&gt;&lt;br /&gt;The ads, which also claimed benefits for food irradiation and medical uses of radioactive materials, were produced by Smith &amp;amp; Harroff Inc., an advertising and public relations company in Arlington, Va., that represents many big utilities and trade associations.&lt;br /&gt;&lt;br /&gt;No ads from the $2 million campaign are now being used. But the campaign ran print ads for two weeks in April, three weeks in June and two weeks in November, in The New York Times, The Washington Post and a variety of magazines, including Barron's, National Review, The New Republic and The Atlantic, according to Scott Peterson of the Nuclear Energy Institute, the trade association that placed them. In addition, a radio spot ran on a Washington radio station.&lt;br /&gt;&lt;br /&gt;Mr. Peterson said that the ads were not intended to sell electricity. ''We geared this advertising campaign toward policy makers and opinion leaders, who are now considering not only energy issues but environmental issues as they go hand and hand,'' he said.&lt;br /&gt;&lt;br /&gt;''We're not Enron, we're not out there looking for market share,'' he said, referring to the Houston company that sells natural gas and electricity. ''This organization is solely an organization that works on policy issues. We have no consumer issues at all.''&lt;br /&gt;&lt;br /&gt;Still, the bureau's decision read in part, ''Simple economics dictates that any energy providers who want to be successful in this deregulated environment must make every attempt to influence the new direct-to-consumer market as it emerges.''&lt;br /&gt;&lt;br /&gt;At the Natural Resources Defense Council, which led the groups bringing the complaint, Ralph Cavanagh, an electricity expert, said, ''If this kind of thing was O.K., it would effectively mean there were no rules.''&lt;br /&gt;http://query.nytimes.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8701031390268882351?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8701031390268882351/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8701031390268882351&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8701031390268882351'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8701031390268882351'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/media-business-advertising-better.html' title='THE MEDIA BUSINESS: ADVERTISING; Better Business Bureau Says Nuclear Group Ran False Ads'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-7639177117989823075</id><published>2008-03-05T06:05:00.003-07:00</published><updated>2008-03-05T06:08:51.103-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>THE PERFECT SMALL BUSINESS SOLUTION IN NEED OF AN OFFICE APPEARANCE</title><content type='html'>Date: 2008-03-04, 11:54AM PST&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;LET US HELP YOU ESTABLISH A BUSINESS PRESENCE IN THE BAY AREA, San Mateo, South San Francisco, Burlingame and more&lt;br /&gt;Through Our Virtual Office/Business Identity Package Virtual Offices Available&lt;br /&gt;&lt;br /&gt;For more information contact Greg Kuhl at: gregk@bayareaoffices.com&lt;br /&gt;(650) 373-2000&lt;br /&gt;533 Airport Blvd. Suite 400&lt;br /&gt;Burlingame, CA 94010&lt;br /&gt;&lt;br /&gt;Feel Free to drop-in between the hours of 8:30-5:00&lt;br /&gt;&lt;br /&gt;WE LOOK FORWARD TO ASSISTING YOU!&lt;br /&gt;&lt;br /&gt;Our Business Identity Package consists of&lt;br /&gt;&lt;br /&gt;· Your own Phone Number&lt;br /&gt;· Telephone answering with Voicemail&lt;br /&gt;· Your Company Name on the Building Directory Board&lt;br /&gt;· Mailing address and mailbox&lt;br /&gt;· 8 hours use of our well appointed large conference room or a private office, per month&lt;br /&gt;&lt;br /&gt;All for $175 per month! We also have packages starting as low as $75,give us a call to inquire!&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;A perfect solution for those who work from home, on the road or just need a part time office.&lt;br /&gt;&lt;br /&gt;1-888-260-3385&lt;br /&gt;http://sfbay.craigslist.org/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-7639177117989823075?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/7639177117989823075/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=7639177117989823075&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7639177117989823075'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7639177117989823075'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/perfect-small-business-solution-in-need.html' title='THE PERFECT SMALL BUSINESS SOLUTION IN NEED OF AN OFFICE APPEARANCE'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-1697283554436911377</id><published>2008-03-05T06:05:00.002-07:00</published><updated>2008-03-05T06:08:35.072-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank'/><title type='text'>Caught on tape: Another support call nightmare (this time, Bank of America)</title><content type='html'>Posted by David Berlind @ 11:34 am&lt;br /&gt;&lt;br /&gt;Categories: General, Software Infrastructure, Security, Podcasts, IT Matters&lt;br /&gt;&lt;br /&gt;Tags:&lt;br /&gt;TalkBack&lt;br /&gt;&lt;br /&gt;    * Share&lt;br /&gt;          o Digg&lt;br /&gt;          o Del.ico.us&lt;br /&gt;          o Sphere&lt;br /&gt;          o Blog This&lt;br /&gt;    * Print&lt;br /&gt;    * Email&lt;br /&gt;    * Recommend Don't Recommend&lt;br /&gt;    *&lt;br /&gt;      +0&lt;br /&gt;      0&lt;br /&gt;&lt;br /&gt;In this third caught-on-tape installment (#1 T-Mobile, #2 Ticketmaster) in of a series of IT Matters podcasts I’m calling The Support Files,  I’ve got Bank of America on tape giving me blantantly false information about the customer service phone numbers on the back of its ATM cards.  Not only that, the recording of my attempt to locate a human while navigating the company’s interactive voice response system (IVR) on the telephone demonstrates how BofA falls apart during a critical moment of truth: that moment when you’re standing in front of an ATM machine that’s outside of the country and its not working (in other words, you can’t get to your money).&lt;br /&gt;&lt;br /&gt;This situation actually happened to me during a recent stay in Canada.  I walked up to an ATM machine, put my BofA ATM card into the slot, and, after entering my PIN number, it responded with a message that it could not access my account.  I took my card back and, naturally, flipped it over in search of a phone number to call to rectify the situation.  I was out of money and needed cash. Very clearly printed on the back of my BofA ATM card are two phone numbers for customer service. One is a toll-free 800 number. The other is a number for cardholders to call if they’re outside the US. It’s 315-724-4022. Since I was in Canada, I called the second number and the message I got was that the number was no longer in service and that no further information was available. So, imagine if you’re out of the country with no access to your cash and no way to reach your bank.  Problem?  You betcha.&lt;br /&gt;&lt;br /&gt;On a wing and a prayer, I tried the 800 number and it actually worked from Canada (contrary to what the card suggests…another little customer moment of truth).  I found my way to a human (a painful process: strangely, for a number printed on the back of an ATM card, there’s no option for "I’m at an ATM machine and can’t get to my money") and, in the process of resolving the problem, the customer service rep said she’d look into the disconnected number.  There are basically two ways for BofA to solve the main problem.  The company must either (1) reclaim that phone number and make sure it rings through to its customer service center or [not sure if this is even possible] (2) re-issue ATM cards to all of its customers with the correct number on the back [imagine the expense?].  To leave things as they are as BofA has so far done is putting its customers at significant risk.  Not just the ones who travel internationally, but also the one that, for some reason, can’t get the 800# to work (which I’ve had happen to me at pay phones).&lt;br /&gt;&lt;br /&gt;So, yesterday, more than a month later, I decided to try that 315 number again.  And again, I got the same message.  So, once again, I called the 800 number and found my way to a human even though no such option is clearly offered.  After I explained the problem, the customer service rep (who was very pleasant over the phone) looked at her own ATM card to verify that I had the right number (which I did) and here’s the exchange that took place next:&lt;br /&gt;&lt;br /&gt;    BofA rep: What I’m going to do…I did just look into this a little bit further.. that is the same number, OK.. basically, what must have happened is that day, OK, that you called, the phone line must have been down at some point.&lt;br /&gt;    DB: No I just called it a few moments ago. It’s still down.&lt;br /&gt;    BofA rep: You just called it a few moments ago and you’re out of the country?&lt;br /&gt;    DB: No, no, no.  I’m back in the country right now.&lt;br /&gt;    BofA rep: But that [number] is for outside of the country.&lt;br /&gt;    DB: It only works outside of the country?&lt;br /&gt;    BofA rep: Outside of the country, correct.&lt;br /&gt;    ….&lt;br /&gt;    DB: So, in other words, this is only a phone number that works outside of North America?&lt;br /&gt;    BofA rep: That’s correct….So, if it’s outside of North America and you called that number, it will go through. If you call from inside, it’s not going to go through.&lt;br /&gt;&lt;br /&gt;You can hear this entire exchange in my recording of the call, plus you can hear me ask at one point, how it was that they were able to verify my ability to access my account by checking the phone number I was calling from.  I have CallerID blocked on all outbound calls.  Does BofA have the same sort of special access to the CallerID system that the 911 system has? I was promised that I’d be called back that same day with an answer, but never received a call.&lt;br /&gt;&lt;br /&gt;More importantly, I called James Governor — one of the principal analysts at Redmonk and someone who is based in the UK — and asked him if he’d do me a favor by testing the 315 number from his European phone line. Like me, Governor got the proverbial "no longer in service" message proving that the explanation I received was pure bunk. My converstation with Governor is included in the podcast. You can download a recording of the call, or it’s streamable with the built-in player above, or, of you’re subscribed to ZDNet’s IT Matters series of podcasts, it will automatically get downloaded to your computer and/or MP3 player.  Note: using an audio editor (Audacity), I edited the audio to remove the long telephone hold periods and a bit of conversation where I was talking abou the weather with the customer service rep.  Also, anything confidential (account numbers, phone numbers, etc.) was edited out as well.&lt;br /&gt;http://blogs.zdnet.com/&lt;br /&gt;&lt;br /&gt; March 4, 2008, 10:11 am&lt;br /&gt;Best Buy Slides As Bank of America Downgrades Rating; Sees Coming TV Glut Pressuring Margins&lt;br /&gt;Posted by Eric Savitz&lt;br /&gt;&lt;br /&gt;Best Buy (BBY) shares are losing ground this morning after Bank of America’s David Strasser cut his rating on the stock to Neutral from Buy. He reduced his price target on the stock to $41 from $47.&lt;br /&gt;&lt;br /&gt;Strasser says some trends which worked for the company in 2007 will reverse this year. He anticpates an over-supply of flat-panel TVs in the second half “driven by lackluster demand as slowing big ticket purchases will be exacerbated by an overly optimistic production schedule from the manufacturers.” The result, he says, will be pressure on margins.&lt;br /&gt;&lt;br /&gt;BBY today is down 61 cents, or 1.4%, at $42.67.&lt;br /&gt;Permalink | Trackback URL: http://blogs.barrons.com/techtraderdaily/2008/03/04/best-buy-slides-as-bank-of-america-downgr&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Taking Payment with PayPal, Escrow and other Online Options&lt;br /&gt;Collis Ta'eed&lt;br /&gt;Image from iStockPhoto&lt;br /&gt;&lt;br /&gt;These days a lot of freelance work is happening online, often internationally and often without you and your client ever meeting. Thanks to the web we now have access to a much larger client pool which is great news, however it does present a whole raft of new problems in terms of payment options and trust. Laws about payment, fees and facilities for transactions and legal fallbacks for chasing payment all differ around the world.&lt;br /&gt;&lt;br /&gt;In this post we’ll look at using payment services such as PayPal, Escrow, Moneybookers and others to relieve your client’s wallet with a lot less hassle. And while I bring up the topic because of international transactions that I’ve recently had to pursue, all of these payment options would work equally well in a local setting, so don’t feel you need to be a jetsetting freelancer to make use of them.&lt;br /&gt;Bank and Cheque Processing Fees, and Effort!&lt;br /&gt;&lt;br /&gt;When it comes to taking payment from international clients, your number one enemy is processing fees. It differs around the world, but certainly here in Australia processing a cheque from overseas or receiving a bank transfer can incur significant fees. For example recently I processed a US$100 cheque at a local bank, the total of fees I paid came to AU$33 which is about US$25. So basically close to a quarter of the cheque went to the bank.&lt;br /&gt;Go Media Arsenal&lt;br /&gt;&lt;br /&gt;On top of losing a quarter of the value of the transaction, the whole experience took ages. The teller looked at the cheque, looked a bit confused, sent me off to a special desk where I had to wait for 10 minutes, then was kept waiting another 10 minutes while the processing was handled. So the whole expedition cost me about 30 minutes of my time as well. After spending a quarter of the total PLUS half an hour of my time, all of a sudden this cheque was proving quite the waste of effort.&lt;br /&gt;&lt;br /&gt;Bank transfers aren’t that much better. On the occasions when I have received an invoice payment wired to my bank it usually takes a long time to arrive, the client will often have trouble making our bank account numbers work in their internet banking systems and again I usually lose a big chunk of money to “processing fees”.&lt;br /&gt;&lt;br /&gt;In short, the situation with banks and cheques is lousy. It may be better for other country-country transactions, but for me at least, I find myself looking elsewhere.&lt;br /&gt;Using PayPal (or Moneybookers, PayPay and others)&lt;br /&gt;&lt;br /&gt;These days there are a growing number of trustworthy online payment solutions and chances are you’ve used one or more before. PayPal is my own personal choice, however depending on what country you live in, this may not be available. Good alternatives to PayPal include MoneyBookers and PayPay which are similar services.&lt;br /&gt;&lt;br /&gt;All three services have a basic payment facility where you can invoice your client by simply sending them an email requesting them to visit the PayPal (or other) website and make their payment using their choice of credit card or often various other payment options. With PayPal you can either use the basic “Request Money” tool or send an email invoice. And there’s integration with Outlook and Quickbooks as well.&lt;br /&gt;Image from iStockPhoto&lt;br /&gt;&lt;br /&gt;The main advantage is that the client doesn’t need to actually have a PayPal account themselves, they can simply pay by credit card. When you receive payment in your account you can transfer it from there to your bank account in about 3-5 days.&lt;br /&gt;&lt;br /&gt;What’s the Catch?&lt;br /&gt;There are some drawbacks to using these systems. The main one is fees. PayPal takes about 2.5% of your takings, so on a $100 transaction you’d lose $2.50 which isn’t so much especially compared to the bank fees I found myself paying for the old school transactions mentioned above.. However if you have a $10,000 transaction, that number will be more like $250 which is quite a lot more. These fees come from credit card processing and are unfortunately somewhat unavoidable. My advice is to work it in to your quote at the beginning of the project if it bothers you.&lt;br /&gt;&lt;br /&gt;For a full PayPal rate schedule click here. It works in a slightly more complicated fashion than my simplified ‘2.5%’.&lt;br /&gt;&lt;br /&gt;Another catch is that when you take payment from a credit card you become vulnerable to chargebacks. Due to the way credit cards work if a transaction is disputed and you don’t have a signature and physical documentation the money will be generally refunded back to the card holder. This isn’t a big deal for freelancers however since generally speaking someone who isn’t going to pay you will simply not pay you rather than going to the trouble of fraudulently using someone else’s card. Still it’s worth knowing that such a thing exists. PayPal has a payment resolution centre to deal with issues like this.&lt;br /&gt;&lt;br /&gt;Integrating with a Website&lt;br /&gt;One particularly neat trick you can do with PayPal is integrating payment facilities with your website. This might sound like you need some technical wizardry, but it is in fact pretty simple. If you can cut+paste HTML you can do it.&lt;br /&gt;&lt;br /&gt;Basically PayPal gives you some tools to produce a form that you can place on your website to take an invoice number and payment amount. From there the payer will get sent to PayPal to make the payment which will show up in your account with that invoice number. Here’s an example from my old portfolio site.&lt;br /&gt;&lt;br /&gt;You can create a form like this using PayPal’s Merchant Tools section. I’ll putting up a step-by-step tutorial here on FreelanceSwitch in the coming weeks so stay tuned.&lt;br /&gt;&lt;br /&gt;The neat thing about having a payment facility integrated with your website is that you can write it on your invoices. On my invoices I used to have a section that went:&lt;br /&gt;&lt;br /&gt;    Pay by Bank Transfer: … details&lt;br /&gt;    Pay by Cheque: … details&lt;br /&gt;    Pay by Credit Card: Visit thegoodness.com.au/client.html to pay via PayPal with any major credit card.&lt;br /&gt;&lt;br /&gt;Having a few payment options looked professional and allowed different clients to use the method they preferred. Most international clients made use of the PayPal facility - except of course for the odd pesky client who insisted on sending a $100 international cheque!&lt;br /&gt;&lt;br /&gt;If you want to take website payments further you can explore other options like Google Checkout and 2CO or go the whole hog and have a payment gateway and merchant account. These are a little out of the scope of this article, so I’ll assume that if you are going to try one of those methods you probably know what you are doing!&lt;br /&gt;Escrow&lt;br /&gt;&lt;br /&gt;So far we’ve discussed ways to make payment easier and incur less fees and charges, but this skirts another issue thrown up by international dealings and that is trust.&lt;br /&gt;&lt;br /&gt;When you’ve never actually met or seen a person and you don’t really know anything about the country they are contacting you from (or even if that’s really the country they are in!) there can be some real trust issues. I like to think that I can gauge a persons genuineness through their tone of voice in email, but let’s face it, that’s perhaps a little optimistic.&lt;br /&gt;&lt;br /&gt;Fortunately there is a service that caters to this market too, namely Escrow.com. Basically escrow works as an neutral third party in your transaction. They are like the Switzerland of internet transactions. Here’s what happens:&lt;br /&gt;&lt;br /&gt;    * You and your client agree on the amount the job is worth&lt;br /&gt;    * The client pays that amount to Escrow.com who holds the cash&lt;br /&gt;    * You do the job and send the work to the client&lt;br /&gt;    * The client tells Escrow that it’s all good and you get paid&lt;br /&gt;&lt;br /&gt;What this means is that as the contractor you are secure knowing that the client really is prepared to pay, the client knows that you won’t receive payment until you’ve handed over the work, and you both know that if something goes wrong Escrow has a long process of investigation to find out which party is in the wrong.&lt;br /&gt;&lt;br /&gt;There are some additional fees called the Escrow fee which you can choose to split or have one party pay. Generally for a freelance transaction that would come from the client. You can find information about the fees here, they come to about 3-4%.&lt;br /&gt;&lt;br /&gt;I’ve used Escrow only once (as a buyer not a seller though) and the experience was good. They make you jump through a few hoops in terms of identification, but this is a good thing as it makes the whole transaction more trustworthy.&lt;br /&gt;&lt;br /&gt;For a big job with an unknown client Escrow is a good, safe bet.&lt;br /&gt;Other Options&lt;br /&gt;&lt;br /&gt;There are doubtless other payment options you can pursue. One that springs to mind is Western Union - though I’ve never used their service before, perhaps readers might leave their thoughts on that in the comments. For myself PayPal has proven useful and Escrow for more scary transactions and I hope this post helps you take money from all corners of the world not just your own.&lt;br /&gt;http://freelanceswitch.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-1697283554436911377?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/1697283554436911377/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=1697283554436911377&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1697283554436911377'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/1697283554436911377'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/caught-on-tape-another-support-call.html' title='Caught on tape: Another support call nightmare (this time, Bank of America)'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-7824666484702225701</id><published>2008-03-05T06:05:00.000-07:00</published><updated>2008-03-05T06:06:54.688-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Business'/><title type='text'>Expansion of Ecosystem Drives Global SAP(R) Business ByDesign(TM) Solution Momentum</title><content type='html'>Press Release    Source: SAP AG&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Tuesday March 4, 4:00 am ET&lt;br /&gt;SAP Continues Rollout of Most Complete On-Demand Solution in Key Geographic Markets; New Group of 'Early Partners' Endorse SAP Business ByDesign Approach&lt;br /&gt;&lt;br /&gt;HANOVER, Germany, March 4 /PRNewswire-FirstCall/ -- Continuing to drive its rollout of SAP® Business ByDesign(TM), the most complete and adaptable on-demand business solution addressing the specific needs of rapidly growing midsize companies, SAP AG (NYSE: SAP - News) today announced 21 additional respected IT service providers from China, France, Germany and the United Kingdom have assigned to commit themselves to accompany SAP in its phased go-to-market approach. Of these "early partners," 16 companies have tremendous experience serving the needs of small businesses and midsize companies with the SAP® Business One application and the SAP® Business All-in-One solution. In addition to these existing SAP partners who intend to expand their established business with a new model dedicated to volume business, five new companies have expressed their intention to join forces with SAP with the plan to grow their businesses with SAP Business ByDesign. These companies include MyNet Co Ltd. and Inventec Service Co. Ltd. from China as well as ALPHA Business Solutions AG, GUS Group and PORTOLAN Commerce Solutions GmbH from Germany. Representing key target regions across EMEA and Asia, all these IT service providers intend to work closely with SAP to market the SAP Business ByDesign solution, enabling midsize companies to quickly and cost-effectively reap value from this on-demand business solution. The announcement was made at CeBIT 2008, the world's leading information technology showcase, being held in Hanover, Germany, March 4-9.&lt;br /&gt;&lt;br /&gt;ADVERTISEMENT&lt;br /&gt;(Logo: http://www.newscom.com/cgi-bin/prnh/20050310/SFTH009LOGO-a)&lt;br /&gt;&lt;br /&gt;SAP Business ByDesign is an entirely new addition to the SAP solution portfolio for small businesses and midsize companies and focuses on a new, additional market segment at the lower end of the midmarket. With its on-demand deployment model, customers benefit from ease-of use, high availability, full integration and reduced costs for maintenance, testing and upgrades. With this announcement, there are now 43 "early partners" working closely with SAP to address the un-met needs of midsize companies (see October 29, 2007 press release titled, "SAP Announces U.S. Partners to Sign Up to Assist Delivery of SAP® Business ByDesign(TM) to Midmarket").&lt;br /&gt;&lt;br /&gt;"As a market leader in the pharmaceutical industry, we are close to the market and know exactly what midsize customers in this particular segment require," said Heinz-Paul Bonn, chairman of the board, GUS Group. "We consider GUS and SAP a perfect fit since we strongly believe in the software-as-a-service business model and regard SAP Business ByDesign as a great platform for international markets."&lt;br /&gt;&lt;br /&gt;Ecosystem Strengthens Business ByDesign Partner Program&lt;br /&gt;&lt;br /&gt;By working closely with SAP, upcoming and existing partners will add tremendous knowledge and know-how to the SAP Business ByDesign partner program. ALPHA Business Solutions AG, a German system integrator, is a new partner of SAP and also resells non-SAP enterprise resource planning (ERP) software.&lt;br /&gt;&lt;br /&gt;"SAP Business ByDesign is an ideal addition to our current solution portfolio," said Michael Finkler, chief executive officer, ALPHA Business Solutions AG. "We believe this will help us address a new market segment to enhance our business growth. The new solution allows us to offer a subscription-based-on-demand model. In 14 years of consulting engagements with midmarket customers, we often have realized that companies require an integrated business suite, but do not have in-house access to necessary IT resources. SAP Business ByDesign will help those customers to get a top-notch business solution."&lt;br /&gt;&lt;br /&gt;Partners clearly recognize the tremendous market opportunities for SAP Business ByDesign -- and for their own businesses.&lt;br /&gt;&lt;br /&gt;"Partners will play a key role in the success of SAP Business ByDesign," said Hans-Peter Klaey, president, Global SME, SAP AG. "SAP Business ByDesign introduces a new business model along with the existing SME portfolio -- extending our successful portfolio and providing entirely new opportunities for partners. SAP is dedicating significant resources to ensure that our partners are well-equipped to effectively roll out the new solution and cater to growing customer interest."&lt;br /&gt;&lt;br /&gt;SAP Channel Growth Flourishes&lt;br /&gt;&lt;br /&gt;New SAP Business ByDesign "early partners" across the initial geographic rollout regions include:&lt;br /&gt;&lt;br /&gt;    China (5)&lt;br /&gt;    --  CDP Group Co Ltd. -- headquartered in Shanghai, has been an HR BPO&lt;br /&gt;        partner for Greater China, Asia-Pacific and Japan, with an expertise&lt;br /&gt;        in the high-tech, retail, services, consumer products and chemicals&lt;br /&gt;        industries&lt;br /&gt;    --  Inventec Service Co. Ltd. -- headquartered in Shanghai, is a&lt;br /&gt;        world-leading OEM/ODM provider for notebooks, servers, mobile devices&lt;br /&gt;        and IT outsourcing services&lt;br /&gt;    --  MyNet Co Ltd. -- headquartered in Beijing, focuses on the&lt;br /&gt;        manufacturing and consumer products industry and will be a new partner&lt;br /&gt;        to SAP&lt;br /&gt;    --  TechSonic Information Technology Co., Ltd. -- headquartered in&lt;br /&gt;        Shanghai with sales offices throughout China, enables clients across&lt;br /&gt;        all industries with SAP Business One&lt;br /&gt;    --  Unis-Beyondsoft Business Application Software &amp;amp; Service Co. Ltd. --&lt;br /&gt;        headquartered in Beijing, is part of a large IT conglomerate and an&lt;br /&gt;        SAP Business One and SAP Business All-in-One partner, servicing&lt;br /&gt;        cross-industry customers&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;    France (5)&lt;br /&gt;    --  Artaud Courtheoux &amp;amp; Associes -- headquartered in Paris, works with&lt;br /&gt;        high-tech, public sector and aerospace and defense customers with SAP&lt;br /&gt;        Business One&lt;br /&gt;    --  ERT Integration -- headquartered in Bievres, is an SAP Business One&lt;br /&gt;        partner servicing customers in the wholesale and discrete&lt;br /&gt;        manufacturing industries&lt;br /&gt;    --  Infoclip -- headquartered in Paris, focuses on the professional&lt;br /&gt;        services and wholesale industry with SAP Business One&lt;br /&gt;    --  Micropole-Univers -- headquartered in Paris with offices in the United&lt;br /&gt;        Kingdom and Switzerland, pursues a cross-industry approach and shows&lt;br /&gt;        strong expertise in business intelligence, CRM, e-business and ERP&lt;br /&gt;        solutions&lt;br /&gt;    --  Viseo -- headquartered in Paris, with offices in Germany, Morocco and&lt;br /&gt;        the United States, offers SAP Business One and SAP Business All-in-One&lt;br /&gt;        to companies in the retail, process and manufacturing industries&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;    Germany (8)&lt;br /&gt;    --  ALPHA Business Solutions AG -- headquartered in Kaiserslautern, is a&lt;br /&gt;        specialist in the manufacturing industry&lt;br /&gt;    --  Data One GmbH -- headquartered in Saarbrucken, works with professional&lt;br /&gt;        services, wholesale and manufacturing customers with SAP Business&lt;br /&gt;        All-in-One&lt;br /&gt;    --  GUS Group -- headquartered in Cologne, currently offers its own set of&lt;br /&gt;        ERP solutions for the food, pharmaceuticals and cosmetics, chemistry,&lt;br /&gt;        and logistics industries, and intends to enlarge its solution&lt;br /&gt;        portfolio with SAP Business ByDesign&lt;br /&gt;    --  IDS Scheer AG -- headquartered in Saarbrucken, an international SAP&lt;br /&gt;        Business All-in-One partner who in this field focuses on solutions in&lt;br /&gt;        the discrete and process industries, including capital goods, chemical&lt;br /&gt;        and pharmaceuticals, consumer and professional services industries&lt;br /&gt;    --  KINAMU Deutschland GmbH -- headquartered in Munich, an SAP channel&lt;br /&gt;        partner for SAP Business All-in-One, provides midmarket companies with&lt;br /&gt;        ERP and CRM solutions, combining open source products and SAP&lt;br /&gt;        solutions&lt;br /&gt;    --  ORGA GmbH -- headquartered in Karlsruhe, delivers SAP Business&lt;br /&gt;        All-in-One solutions to customers from the media, professional&lt;br /&gt;        services and manufacturing industries, ORGA is part of the FIDUCIA&lt;br /&gt;        Group&lt;br /&gt;    --  PORTOLAN Commerce Solutions GmbH -- headquartered in Ilsfeld, serves&lt;br /&gt;        customers in the professional services arena with SAP Business&lt;br /&gt;        All-in-One&lt;br /&gt;    --  UNIORG Services GmbH -- headquartered in Dortmund, enables clients in&lt;br /&gt;        the wholesale, manufacturing and professional services industries to&lt;br /&gt;        better manage their business with SAP Business One&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;    United Kingdom (3)&lt;br /&gt;    --  AlphaGen Group -- headquartered in London, provides wholesale and&lt;br /&gt;        distribution, light manufacturing and professional services businesses&lt;br /&gt;        using SAP Business One&lt;br /&gt;    --  Chelford SAP Solutions Ltd -- headquartered in Basingstoke with 50&lt;br /&gt;        customers, has delivered over 10 years a broad range of unique SAP&lt;br /&gt;        Business All-in-One solutions customized for various industries,&lt;br /&gt;        including consumer products and wholesale distribution&lt;br /&gt;    --  Sapphire Systems Plc -- headquartered in London, offers SAP Business&lt;br /&gt;        One throughout the United Kingdom to international organizations,&lt;br /&gt;        wholesale distributors and media organizations.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;SAP solutions for companies of all sizes can be seen at Booth D12 in Hall 4, at CeBIT 2008, being held March 4-9, 2008.&lt;br /&gt;&lt;br /&gt;About SAP&lt;br /&gt;&lt;br /&gt;SAP is the world's leading provider of business software*. Today, more than 46,100 customers in more than 120 countries run SAP® applications-from distinct solutions addressing the needs of small businesses and midsize companies to suite offerings for global organizations. Powered by the SAP NetWeaver® technology platform to drive innovation and enable business change, SAP software helps enterprises of all sizes around the world improve customer relationships, enhance partner collaboration and create efficiencies across their supply chains and business operations. SAP solution portfolios support the unique business processes of more than 25 industries, including high tech, retail, financial services, healthcare and the public sector. With subsidiaries in more than 50 countries, the company is listed on several exchanges, including the Frankfurt stock exchange and NYSE under the symbol "SAP." (Additional information at http://www.sap.com)&lt;br /&gt;&lt;br /&gt;    (*) SAP defines business software as comprising enterprise resource&lt;br /&gt;        planning and related applications such as supply chain management,&lt;br /&gt;        customer relationship management, product life-cycle management and&lt;br /&gt;        supplier relationship management.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "believe," "estimate," "expect," "forecast," "intend," "may," "plan," "project," "predict," "should" and "will" and similar expressions as they relate to SAP are intended to identify such forward-looking statements. SAP undertakes no obligation to publicly update or revise any forward-looking statements. All forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from expectations. The factors that could affect SAP's future financial results are discussed more fully in SAP's filings with the U.S. Securities and Exchange Commission ("SEC"), including SAP's most recent Annual Report on Form 20-F filed with the SEC. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of their dates.&lt;br /&gt;&lt;br /&gt;Copyright © 2008 SAP AG. All rights reserved.&lt;br /&gt;&lt;br /&gt;SAP, R/3, mySAP, mySAP.com, xApps, xApp, SAP NetWeaver and other SAP products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of SAP AG in Germany and in several other countries all over the world. All other product and service names mentioned are the trademarks of their respective companies. Data contained in this document serve informational purposes only. National product specifications may vary.&lt;br /&gt;&lt;br /&gt;     For customers interested in learning more about SAP products:&lt;br /&gt;     Global Customer Center: +49 180 534-34-24&lt;br /&gt;     United States Only: 1 (800) 872-1SAP (1-800-872-1727)&lt;br /&gt;&lt;br /&gt;     For more information, press only:&lt;br /&gt;     Astrid Polchen, +49 (6227) 7-47644, astrid.poelchen@sap.com, CET&lt;br /&gt;     SAP Press Office, +49 (6227) 7-46315, CET; +1 (610) 661-3200, EST;&lt;br /&gt;     press@sap.com&lt;br /&gt;     Torrey Fazen, Burson-Marsteller, +1 (617) 764-0146, torrey.fazen@bm.com,&lt;br /&gt;     EST&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Source: SAP AG&lt;br /&gt;http://biz.yahoo.com/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-7824666484702225701?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/7824666484702225701/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=7824666484702225701&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7824666484702225701'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/7824666484702225701'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/expansion-of-ecosystem-drives-global.html' title='Expansion of Ecosystem Drives Global SAP(R) Business ByDesign(TM) Solution Momentum'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/12979806290546950602</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-5898848406505129071.post-8706823096721620838</id><published>2008-03-05T06:03:00.000-07:00</published><updated>2008-03-05T06:05:43.679-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Other'/><title type='text'>Chicken and ... choices, choices</title><content type='html'>March 4, 2008 11:46 AM&lt;br /&gt;&lt;br /&gt;ChickenSandwichLindaNylind.jpg&lt;br /&gt;A chicken and avocado sandwich in close-up. One of many tantalising combinations. Photo: Linda Nylind&lt;br /&gt;&lt;br /&gt;Still disconsolate because Masterchef has come to an end? Fear not foodie workers - we're going to be having our own version of television's toughest challenge. Only with far less shouting. And with only the contents of our lunchboxes for the ingredients test.&lt;br /&gt;&lt;br /&gt;Instead of whipping up our finest two courses in just an hour, we'll be breaking out the sandwiches, shaking out the salad, and um, cracking open the couscous in our hunt for the finest lunch fare in the land.&lt;br /&gt;&lt;br /&gt;This week's theme is chicken, and we want to know who makes the finest chicken sandwich on the high street; which delicious recipes we should be creating with Sunday's leftovers; and whether anything really can beat a decent chicken salad on granary bread. Is that actually the perfect sandwich? And what are our thoughts on mayonnaise ... altogether too gloopy or an absolute necessity?&lt;br /&gt;&lt;br /&gt;I'll be here from 1pm with my M&amp;amp;S Moroccan chicken and chickpea extravaganza, which I am very much looking forward to. So share your chicken-y lunch tips. Following the wild success of the cheese-themed week and last week's romp through the delights of leftovers I'm expecting great things this lunchtime. The best of your comments will be relayed to hungry lunchers across the land in next week's Office Hours.&lt;br /&gt;&lt;br /&gt;And in any case, what's the alternative this lunchtime? Mr Cameron chatting to you live? Chicken sandwich or talking to Dave - your choice lunchers, your choice.&lt;br /&gt;&lt;br /&gt;See you at 1pm.&lt;br /&gt;http://blogs.guardian.co.uk/&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5898848406505129071-8706823096721620838?l=bestspecialthings.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bestspecialthings.blogspot.com/feeds/8706823096721620838/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=5898848406505129071&amp;postID=8706823096721620838&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8706823096721620838'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/5898848406505129071/posts/default/8706823096721620838'/><link rel='alternate' type='text/html' href='http://bestspecialthings.blogspot.com/2008/03/chicken-and-choices-choices.html' title='Chicken and ... choices, choices'/><author><name>specialthings</name><uri>http://www.blogger.com/profile/
